Data Status & Update Frequency
107 indicators tracked across federal, state, and private-sector sources.
| Indicator | Source | Frequency | Last Updated |
|---|---|---|---|
| 401(k) Loan Outstanding Rate | Vanguard How America Saves 2026 | Annual | Sep 25, 2026 |
| Adults Who Paid Less or Skipped Bills | Federal Reserve Bank of Philadelphia LIFE Survey | Quarterly | Sep 25, 2026 |
| AI Share of Indeed Job Postings | Indeed Hiring Lab AI Tracker (public CSV) | Monthly | Sep 30, 2026 |
| AI-Attributed Layoff Announcements | Challenger, Gray & Christmas | Monthly | Sep 25, 2026 |
| Atlanta Fed Wage Growth Tracker (1st Quartile) | Federal Reserve Bank of Atlanta data retrieved via FRED | Monthly | Sep 22, 2026 |
| Auto Insurance Inflation Premium (Auto CPI minus Overall CPI) | Computed from U.S. Bureau of Labor Statistics Motor Vehicle Insurance CPI and All Items CPI | Monthly | Sep 25, 2026 |
| Auto Loans 90+ Days Past Due | Federal Reserve Bank of New York Household Debt and Credit Report | Quarterly | Aug 11, 2026 |
| Bankcard Balances 60+ Days Past Due (Equifax) | Equifax Monthly Press Release | Monthly | Sep 29, 2026 |
| Bankruptcy Chapter 7 to Chapter 13 Filing Ratio | Administrative Office of the U.S. Courts, Table F-2 | Quarterly | Sep 30, 2026 |
| Bankruptcy Filings YoY Change | Administrative Office of the U.S. Courts | Quarterly | Sep 30, 2026 |
| Bottom-Half Share of Household Wealth | Board of Governors of the Federal Reserve System data retrieved via FRED | Quarterly | Sep 22, 2026 |
| Bottom-Quartile Wage Growth vs. Inflation | Computed from Federal Reserve Bank of Atlanta Wage Growth Tracker and U.S. Bureau of Labor Statistics Consumer Price Index | Annual | Sep 24, 2026 |
| Business AI Adoption Rate | U.S. Census Bureau, Business Trends and Outlook Survey | Periodic | Feb 27, 2026 |
| Buy Now Pay Later Lending Volume | Consumer Financial Protection Bureau Buy Now, Pay Later Market Report | Periodic | Sep 17, 2026 |
| CFPB Consumer Complaint Volume | Consumer Financial Protection Bureau | Monthly | Sep 30, 2026 |
| Challenger Job Cut Announcements | Challenger, Gray & Christmas | Monthly | Sep 25, 2026 |
| Chapter 13 Bankruptcy Filings (YoY % Change) | Computed from Administrative Office of the U.S. Courts Table F-2 | Quarterly | Sep 30, 2026 |
| Chapter 7 Bankruptcy Filings (YoY % Change) | Computed from Administrative Office of the U.S. Courts Table F-2 | Quarterly | Sep 29, 2026 |
| Charge-Off Rate on All Loans | Board of Governors of the Federal Reserve System data retrieved via FRED | Quarterly | Aug 26, 2026 |
| Charge-Off Rate on Credit Card Loans | Board of Governors of the Federal Reserve System data retrieved via FRED | Quarterly | Aug 26, 2026 |
| Charge-Off Rate on Single-Family Residential Mortgages | Board of Governors of the Federal Reserve System data retrieved via FRED | Quarterly | Aug 26, 2026 |
| Commercial Bank Interest Rate on Credit Card Plans | Board of Governors of the Federal Reserve System data retrieved via FRED | Quarterly | Jul 9, 2026 |
| Conference Board Consumer Expectations Index | The Conference Board | Monthly | Sep 29, 2026 |
| Continued Unemployment Claims (SA) | U.S. Department of Labor data retrieved via FRED | Weekly | Sep 24, 2026 |
| Cotality Current-to-30-Day Mortgage Transition Rate | CoreLogic / Cotality Monthly Report | Quarterly | Jul 6, 2026 |
| CPI Inflation Rate (All Items) | U.S. Bureau of Labor Statistics data retrieved via FRED | Monthly | Sep 22, 2026 |
