Yuma County, Colorado

County Distress Index: Healthy · 33.7 | 9,862 people · 45th most distressed in Colorado
American Default Research

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Yuma County, CO ranks among the least distressed counties in the country at 33.7 — 2547th nationally out of 3144 counties. The primary driver is Housing Cost Burden, where housing costs consume a moderate share of household income. Within Colorado, it ranks 45th of 64 counties. Among its 7 neighboring counties, 4 show more distress.

The Numbers Behind the Score

The CDI measures five statistically derived factors of household financial distress, PCA-weighted. Yuma County's primary driver is Housing Cost Burden at 57.6 — above the national median.

Housing Cost Burden Primary driver 57.6
Rent-Burdened (30%+) 63
Severely Rent-Burdened (50%+) 51
Mortgage-Burdened (30%+) 44
Homeownership Rate 71
Economic Vitality 40.7
Wage-to-Rent Ratio 56
Rent-to-Income Ratio 46
Business Formation Rate 6
House Price Change (YoY) 14
Structural Poverty 37.7
Unemployment Rate 5
Poverty Rate 43
Income vs. State Median 85
Child Poverty Rate 41
Disability Rate 5
Transfer Income Dependency 26
Consumer Credit Distress 24.4
Debt in Collections 6
Medical Debt 7
Auto Loan Delinquency 24
Credit Card Delinquency 39
Uninsured Rate 87
Subprime Credit Population 20
Legal Distress 5.0
Bankruptcy Filing Rate 5

Scores are percentile-based: 50 = national median, higher = more distressed.

Neighbors and Peers

Neighboring Counties

CountyScoreZonevs. Yuma County
Yuma County, CO 33.7 Healthy —
Logan County, CO 44.4 Normal +10.7
Kit Carson County, CO 38.5 Normal +4.8
Cheyenne County, KS 34.5 Healthy +0.8
Washington County, CO 34.4 Healthy +0.7
Phillips County, CO 28.1 Healthy -5.5
Chase County, NE 26.0 Healthy -7.7
Dundy County, NE 21.8 Healthy -11.9

Population Peers

CountyScoreZonevs. Yuma County
Edwards County, KS 33.7 Healthy +0.0
Chouteau County, MT 33.7 Healthy +0.0
Grant County, ND 33.7 Healthy +0.0
Kane County, UT 33.7 Healthy +0.0
Dolores County, CO 33.7 Healthy +0.0

Download Data

Export all distress indicators for Yuma County as a CSV file.

Find Help in Yuma County

Find an Attorney

Colorado Bar Association — Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Colorado Bar Association — Lawyer Referral Service 303-831-8000

Free Legal Aid

Legal aid organizations serving Yuma County residents at no cost.

Colorado Legal Services 303-837-1313 (Denver); 1-866-529-6257 (statewide)
Colorado Volunteer Lawyer Resource (CVLR) 303-722-0300
Colorado Bar Association — Lawyer Referral Service 303-831-8000 (Denver); 1-800-332-6736 (statewide)

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

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Frequently Asked Questions

  • What is the distress score for Yuma County, Colorado?

    Yuma County has a County Distress Index score of 33.7 out of 100, placing it in the Healthy zone. It ranks 2,547th nationally out of 3,144 counties and 45th in Colorado out of 64 counties.

  • What drives financial distress in Yuma County?

    The primary driver of distress in Yuma County is Housing Cost Burden, where the county scores 57.6 out of 100. This domain is measured by indicators including Rent-Burdened (30%+), Severely Rent-Burdened (50%+), Mortgage-Burdened (30%+).

  • How does Yuma County compare to neighboring counties?

    Yuma County (33.7) can be compared to its 7 neighboring counties: Logan County, CO (44.4); Kit Carson County, CO (38.5); Cheyenne County, KS (34.5).

  • How is the County Distress Index calculated?

    The County Distress Index uses PCA-weighted percentile scoring across five statistically derived factors: Consumer Credit Distress (47.5%), Housing Cost Burden (22.3%), Structural Poverty (13.6%), Economic Vitality (9.2%), and Legal Distress (7.4%). Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • How often is the CDI updated?

    Annually, aligned to Census American Community Survey and Urban Institute Debt in America release windows — the slowest-moving source inputs. Between annual refreshes, faster-cadence indicators (BLS unemployment, QCEW wages) may drive light mid-year updates if a specific component moves meaningfully. Current data compiled April 14, 2026; next full refresh early 2027.

  • What does the Healthy zone mean?

    The CDI divides counties into five zones: Healthy (below 46), Normal (46–55), Elevated (55–71), Serious (71–86), and Crisis (86 and above). Yuma County's score of 33.7 sits in the Healthy zone (below 46).

  • What data sources power Yuma County's CDI score?

    Yuma County's CDI score draws on Urban Institute Debt in America (Equifax credit-bureau panel), U.S. Census Bureau (American Community Survey 5-year, Small Area Income and Poverty Estimates), Bureau of Labor Statistics (LAUS, QCEW), U.S. Courts Administrative Office (F-5A bankruptcy filings), and HUD Fair Market Rents. Every number on this page traces to one of these public sources.

  • What is the population of Yuma County?

    Yuma County, Colorado has a population of approximately 9,862 (2023 Census estimate), classified as a tiny county.