#35 Arkansas · 2026

Pike County, Arkansas

83 · very high county distress more distressed than 83% of U.S. counties · 35th of 75 counties in Arkansas · 10,208 residents How this is calculated →
The headline number
26% Pike residents
vs.
17% U.S. median

Above the national median for child poverty rate — and 10.9× the rate of the healthiest U.S. county (Skagway Municipality, AK — 2%).

U.S. Census Bureau, SAIPE (2024)

Main Findings

Wire lede · 49 words · paste-ready

Pike County, Arkansas is more distressed than 83% of U.S. counties on the County Distress Index. The driver: 26% of children live below the federal poverty line — above the national median of 17%. Its highest-scoring domain is Safety Net & Buffer and its lowest is Default & Legal.

Key Findings
  • 35th of 75 counties in Arkansas on the County Distress Index — 83 · very high county distress, more distressed than 83% of U.S. counties.
  • 26% of children live below the federal poverty line (U.S. median 17%). Child poverty rate at the 85th percentile nationally. Source: U.S. Census Bureau, SAIPE (2024).
  • Adults 25-54 not working at 26% — national median 21%, ranked at the 79th percentile. Source: U.S. Census Bureau, ACS 5-year (2024).
  • Auto loan delinquency at 9% — national median 5%, ranked at the 90th percentile. Source: Urban Institute Debt in America (2025).
  • Severe rent burden (50%+) at 24% — national median 18%, ranked at the 82nd percentile. Source: U.S. Census Bureau, ACS 5-year (2024).
Distinctive Signals
Labor–Credit Divergence

Unemployment is 4%, near the national median of 4%, while auto loan delinquency runs at the 90th percentile. Jobs exist; wages don't close the gap.

Boundary Signal

Neighbors span two CDI score labels. The 18-point drop to Montgomery County marks where the Arkansas distress corridor ends.

County Distress Index cluster map. Pike County, Arkansas and its neighbors colored by county distress score label.
Pike and its 5 geographic neighbors, graded by County Distress Index score. Pike County is more distressed than 83% of U.S. counties. American Default Research
Wire summary — paste-ready, any angle 19 words

Pike County has a very high county distress score. The domain table shows which local pressure carries the composite.

— American Default Research
Index note — for feature use 29 words

The CDI gives this county a very high county distress label. The five-domain profile shows which local pressures carry the score. Its highest-scoring domain is Safety Net & Buffer.

— American Default Research

Reporter's Notes

Two data points in the indicator table worth a follow-up call.

Reporting hook
Child poverty is the reporting lead

According to U.S. Census Bureau, SAIPE (2024), 26% of children under 18 in Pike County live below the federal poverty line, versus 17% nationally. When a county's adult poverty rate is accompanied by a materially higher child poverty rate, the gap typically reflects single-parent household concentration or limited access to workforce-participation supports (childcare, transportation). Worth a call to the local school district's free-and-reduced-lunch coordinator or a regional United Way affiliate.

Indicator History

Period-correct raw indicators from the county-history panel. The CDI composite is excluded because it is a current cross-sectional score.

Updated Sep 22, 2026
U.S. Bureau of Labor Statistics 1990 to 2025

Unemployment rate

4.3% -5.3 percentage points since 1990
Census 1989 to 2024

Poverty rate

18.4% +0.9 percentage points since 1989
U.S. Bureau of Economic Analysis 1969 to 2024

Transfer income share

36.2% +19.9 percentage points since 1969
Equifax data retrieved via FRED 2014 Q2 to 2025 Q4

Subprime credit population

25.1% -7.07 percentage points since 2014 Q2

The Indicators Behind Pike County's CDI Score

Every number traces to a public source. Pike County's value shown alongside AR's median and the U.S. median. Full CSV available for download.

How to read the table. A domain score is a 0–100 composite of the indicators in that domain; higher values represent a higher mean of distress-oriented indicator percentiles. A county's domain rank is computed separately against all counties. Percentile is Pike County's national rank among all 3,144 U.S. counties for that indicator, always oriented so higher = more distressed.
Indicator Pike AR median U.S. median Pctile Source
Delinquency — domain score 67 · Rank 958 of 3,144
Auto loan delinquency Share of auto loan accounts 60+ days past due 9% 7% 5% 90th Urban Institute Debt in America (2025)
Credit card delinquency Share of credit card accounts 60+ days past due 6% 8% 5% 54th Urban Institute Debt in America (2025)
Subprime credit share Share of residents with a credit score below 660 25% 31% 23% 57th Equifax data retrieved via FRED (2025)
Default & Legal — domain score 59 · Rank 1,127 of 3,144
Debt in collections Share of residents with a credit file who have debt in collections 23% 32% 23% 50th Urban Institute Debt in America (2025)
Bankruptcy filing rate Personal bankruptcy filings per 100,000 residents 176 214 126 69th Administrative Office of the U.S. Courts, F-5A (2025)
Debt Burden (housing basis) — domain score 66 · Rank 829 of 3,144
Rent-to-income ratio Fair Market Rent (2BR) as share of median household income 21% 21% 21% 51st U.S. Department of Housing and Urban Development Fair Market Rents (FY2027); U.S. Census Bureau, SAIPE (2024)
Severe rent burden (50%+) Share of renter households paying 50%+ of income on rent 24% 17% 18% 82nd U.S. Census Bureau, ACS 5-year (2024)
Labor — domain score 74 · Rank 602 of 3,144
Adults 25-54 not working Share of adults aged 25 to 54 without a job, leaving out residents of prisons and other institutions (service members count as working) 26% 27% 21% 79th U.S. Census Bureau, ACS 5-year (2024)
Unemployment (average of monthly rates) Share of labor force unemployed, averaged over the monthly rates published for September 2025 to August 2026 (no figures published for October 2025) 5% 5% 4% 69th U.S. Bureau of Labor Statistics, LAUS (monthly rates averaged, September 2025 to August 2026; no figures published for October 2025)
Safety Net & Buffer — domain score 82 · Rank 319 of 3,144
Child poverty rate Share of children under 18 below the federal poverty line 26% 24% 17% 85th U.S. Census Bureau, SAIPE (2024)
Disability rate Share of residents reporting a disability 19% 22% 16% 76th U.S. Census Bureau, ACS 5-year (2024)
Poverty rate Share of population below the federal poverty line 18% 18% 13% 82nd U.S. Census Bureau, SAIPE (2024)
Uninsured rate Share of residents without health insurance coverage 12% 8% 8% 78th U.S. Census Bureau, ACS 5-year (2024)
Compiled September 30, 2026 from Urban Institute Debt in America (2025 panel), U.S. Census Bureau (ACS 5-yr 2024, SAIPE 2024, Business Formation Statistics 2025), U.S. Bureau of Labor Statistics (LAUS August 2026, QCEW 2025), Administrative Office of the U.S. Courts (F-5A bankruptcy filings 2025), and HUD Fair Market Rents (FY2027).