| Credit Card Delinquency at Banks Outside the Top 100 | Board of Governors of the Federal Reserve System data retrieved via FRED | Quarterly | Aug 26, 2026 |
| Credit Card Delinquency Gap: Smaller Banks vs. the 100 Largest | Computed (Board of Governors of the Federal Reserve System data retrieved via FRED: DRCCLOBS - DRCCLT100S) | Quarterly | Sep 7, 2026 |
| Delinquency Rate on Consumer Loans (ex credit card) | Board of Governors of the Federal Reserve System data retrieved via FRED | Quarterly | Aug 26, 2026 |
| Delinquency Rate on Credit Card Loans | Board of Governors of the Federal Reserve System data retrieved via FRED | Quarterly | Aug 26, 2026 |
| Delinquency Rate on Single-Family Residential Mortgages, All Commercial Banks | Board of Governors of the Federal Reserve System data retrieved via FRED | Quarterly | Sep 3, 2026 |
| Difficulty Paying Usual Household Expenses | U.S. Census Bureau Household Pulse Survey | Biweekly | Sep 30, 2026 |
| Energy Cost Burden (Energy PCE as % of Disposable Income) | Computed (U.S. Bureau of Economic Analysis data retrieved via FRED: DSENEL / DSPI × 100) | Quarterly | Sep 30, 2026 |
| Energy Price Inflation (CPI) | U.S. Bureau of Labor Statistics | Monthly | Sep 22, 2026 |
| Family Income Inequality (Gini) | U.S. Census Bureau data retrieved via FRED | Annual | Sep 22, 2026 |
| Fannie Mae and Freddie Mac Loans in Forbearance | Federal Housing Finance Agency, Foreclosure Prevention and Refinance Report | Monthly | Sep 30, 2026 |
| Federal Customs Duties as % of Disposable Personal Income | Computed from U.S. Bureau of Economic Analysis federal customs duties and NIPA disposable personal income data retrieved via FRED | Annual | Aug 1, 2026 |
| FHA Mortgage Delinquency Rate | Mortgage Bankers Association National Delinquency Survey | Quarterly | Sep 29, 2026 |
| Financially Healthy Households (Financial Health Network) | Financial Health Network Annual Survey | Annual | Sep 25, 2026 |
| Food Price Inflation (CPI) | U.S. Bureau of Labor Statistics | Monthly | Sep 22, 2026 |
| Foreclosure Filings YoY Change | ATTOM Data Solutions | Quarterly | Sep 25, 2026 |
| Foreclosure Prevention Actions Completed, Fannie Mae and Freddie Mac Loans | Federal Housing Finance Agency, Foreclosure Prevention and Refinance Report | Monthly | Oct 1, 2026 |
| Foreclosure Starts vs. Bank Repossessions | ATTOM Data Solutions | Monthly | Sep 22, 2026 |
| Foreclosure Starts, Fannie Mae and Freddie Mac Loans | Federal Housing Finance Agency, Foreclosure Prevention and Refinance Report | Monthly | Oct 1, 2026 |
| Gas Price to Pay Ratio | Computed (U.S. Energy Information Administration/U.S. Bureau of Labor Statistics data retrieved via FRED: GASREGW / LES1252881500Q) | Quarterly | Sep 25, 2026 |
| Grocery Affordability Gap | Computed (U.S. Bureau of Labor Statistics Average Hourly Earnings YoY - Food CPI YoY) | Monthly | Sep 22, 2026 |
| Grocery Prices Cumulative Change Since Jan 2020 | Computed from U.S. Bureau of Labor Statistics Food-at-Home CPI | Monthly | Sep 22, 2026 |
| Healthcare Inflation Premium (Medical CPI minus Overall CPI) | Computed (Medical Care CPI - CPI All Items YoY) | Monthly | Sep 22, 2026 |
| HELOC Balances Outstanding | Federal Reserve Bank of New York Household Debt and Credit Report | Quarterly | Aug 11, 2026 |
| Homelessness: HUD Point-in-Time Count | U.S. Department of Housing and Urban Development Annual Homeless Assessment Report | Annual | Sep 25, 2026 |
| Household Debt Service Ratio | Board of Governors of the Federal Reserve System data retrieved via FRED | Quarterly | Sep 22, 2026 |
