#2,156 Alaska · 2026

Skagway Municipality, Alaska

Second-least distressed fifth 2,156th of 3,144 counties nationally · 1,095 residents How this is calculated →
The headline number
10% Skagway Municipality residents
vs.
4% U.S. median

3× the national median for unemployment — and 33.0× the rate of the healthiest U.S. county (Loving County, TX — 0%).

BLS LAUS (Dec 2025)

Main Findings

Wire lede · 27 words · paste-ready

Skagway Municipality, Alaska ranks 2,156th most distressed in the United States on the County Distress Index. Skagway Municipality sits near the national median across major distress indicators.

Key Findings
  • 2,156th of 3,144 counties on the County Distress Index — Second-least distressed fifth, 18th in Alaska.
  • 10% of the labor force is unemployed (U.S. median 4%). Unemployment at the 95th percentile nationally.
  • Rent-to-income ratio at 25% — national median 21%, ranked at the 79th percentile.
  • Disability rate at 20% — national median 16%, ranked at the 82nd percentile.
  • Delinquency domain score 20 — weight 20.0% of the CDI composite.
County Distress Index cluster map. Skagway Municipality, Alaska and its neighbors colored by distress fifth.
Skagway Municipality and its 1 geographic neighbor, graded by County Distress Index score. Skagway Municipality ranks 2,156th of 3,144. American Default Research
Wire quote — paste-ready, any angle 21 words

"Skagway Municipality ranks in the second-least distressed fifth of U.S. counties. The state rank and domain mix give the county-level context."

— Ross Kilburn, Founder, American Default Research
Analyst quote — for feature use 25 words

"The CDI places this county in the second-least distressed fifth nationally. The rank still belongs in context with state position and the highest-scoring local domain."

— Ross Kilburn, Founder, American Default Research

The Indicators Behind Skagway Municipality's CDI Score

Every number traces to a public source. Skagway Municipality's value shown alongside AK's median and the U.S. median. Full CSV available for download.

How to read the table. A domain score is a 0–100 composite of the indicators in that domain, where 50 = U.S. county median and higher = more distressed. Percentile is Skagway Municipality's national rank among all 3,144 U.S. counties for that indicator, always oriented so higher = more distressed.
Indicator Skagway Municipality AK median U.S. median Pctile Source
Delinquency — domain score 20 · Rank 2,603 of 3,144
Auto loan delinquency Share of auto loan accounts 60+ days past due 2% 2% 5% 9th Urban Institute (2024)
Credit card delinquency Share of credit card accounts 60+ days past due 4% 4% 5% 25th Urban Institute (2024)
Subprime credit share Share of residents with a credit score below 660 18% 18% 23% 26th Urban Institute (2024)
Default & Legal — domain score 19 · Rank 2,822 of 3,144
Debt in collections Share of residents with a credit file who have debt in collections 18% 18% 23% 32nd Urban Institute (2024)
Bankruptcy filing rate Personal bankruptcy filings per 100,000 residents 34 34 126 5th US Courts F-5A (2025)
Debt Burden (housing basis) — domain score 45 · Rank 1,788 of 3,144
Rent-to-income ratio Fair Market Rent (2BR) as share of median household income 25% 22% 21% 79th HUD FMR × Census ACS (2024)
Severe rent burden (50%+) Share of renter households paying 50%+ of income on rent 9% 10% 18% 10th Census ACS 5-yr (2023)
Labor — domain score 95 · Rank 74 of 3,144
Unemployment Share of labor force unemployed 10% 7% 4% 95th BLS LAUS (Dec 2025)
Safety Net & Buffer — domain score 23 · Rank 2,650 of 3,144
Child poverty rate Share of children under 18 below the federal poverty line 9% 14% 18% 7th Census SAIPE (2023)
Disability rate Share of residents reporting a disability 20% 14% 16% 82nd Census ACS 5-yr (2023)
Poverty rate Share of population below the federal poverty line 6% 12% 14% 5th Census SAIPE (2023)
Transfer-income dependency Share of personal income from government transfers 14% 24% 27% 5th BEA Regional Personal Income (2023)
Uninsured rate Share of residents without health insurance coverage 9% 14% 8% 57th Census ACS 5-yr (2023)
Data compiled April 2026 from Urban Institute Debt in America (Equifax 2024 panel), U.S. Census Bureau (ACS 5-yr 2023, SAIPE 2023, Business Formation Statistics 2024), Bureau of Labor Statistics (LAUS Dec 2025, QCEW 2024), U.S. Courts Administrative Office (F-5A bankruptcy filings 2025), and HUD Fair Market Rents (FY2024).

