Kodiak Island Borough, Alaska

County Distress Index: Healthy · 29.3 | 12,565 people · 26th most distressed in Alaska
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Kodiak Island Borough, AK ranks among the least distressed counties in the country at 29.3 — 2790th nationally out of 3144 counties. The primary driver is Economic Vitality, where wages are low relative to housing costs, business formation lags, and the local economy lacks dynamism. Within Alaska, it ranks 26th of 30 counties. It scores lower than all 2 of its neighboring counties.

The Numbers Behind the Score

The CDI measures five statistically derived factors of household financial distress, PCA-weighted. Kodiak Island Borough's primary driver is Economic Vitality at 88.8 — worse than roughly 89% of U.S. counties.

Economic Vitality Primary driver 88.8
Wage-to-Rent Ratio 95
Rent-to-Income Ratio 93
Business Formation Rate 62
House Price Change (YoY) 95
Housing Cost Burden 40.5
Rent-Burdened (30%+) 20
Severely Rent-Burdened (50%+) 23
Mortgage-Burdened (30%+) 95
Homeownership Rate 92
Structural Poverty 25.7
Unemployment Rate 95
Poverty Rate 10
Income vs. State Median 29
Child Poverty Rate 7
Disability Rate 5
Transfer Income Dependency 19
Consumer Credit Distress 17.4
Debt in Collections 9
Medical Debt 28
Auto Loan Delinquency 9
Credit Card Delinquency 16
Uninsured Rate 66
Subprime Credit Population 9
Legal Distress 5.0
Bankruptcy Filing Rate 5

Scores are percentile-based: 50 = national median, higher = more distressed.

Neighbors and Peers

Neighboring Counties

CountyScoreZonevs. Kodiak Island Borough
Kodiak Island Borough, AK 29.3 Healthy —
Kenai Peninsula Borough, AK 38.6 Normal +9.3
Lake and Peninsula Borough, AK 35.0 Healthy +5.6

Population Peers

CountyScoreZonevs. Kodiak Island Borough
Dukes County, MA 29.3 Healthy -0.0
Henry County, IL 29.3 Healthy -0.1
Walsh County, ND 29.4 Healthy +0.1
Oneida County, WI 29.2 Healthy -0.1
Brown County, MN 29.2 Healthy -0.1

Download Data

Export all distress indicators for Kodiak Island Borough as a CSV file.

Find Help in Kodiak Island Borough

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Alaska Bar Association Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Alaska Bar Association Lawyer Referral Service 907-272-7469

Free Legal Aid

Legal aid organizations serving Kodiak Island Borough residents at no cost.

Alaska Legal Services Corporation (ALSC) 1-888-478-2572

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Frequently Asked Questions

  • What is the distress score for Kodiak Island Borough, Alaska?

    Kodiak Island Borough has a County Distress Index score of 29.3 out of 100, placing it in the Healthy zone. It ranks 2,790th nationally out of 3,144 counties and 26th in Alaska out of 30 counties.

  • What drives financial distress in Kodiak Island Borough?

    The primary driver of distress in Kodiak Island Borough is Economic Vitality, where the county scores 88.8 out of 100. This domain is measured by indicators including Wage-to-Rent Ratio, Rent-to-Income Ratio, Business Formation Rate.

  • How does Kodiak Island Borough compare to neighboring counties?

    Kodiak Island Borough (29.3) can be compared to its 2 neighboring counties: Kenai Peninsula Borough, AK (38.6); Lake and Peninsula Borough, AK (35.0).

  • How is the County Distress Index calculated?

    The County Distress Index uses PCA-weighted percentile scoring across five statistically derived factors: Consumer Credit Distress (47.5%), Housing Cost Burden (22.3%), Structural Poverty (13.6%), Economic Vitality (9.2%), and Legal Distress (7.4%). Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • How often is the CDI updated?

    Annually, aligned to Census American Community Survey and Urban Institute Debt in America release windows — the slowest-moving source inputs. Between annual refreshes, faster-cadence indicators (BLS unemployment, QCEW wages) may drive light mid-year updates if a specific component moves meaningfully. Current data compiled April 14, 2026; next full refresh early 2027.

  • What does the Healthy zone mean?

    The CDI divides counties into five zones: Healthy (below 46), Normal (46–55), Elevated (55–71), Serious (71–86), and Crisis (86 and above). Kodiak Island Borough's score of 29.3 sits in the Healthy zone (below 46).

  • What data sources power Kodiak Island Borough's CDI score?

    Kodiak Island Borough's CDI score draws on Urban Institute Debt in America (Equifax credit-bureau panel), U.S. Census Bureau (American Community Survey 5-year, Small Area Income and Poverty Estimates), Bureau of Labor Statistics (LAUS, QCEW), U.S. Courts Administrative Office (F-5A bankruptcy filings), and HUD Fair Market Rents. Every number on this page traces to one of these public sources.

  • What is the population of Kodiak Island Borough?

    Kodiak Island Borough, Alaska has a population of approximately 12,565 (2023 Census estimate), classified as a small county.