| Household Food Insecurity Rate | U.S. Department of Agriculture Economic Research Service | Periodic | Jul 22, 2026 |
| Indeed Job Postings Index (US) | Indeed data retrieved via FRED | Daily | Sep 23, 2026 |
| Information Sector Job Openings (NAICS 51) | U.S. Bureau of Labor Statistics, JOLTS | Monthly | Sep 29, 2026 |
| Initial Unemployment Claims (SA) | U.S. Department of Labor data retrieved via FRED | Weekly | Sep 24, 2026 |
| Involuntary Part-Time Share of Employment | Computed (U.S. Bureau of Labor Statistics LNS12032194 / CE16OV data retrieved via FRED) | Monthly | Sep 22, 2026 |
| JOLTS Quits Rate | U.S. Bureau of Labor Statistics data retrieved via FRED | Monthly | Sep 29, 2026 |
| Labor Share of Nonfarm Business Output | U.S. Bureau of Labor Statistics data retrieved via FRED | Quarterly | Sep 3, 2026 |
| Loan Modifications Completed, Fannie Mae and Freddie Mac Loans | Federal Housing Finance Agency, Foreclosure Prevention and Refinance Report | Monthly | Oct 1, 2026 |
| Long-Term Unemployed Share (27+ Weeks) | U.S. Bureau of Labor Statistics data retrieved via FRED | Monthly | Sep 22, 2026 |
| Median Sale Price of New Houses (US) | U.S. Census Bureau data retrieved via FRED | Quarterly | Jul 24, 2026 |
| Medicaid / CHIP Enrollment | Centers for Medicare & Medicaid Services Medicaid & CHIP Monthly Enrollment | Monthly | Sep 28, 2026 |
| Medical Care CPI | U.S. Bureau of Labor Statistics | Monthly | Sep 22, 2026 |
| METR 50% Task-Completion Horizon | METR (Model Evaluation & Threat Research) | Event-driven | Sep 25, 2026 |
| Monthly FHA Loan Endorsements | U.S. Department of Housing and Urban Development, Federal Housing Administration | Monthly | Sep 26, 2026 |
| Mortgage Debt Service Ratio | Board of Governors of the Federal Reserve System data retrieved via FRED | Quarterly | Sep 22, 2026 |
| Mortgage Origination Volume | Federal Reserve Bank of New York Household Debt and Credit Report | Quarterly | Aug 11, 2026 |
| Motor Vehicle Insurance CPI | U.S. Bureau of Labor Statistics | Monthly | Sep 25, 2026 |
| Multiple Jobholders Share of Employment | U.S. Bureau of Labor Statistics data retrieved via FRED | Monthly | Sep 22, 2026 |
| NFCI Non-Financial Leverage Subindex | Federal Reserve Bank of Chicago data retrieved via FRED | Weekly | Sep 30, 2026 |
| Part-Time for Economic Reasons | U.S. Bureau of Labor Statistics data retrieved via FRED | Monthly | Sep 22, 2026 |
| Personal Saving Rate | U.S. Bureau of Economic Analysis data retrieved via FRED | Monthly | Sep 30, 2026 |
| Prescription Drug CPI | U.S. Bureau of Labor Statistics | Monthly | Sep 22, 2026 |
| Prime-Age Employment Rate (25-54) | U.S. Bureau of Labor Statistics data retrieved via FRED | Monthly | Sep 22, 2026 |
| Productivity-Pay Wedge | Computed (U.S. Bureau of Labor Statistics OPHNFB vs COMPRNFB data retrieved via FRED) | Quarterly | Sep 3, 2026 |
| Real Federal Minimum Wage | Computed (U.S. Department of Labor FEDMINNFRWG / CPI data retrieved via FRED) | Monthly | Sep 22, 2026 |
| Real Median Weekly Earnings | U.S. Bureau of Labor Statistics data retrieved via FRED | Quarterly | Jul 22, 2026 |
| Real Production & Nonsupervisory Wage | Computed (U.S. Bureau of Labor Statistics AHETPI / CPI data retrieved via FRED) | Monthly | Sep 22, 2026 |
| Residential Electricity Disconnections | U.S. Energy Information Administration, Residential Utility Disconnections Report | Annual | Sep 25, 2026 |
| Revolving Credit Utilization (75th Percentile) | Federal Reserve Bank of Philadelphia data retrieved via FRED | Quarterly | Jul 14, 2026 |
