Autauga County, Alabama

County Distress Index: Elevated · 52.5 | 60,342 people · 63rd most distressed in Alabama
American Default Research

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Autauga County, AL registers elevated household financial distress with a score of 52.5 — 1428th nationally out of 3144 counties. The primary driver is Legal Distress, where bankruptcy filing rates are well above the national average. Within Alabama, it ranks 63rd of 67 counties. It scores lower than all 5 of its neighboring counties.

The Numbers Behind the Score

The CDI measures five statistically derived factors of household financial distress, PCA-weighted. Autauga County's primary driver is Legal Distress at 98.8 — worse than roughly 99% of U.S. counties.

Legal Distress Primary driver 98.8
Bankruptcy Filing Rate 99
Consumer Credit Distress 65.6
Debt in Collections 63
Medical Debt 56
Auto Loan Delinquency 67
Credit Card Delinquency 79
Uninsured Rate 44
Subprime Credit Population 71
Economic Vitality 38.3
Wage-to-Rent Ratio 41
Rent-to-Income Ratio 17
Business Formation Rate 47
House Price Change (YoY) 74
Housing Cost Burden 29.8
Rent-Burdened (30%+) 16
Severely Rent-Burdened (50%+) 34
Mortgage-Burdened (30%+) 36
Homeownership Rate 47
Structural Poverty 28.3
Unemployment Rate 1
Poverty Rate 35
Income vs. State Median 10
Child Poverty Rate 45
Disability Rate 49
Transfer Income Dependency 32

Scores are percentile-based: 50 = national median, higher = more distressed.

Neighbors and Peers

Neighboring Counties

CountyScoreZonevs. Autauga County
Autauga County, AL 52.5 Elevated —
Dallas County, AL 84.6 Crisis +32.1
Montgomery County, AL 76.3 Serious +23.8
Lowndes County, AL 70.7 Serious +18.3
Chilton County, AL 61.3 Elevated +8.8
Elmore County, AL 55.8 Elevated +3.3

Population Peers

CountyScoreZonevs. Autauga County
Walton County, FL 52.5 Elevated +0.0
Erie County, OH 52.5 Elevated +0.1
New Hanover County, NC 52.3 Elevated -0.2
St. Clair County, AL 52.2 Elevated -0.3
Williamson County, IL 52.8 Elevated +0.3

Download Data

Export all distress indicators for Autauga County as a CSV file.

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Alabama State Bar Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Alabama State Bar Lawyer Referral Service 1-800-392-5660

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Legal aid organizations serving Autauga County residents at no cost.

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Frequently Asked Questions

  • What is the distress score for Autauga County, Alabama?

    Autauga County has a County Distress Index score of 52.5 out of 100, placing it in the Elevated zone. It ranks 1,428th nationally out of 3,144 counties and 63rd in Alabama out of 67 counties.

  • What drives financial distress in Autauga County?

    The primary driver of distress in Autauga County is Legal Distress, where the county scores 98.8 out of 100. This domain is measured by indicators including Bankruptcy Filing Rate.

  • How does Autauga County compare to neighboring counties?

    Autauga County (52.5) can be compared to its 5 neighboring counties: Dallas County, AL (84.6); Montgomery County, AL (76.3); Lowndes County, AL (70.7).

  • How is the County Distress Index calculated?

    The County Distress Index uses PCA-weighted percentile scoring across five statistically derived factors: Consumer Credit Distress (47.5%), Housing Cost Burden (22.3%), Structural Poverty (13.6%), Economic Vitality (9.2%), and Legal Distress (7.4%). Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • How often is the CDI updated?

    Annually, aligned to Census American Community Survey and Urban Institute Debt in America release windows — the slowest-moving source inputs. Between annual refreshes, faster-cadence indicators (BLS unemployment, QCEW wages) may drive light mid-year updates if a specific component moves meaningfully. Current data compiled April 14, 2026; next full refresh early 2027.

  • What does the Elevated zone mean?

    The CDI divides counties into five zones: Healthy (below 46), Normal (46–55), Elevated (55–71), Serious (71–86), and Crisis (86 and above). Autauga County's score of 52.5 sits in the Elevated zone (55–71).

  • What data sources power Autauga County's CDI score?

    Autauga County's CDI score draws on Urban Institute Debt in America (Equifax credit-bureau panel), U.S. Census Bureau (American Community Survey 5-year, Small Area Income and Poverty Estimates), Bureau of Labor Statistics (LAUS, QCEW), U.S. Courts Administrative Office (F-5A bankruptcy filings), and HUD Fair Market Rents. Every number on this page traces to one of these public sources.

  • What is the population of Autauga County?

    Autauga County, Alabama has a population of approximately 60,342 (2023 Census estimate), classified as a mid county.