Eagle County, Colorado

County Distress Index: Healthy · 34.4 | 54,381 people · 41st most distressed in Colorado
American Default Research

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Eagle County, CO ranks among the least distressed counties in the country at 34.4 — 2507th nationally out of 3144 counties. The primary driver is Housing Cost Burden, where a large share of households spend more than 30% of income on housing. Within Colorado, it ranks 41st of 64 counties. Among its 6 neighboring counties, 4 show less distress.

The Numbers Behind the Score

The CDI measures five statistically derived factors of household financial distress, PCA-weighted. Eagle County's primary driver is Housing Cost Burden at 93.0 — worse than roughly 93% of U.S. counties.

Housing Cost Burden Primary driver 93.0
Rent-Burdened (30%+) 99
Severely Rent-Burdened (50%+) 97
Mortgage-Burdened (30%+) 81
Homeownership Rate 78
Economic Vitality 76.8
Wage-to-Rent Ratio 99
Rent-to-Income Ratio 84
Business Formation Rate 1
House Price Change (YoY) 91
Consumer Credit Distress 11.5
Debt in Collections 1
Medical Debt 7
Auto Loan Delinquency 5
Credit Card Delinquency 7
Uninsured Rate 66
Subprime Credit Population 14
Legal Distress 7.6
Bankruptcy Filing Rate 8
Structural Poverty 4.2
Unemployment Rate 16
Poverty Rate 3
Income vs. State Median 4
Child Poverty Rate 3
Disability Rate 1
Transfer Income Dependency 1

Scores are percentile-based: 50 = national median, higher = more distressed.

Neighbors and Peers

Neighboring Counties

CountyScoreZonevs. Eagle County
Eagle County, CO 34.4 Healthy —
Lake County, CO 42.1 Normal +7.7
Garfield County, CO 38.3 Normal +3.9
Grand County, CO 31.7 Healthy -2.7
Routt County, CO 28.5 Healthy -5.9
Summit County, CO 27.9 Healthy -6.5
Pitkin County, CO 27.0 Healthy -7.4

Population Peers

CountyScoreZonevs. Eagle County
Albemarle County, VA 34.4 Healthy +0.0
Lewis and Clark County, MT 34.4 Healthy +0.0
Putnam County, NY 34.3 Healthy -0.0
Island County, WA 34.3 Healthy -0.1
Roanoke County, VA 34.6 Healthy +0.2

Download Data

Export all distress indicators for Eagle County as a CSV file.

Find Help in Eagle County

Find an Attorney

Colorado Bar Association — Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Colorado Bar Association — Lawyer Referral Service 303-831-8000

Free Legal Aid

Legal aid organizations serving Eagle County residents at no cost.

Colorado Legal Services 303-837-1313 (Denver); 1-866-529-6257 (statewide)
Colorado Volunteer Lawyer Resource (CVLR) 303-722-0300
Colorado Bar Association — Lawyer Referral Service 303-831-8000 (Denver); 1-800-332-6736 (statewide)

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

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Frequently Asked Questions

  • What is the distress score for Eagle County, Colorado?

    Eagle County has a County Distress Index score of 34.4 out of 100, placing it in the Healthy zone. It ranks 2,507th nationally out of 3,144 counties and 41st in Colorado out of 64 counties.

  • What drives financial distress in Eagle County?

    The primary driver of distress in Eagle County is Housing Cost Burden, where the county scores 93.0 out of 100. This domain is measured by indicators including Rent-Burdened (30%+), Severely Rent-Burdened (50%+), Mortgage-Burdened (30%+).

  • How does Eagle County compare to neighboring counties?

    Eagle County (34.4) can be compared to its 6 neighboring counties: Lake County, CO (42.1); Garfield County, CO (38.3); Grand County, CO (31.7).

  • How is the County Distress Index calculated?

    The County Distress Index uses PCA-weighted percentile scoring across five statistically derived factors: Consumer Credit Distress (47.5%), Housing Cost Burden (22.3%), Structural Poverty (13.6%), Economic Vitality (9.2%), and Legal Distress (7.4%). Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • How often is the CDI updated?

    Annually, aligned to Census American Community Survey and Urban Institute Debt in America release windows — the slowest-moving source inputs. Between annual refreshes, faster-cadence indicators (BLS unemployment, QCEW wages) may drive light mid-year updates if a specific component moves meaningfully. Current data compiled April 14, 2026; next full refresh early 2027.

  • What does the Healthy zone mean?

    The CDI divides counties into five zones: Healthy (below 46), Normal (46–55), Elevated (55–71), Serious (71–86), and Crisis (86 and above). Eagle County's score of 34.4 sits in the Healthy zone (below 46).

  • What data sources power Eagle County's CDI score?

    Eagle County's CDI score draws on Urban Institute Debt in America (Equifax credit-bureau panel), U.S. Census Bureau (American Community Survey 5-year, Small Area Income and Poverty Estimates), Bureau of Labor Statistics (LAUS, QCEW), U.S. Courts Administrative Office (F-5A bankruptcy filings), and HUD Fair Market Rents. Every number on this page traces to one of these public sources.

  • What is the population of Eagle County?

    Eagle County, Colorado has a population of approximately 54,381 (2023 Census estimate), classified as a mid county.