Conecuh County, Alabama

County Distress Index: Serious · 69.7 | 11,174 people · 22nd most distressed in Alabama
American Default Research

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Conecuh County, AL shows significant household financial distress with a score of 69.7 — 400th nationally out of 3144 counties. The primary driver is Legal Distress, where bankruptcy filing rates are well above the national average. Within Alabama, it ranks 22nd of 67 counties. Among its 4 neighboring counties, 3 show less distress.

The Numbers Behind the Score

The CDI measures five statistically derived factors of household financial distress, PCA-weighted. Conecuh County's primary driver is Legal Distress at 95.0 — worse than roughly 95% of U.S. counties.

Legal Distress Primary driver 95.0
Bankruptcy Filing Rate 95
Structural Poverty 82.5
Unemployment Rate 41
Poverty Rate 95
Income vs. State Median 77
Child Poverty Rate 95
Disability Rate 83
Transfer Income Dependency 95
Consumer Credit Distress 81.7
Debt in Collections 91
Medical Debt 54
Auto Loan Delinquency 95
Credit Card Delinquency 76
Uninsured Rate 51
Subprime Credit Population 95
Housing Cost Burden 45.4
Rent-Burdened (30%+) 49
Severely Rent-Burdened (50%+) 53
Mortgage-Burdened (30%+) 5
Homeownership Rate 47
Economic Vitality 28.1
Wage-to-Rent Ratio 7
Rent-to-Income Ratio 39
Business Formation Rate 75
House Price Change (YoY) 14

Scores are percentile-based: 50 = national median, higher = more distressed.

Neighbors and Peers

Neighboring Counties

CountyScoreZonevs. Conecuh County
Conecuh County, AL 69.7 Serious —
Butler County, AL 72.9 Serious +3.2
Escambia County, AL 69.6 Serious -0.1
Covington County, AL 67.2 Serious -2.6
Monroe County, AL 65.3 Serious -4.4

Population Peers

CountyScoreZonevs. Conecuh County
Little River County, AR 69.7 Serious -0.0
St. John the Baptist Parish, LA 69.8 Serious +0.1
Toombs County, GA 69.7 Serious -0.1
Glades County, FL 69.7 Serious -0.1
Emanuel County, GA 69.6 Serious -0.1

Download Data

Export all distress indicators for Conecuh County as a CSV file.

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Frequently Asked Questions

  • What is the distress score for Conecuh County, Alabama?

    Conecuh County has a County Distress Index score of 69.7 out of 100, placing it in the Serious zone. It ranks 400th nationally out of 3,144 counties and 22nd in Alabama out of 67 counties.

  • What drives financial distress in Conecuh County?

    The primary driver of distress in Conecuh County is Legal Distress, where the county scores 95.0 out of 100. This domain is measured by indicators including Bankruptcy Filing Rate.

  • How does Conecuh County compare to neighboring counties?

    Conecuh County (69.7) can be compared to its 4 neighboring counties: Butler County, AL (72.9); Escambia County, AL (69.6); Covington County, AL (67.2).

  • How is the County Distress Index calculated?

    The County Distress Index uses PCA-weighted percentile scoring across five statistically derived factors: Consumer Credit Distress (47.5%), Housing Cost Burden (22.3%), Structural Poverty (13.6%), Economic Vitality (9.2%), and Legal Distress (7.4%). Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • How often is the CDI updated?

    Annually, aligned to Census American Community Survey and Urban Institute Debt in America release windows — the slowest-moving source inputs. Between annual refreshes, faster-cadence indicators (BLS unemployment, QCEW wages) may drive light mid-year updates if a specific component moves meaningfully. Current data compiled April 14, 2026; next full refresh early 2027.

  • What does the Serious zone mean?

    The CDI divides counties into five zones: Healthy (below 46), Normal (46–55), Elevated (55–71), Serious (71–86), and Crisis (86 and above). Conecuh County's score of 69.7 sits in the Serious zone (71–86).

  • What data sources power Conecuh County's CDI score?

    Conecuh County's CDI score draws on Urban Institute Debt in America (Equifax credit-bureau panel), U.S. Census Bureau (American Community Survey 5-year, Small Area Income and Poverty Estimates), Bureau of Labor Statistics (LAUS, QCEW), U.S. Courts Administrative Office (F-5A bankruptcy filings), and HUD Fair Market Rents. Every number on this page traces to one of these public sources.

  • What is the population of Conecuh County?

    Conecuh County, Alabama has a population of approximately 11,174 (2023 Census estimate), classified as a small county.