Five-Domain Breakdown

The CDI is an equal-weight composite of five family-v1 distress domains. Each domain contributes 20% of the county score.

Labor Primary driver 95
Weight 20% · Rank 74 of 3,144
Debt Burden (housing basis) 45
Weight 20% · Rank 1,788 of 3,144
Safety Net & Buffer 23
Weight 20% · Rank 2,650 of 3,144
Delinquency 20
Weight 20% · Rank 2,603 of 3,144
Default & Legal 19
Weight 20% · Rank 2,822 of 3,144

Methodology

The County Distress Index is a 0–100 composite score of household financial distress, computed for all 3,144 U.S. counties. Higher scores indicate greater distress. The index is built from five equal-weighted domains: Delinquency, Default & Legal, Debt Burden, Labor, and Safety Net & Buffer. Each domain is the mean of distress-oriented indicator percentiles; the CDI score is the equal-weight mean of those domain scores.

Data sources include the Urban Institute Debt in America (Equifax consumer credit panel), U.S. Census Bureau (American Community Survey 5-year, Small Area Income and Poverty Estimates, Business Formation Statistics), Bureau of Labor Statistics (Local Area Unemployment Statistics, Quarterly Census of Employment and Wages), U.S. Courts Administrative Office (F-5A bankruptcy filings), and HUD Fair Market Rents. Data vintages range from 2023 to 2025 depending on source; full indicator-level vintage detail is in the methodology document.

For Press & Research

Everything you need to cite Skagway Municipality data — in under 60 seconds.

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Press contact: Ross Kilburn · press@americandefault.org · (307) 264-2992 · same-day response, 9am–6pm ET
Draft wire copy 147-word AP-style article — use freely with attribution
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SKAGWAY, Alaska — Skagway Municipality ranks 2,156th among the nation's most financially distressed counties, according to the County Distress Index released this month by American Default Research.

The composite score of 40 out of 100 places Skagway Municipality in the second-least distressed fifth. Among 3,144 U.S. counties scored, 2,155 counties rank more distressed. Within Alaska, Skagway Municipality ranks 18th of 30 boroughs and census areas.

The index, which draws on 16 source indicators from the U.S. Census Bureau, Bureau of Labor Statistics, Urban Institute and federal court filings, finds Skagway Municipality sitting near the national median across major distress indicators, with no single domain emerging as a clear driver.

"Skagway Municipality ranks in the second-least distressed fifth of U.S. counties. The state rank and domain mix give the county-level context," said Ross Kilburn, founder of American Default Research.

Full methodology and county-by-county data are available at americandefault.org/methodology/cdi.

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Frequently Asked Questions

What is Skagway Municipality's CDI score, and what does it mean?

Skagway Municipality scores 40 out of 100 on the County Distress Index, placing it in the second-least distressed fifth. It ranks 2,156th of 3,144 U.S. counties and 18th of 30 Alaska boroughs and census areas. Higher county scores indicate more distress.

What drives Skagway Municipality's distress score?

The highest-scoring domain is Labor, at a domain score of 95. Unemployment ranks at the 95th percentile nationally.

How does Skagway Municipality compare to its neighbors?

Skagway Municipality's neighbors span 1 CDI distress fifths. Highest-distress neighbor: Haines Borough (37.80, Second-least distressed fifth). Lowest: Haines Borough (37.80, Second-least distressed fifth).

How is the County Distress Index calculated?

The CDI is a 0–100 composite of 16 source indicators across five equal-weighted domains: Delinquency, Default & Legal, Debt Burden, Labor, and Safety Net & Buffer. Data comes from Urban Institute, Census Bureau, BLS, U.S. Courts, HUD, and related public sources. Full methodology →
Ross Kilburn
Written by

Ross Kilburn, Founder

Founder · American Default Research · Seattle, Washington

Two decades working directly with financially distressed American households — from property preservation in 2003, to negotiating over 1,000 short sales during the Great Recession, to foreclosure defense marketing today. Author, The Ark Law Group Complete Guide to Short Sales (Auroch Press, 2013). Founded American Default Research in 2026.

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