Five-Domain Breakdown

The CDI is an equal-weight composite of five family-v1 distress domains. Each domain contributes 20% of the county score.

Safety Net & Buffer Primary driver 82
Weight 20% · Rank 319 of 3,144
Labor 74
Weight 20% · Rank 602 of 3,144
Delinquency 67
Weight 20% · Rank 958 of 3,144
Debt Burden (housing basis) 66
Weight 20% · Rank 829 of 3,144
Default & Legal 59
Weight 20% · Rank 1,127 of 3,144

Methodology

The County Distress Index scores household financial distress from 0 to 100 for all 3,144 U.S. counties. A county's score is the share of U.S. counties it is more distressed than. The index is built from five equal-weighted domains: Delinquency, Default & Legal, Debt Burden, Labor, and Safety Net & Buffer. Each domain is the mean of distress-oriented indicator percentiles; the five domains are averaged, and that average is ranked against every other county to give the score.

Data sources include the Urban Institute Debt in America (Equifax consumer credit panel), Equifax data retrieved via FRED (subprime credit share), U.S. Census Bureau (American Community Survey 5-year, Small Area Income and Poverty Estimates), U.S. Bureau of Labor Statistics (Local Area Unemployment Statistics), Administrative Office of the U.S. Courts (F-5A bankruptcy filings), and U.S. Department of Housing and Urban Development Fair Market Rents. Data vintages range from 2024 to 2027 depending on source; full indicator-level vintage detail is in the methodology document.

For Press & Research

Everything you need to cite Pike County data.

Embed preview — paste into any CMS <iframe src="https://americandefault.org/embed/county/05109/" width="600" height="300" frameborder="0" scrolling="no" style="border:1px solid #e5e7eb;border-radius:8px;" title="Pike County, AR — County Distress Index"></iframe>
Press contact: Ross Kilburn · press@americandefault.org · (307) 264-2992 · media inquiries welcome
Draft wire copy 130-word AP-style article — use freely with attribution
DRAFT · 130 words · for immediate release · cleared for reuse with attribution to American Default Research

MURFREESBORO, Ark. — Pike County is more distressed than 83% of U.S. counties, according to the County Distress Index released this month by American Default Research.

Pike scores 83 out of 100, which means it is more distressed than 83% of U.S. counties; its score label is very high county distress. Within Arkansas, Pike ranks 35th of 75 counties.

The index, which draws on 14 source indicators from the U.S. Census Bureau, Bureau of Labor Statistics, Urban Institute and federal court filings, identifies safety net & buffer as the primary driver in Pike. 26% of children live below the federal poverty line — above the national median of 17%.

American Default Research founder Ross Kilburn is available for interview at press@americandefault.org.

Full methodology and county-by-county data are available at americandefault.org/methodology/cdi.

— 30 —

Frequently Asked Questions

What is Pike County's CDI score, and what does it mean?

Pike County scores 83 out of 100 on the County Distress Index, which means it is more distressed than 83% of U.S. counties. Its score label is very high county distress. It ranks 35th of 75 Arkansas counties. Higher county scores indicate more distress.

What drives Pike County's distress score?

The highest-scoring domain is Safety Net & Buffer, at a domain score of 82. Child poverty rate ranks at the 85th percentile nationally.

How does Pike County compare to its neighbors?

Pike County's neighbors span two CDI score labels. Highest-distress neighbor: Hempstead County (95.00, extreme county distress). Lowest: Montgomery County (77.00, high county distress).

How is the County Distress Index calculated?

The CDI averages 14 source indicators across five equal-weighted domains: Delinquency, Default & Legal, Debt Burden, Labor, and Safety Net & Buffer, then ranks that average against every other county, so the score is the share of U.S. counties a county is more distressed than. Data comes from Urban Institute, Census Bureau, BLS, U.S. Courts, U.S. Department of Housing and Urban Development, and related public sources. Full methodology →
Ross Kilburn
Written by

Ross Kilburn, Founder

Founder · American Default Research · Seattle, Washington

Ross Kilburn is the former COO of Ark Law Group, a foreclosure defense firm serving five states. He founded Seattle Short Sales, wrote Short Sale Your Home, and worked as a mortgage loan originator and real estate agent. He founded American Default Research in 2026.

Read more
from Ross →