Conejos County, Colorado

County Distress Index: Normal · 46.4 | 7,521 people · 23rd most distressed in Colorado
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Conejos County, CO falls within the normal range for household financial distress at 46.4 — 1817th nationally out of 3144 counties. The primary driver is Structural Poverty, where poverty rates are high, transfer income dependency is elevated, and household incomes lag well behind state and national medians. Within Colorado, it ranks 23rd of 64 counties. Among its 6 neighboring counties, 5 show more distress.

The Numbers Behind the Score

The CDI measures five statistically derived factors of household financial distress, PCA-weighted. Conejos County's primary driver is Structural Poverty at 77.6 — worse than roughly 78% of U.S. counties.

Structural Poverty Primary driver 77.6
Unemployment Rate 41
Poverty Rate 78
Income vs. State Median 95
Child Poverty Rate 72
Disability Rate 79
Transfer Income Dependency 84
Economic Vitality 67.0
Wage-to-Rent Ratio 72
Rent-to-Income Ratio 58
Business Formation Rate 59
House Price Change (YoY) 84
Consumer Credit Distress 45.9
Debt in Collections 30
Medical Debt 7
Auto Loan Delinquency 92
Credit Card Delinquency 47
Uninsured Rate 83
Subprime Credit Population 35
Housing Cost Burden 26.7
Rent-Burdened (30%+) 26
Severely Rent-Burdened (50%+) 23
Mortgage-Burdened (30%+) 10
Homeownership Rate 50
Legal Distress 25.8
Bankruptcy Filing Rate 26

Scores are percentile-based: 50 = national median, higher = more distressed.

Neighbors and Peers

Neighboring Counties

CountyScoreZonevs. Conejos County
Conejos County, CO 46.4 Normal —
Costilla County, CO 64.7 Elevated +18.3
Alamosa County, CO 58.7 Elevated +12.3
Taos County, NM 50.6 Elevated +4.2
Rio Arriba County, NM 48.2 Normal +1.8
Rio Grande County, CO 48.0 Normal +1.6
Archuleta County, CO 32.5 Healthy -13.9

Population Peers

CountyScoreZonevs. Conejos County
Pickett County, TN 46.4 Normal -0.0
Kimble County, TX 46.4 Normal +0.0
King County, TX 46.4 Normal +0.0
Johnson County, NE 46.3 Normal -0.1
Lincoln County, NV 46.2 Normal -0.2

Download Data

Export all distress indicators for Conejos County as a CSV file.

Find Help in Conejos County

Find an Attorney

Colorado Bar Association — Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Colorado Bar Association — Lawyer Referral Service 303-831-8000

Free Legal Aid

Legal aid organizations serving Conejos County residents at no cost.

Colorado Legal Services 303-837-1313 (Denver); 1-866-529-6257 (statewide)
Colorado Volunteer Lawyer Resource (CVLR) 303-722-0300
Colorado Bar Association — Lawyer Referral Service 303-831-8000 (Denver); 1-800-332-6736 (statewide)

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Frequently Asked Questions

  • What is the distress score for Conejos County, Colorado?

    Conejos County has a County Distress Index score of 46.4 out of 100, placing it in the Normal zone. It ranks 1,817th nationally out of 3,144 counties and 23rd in Colorado out of 64 counties.

  • What drives financial distress in Conejos County?

    The primary driver of distress in Conejos County is Structural Poverty, where the county scores 77.6 out of 100. This domain is measured by indicators including Unemployment Rate, Poverty Rate, Income vs. State Median.

  • How does Conejos County compare to neighboring counties?

    Conejos County (46.4) can be compared to its 6 neighboring counties: Costilla County, CO (64.7); Alamosa County, CO (58.7); Taos County, NM (50.6).

  • How is the County Distress Index calculated?

    The County Distress Index uses PCA-weighted percentile scoring across five statistically derived factors: Consumer Credit Distress (47.5%), Housing Cost Burden (22.3%), Structural Poverty (13.6%), Economic Vitality (9.2%), and Legal Distress (7.4%). Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • How often is the CDI updated?

    Annually, aligned to Census American Community Survey and Urban Institute Debt in America release windows — the slowest-moving source inputs. Between annual refreshes, faster-cadence indicators (BLS unemployment, QCEW wages) may drive light mid-year updates if a specific component moves meaningfully. Current data compiled April 14, 2026; next full refresh early 2027.

  • What does the Normal zone mean?

    The CDI divides counties into five zones: Healthy (below 46), Normal (46–55), Elevated (55–71), Serious (71–86), and Crisis (86 and above). Conejos County's score of 46.4 sits in the Normal zone (46–55).

  • What data sources power Conejos County's CDI score?

    Conejos County's CDI score draws on Urban Institute Debt in America (Equifax credit-bureau panel), U.S. Census Bureau (American Community Survey 5-year, Small Area Income and Poverty Estimates), Bureau of Labor Statistics (LAUS, QCEW), U.S. Courts Administrative Office (F-5A bankruptcy filings), and HUD Fair Market Rents. Every number on this page traces to one of these public sources.

  • What is the population of Conejos County?

    Conejos County, Colorado has a population of approximately 7,521 (2023 Census estimate), classified as a tiny county.