| Senior Loan Officer Survey: Banks Tightening Standards | Board of Governors of the Federal Reserve System Senior Loan Officer Opinion Survey data retrieved via FRED | Quarterly | Aug 3, 2026 |
| Serious Delinquency Rate (90+ days, All Loan Types) | Federal Reserve Bank of New York Household Debt and Credit Report | Quarterly | Aug 11, 2026 |
| Serious Delinquency Rate, Fannie Mae and Freddie Mac Loans | Federal Housing Finance Agency, Foreclosure Prevention and Refinance Report | Monthly | Sep 30, 2026 |
| Share of Adults Who Would Use Savings for a $1,000 Emergency | Bankrate Emergency Savings Report | Annual | Aug 14, 2026 |
| Share of Bank of America Checking Households Living Paycheck to Paycheck | Bank of America Institute | Annual | Feb 23, 2026 |
| Share of Student Loan Balances 90+ Days Delinquent | Federal Reserve Bank of New York Household Debt and Credit Report | Quarterly | Aug 11, 2026 |
| SHED Emergency Savings Survey | Board of Governors of the Federal Reserve System Survey of Household Economics and Decisionmaking | Annual | Jul 20, 2026 |
| Shelter CPI | U.S. Bureau of Labor Statistics | Monthly | Sep 22, 2026 |
| SNAP (Food Stamp) Enrollment | U.S. Department of Agriculture Food and Nutrition Service | Monthly | Sep 30, 2026 |
| States with Credit Card Delinquency Above 10% | Federal Reserve Bank of New York Consumer Credit Panel / Equifax | Annual | Mar 1, 2026 |
| Student Loan Borrowers Behind on Payments or in Collections | Board of Governors of the Federal Reserve System, Survey of Household Economics and Decisionmaking (SHED) | Periodic | Feb 27, 2026 |
| Top vs Bottom Income Quartile Spending Gap | Opportunity Insights Economic Tracker | Monthly | Aug 11, 2026 |
| Total Consumer Credit Outstanding | Board of Governors of the Federal Reserve System data retrieved via FRED | Monthly | Sep 22, 2026 |
| Total Credit Card Debt Outstanding | Federal Reserve Bank of New York Household Debt and Credit Report | Quarterly | Aug 11, 2026 |
| Total Delinquency Rate (All Loan Types) | Federal Reserve Bank of New York Household Debt and Credit Report | Quarterly | Aug 11, 2026 |
| Total Household Debt | Federal Reserve Bank of New York Household Debt and Credit Report | Quarterly | Aug 11, 2026 |
| Total Nonfarm Payrolls | U.S. Bureau of Labor Statistics data retrieved via FRED | Monthly | Sep 22, 2026 |
| Total Revolving Credit Outstanding | Board of Governors of the Federal Reserve System data retrieved via FRED | Monthly | Sep 22, 2026 |
| TransUnion Credit Card Borrower Delinquency | TransUnion Quarterly Press Release | Quarterly | Aug 21, 2026 |
| U-6 Underemployment Rate | U.S. Bureau of Labor Statistics data retrieved via FRED | Monthly | Sep 22, 2026 |
| Unbanked Household Rate (FDIC) | Federal Deposit Insurance Corporation National Survey of Unbanked and Underbanked Households | Biennial | Feb 27, 2026 |
| Unemployment Rate | U.S. Bureau of Labor Statistics data retrieved via FRED | Monthly | Sep 22, 2026 |
| Union Membership Rate | U.S. Bureau of Labor Statistics Union Members | Annual | Sep 25, 2026 |
| University of Michigan Consumer Sentiment Index | University of Michigan data retrieved via FRED | Monthly | Sep 25, 2026 |
| Vanguard Hardship Withdrawal Rate | Vanguard How America Saves 2026 | Annual | Sep 24, 2026 |
| Wage Growth vs CPI Spread | Computed (Federal Reserve Bank of Atlanta Wage Tracker - CPI YoY) | Monthly | Sep 22, 2026 |
| Youth Unemployment Rate (16-24) | U.S. Bureau of Labor Statistics data retrieved via FRED | Monthly | Sep 22, 2026 |