Capitol Planning Region, Connecticut

County Distress Index: Normal · 41.9 | 975,328 people · 5th most distressed in Connecticut
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Capitol Planning Region, CT falls within the normal range for household financial distress at 41.9 — 2075th nationally out of 3144 counties. The primary driver is Housing Cost Burden, where a large share of households spend more than 30% of income on housing. Within Connecticut, it ranks 5th of 9 counties. Its strongest area is Consumer Credit Distress, where debt and delinquency rates remain below the national norm.

The Numbers Behind the Score

The CDI measures five statistically derived factors of household financial distress, PCA-weighted. Capitol Planning Region's primary driver is Housing Cost Burden at 85.8 — worse than roughly 86% of U.S. counties.

Housing Cost Burden Primary driver 85.8
Rent-Burdened (30%+) 84
Severely Rent-Burdened (50%+) 87
Mortgage-Burdened (30%+) 94
Homeownership Rate 83
Economic Vitality 59.5
Wage-to-Rent Ratio 66
Rent-to-Income Ratio 78
Business Formation Rate 30
House Price Change (YoY) 27
Structural Poverty 29.6
Unemployment Rate 64
Poverty Rate 19
Income vs. State Median 50
Child Poverty Rate 18
Disability Rate 18
Transfer Income Dependency 12
Legal Distress 27.0
Bankruptcy Filing Rate 27
Consumer Credit Distress 23.7
Debt in Collections 20
Medical Debt 17
Auto Loan Delinquency 29
Credit Card Delinquency 32
Uninsured Rate 10
Subprime Credit Population 26

Scores are percentile-based: 50 = national median, higher = more distressed.

Neighbors and Peers

Population Peers

CountyScoreZonevs. Capitol Planning Region
Washtenaw County, MI 41.9 Normal -0.0
Honolulu County, HI 42.0 Normal +0.1
Hillsborough County, NH 41.6 Normal -0.3
Western Connecticut Planning Region, CT 41.3 Normal -0.5
Bergen County, NJ 41.3 Normal -0.5

Download Data

Export all distress indicators for Capitol Planning Region as a CSV file.

Find Help in Capitol Planning Region

Find an Attorney

Connecticut Bar Association — Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Connecticut Bar Association — Lawyer Referral Service 860-223-4400

Free Legal Aid

Legal aid organizations serving Capitol Planning Region residents at no cost.

Connecticut Legal Services (CLS) 1-800-453-3320 (statewide intake)
Greater Hartford Legal Aid 860-541-5000
New Haven Legal Assistance Association (NHLAA) 203-946-4811
Statewide Legal Services of Connecticut 1-800-453-3320

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

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Frequently Asked Questions

  • What is the distress score for Capitol Planning Region, Connecticut?

    Capitol Planning Region has a County Distress Index score of 41.9 out of 100, placing it in the Normal zone. It ranks 2,075th nationally out of 3,144 counties and 5th in Connecticut out of 9 counties.

  • What drives financial distress in Capitol Planning Region?

    The primary driver of distress in Capitol Planning Region is Housing Cost Burden, where the county scores 85.8 out of 100. This domain is measured by indicators including Rent-Burdened (30%+), Severely Rent-Burdened (50%+), Mortgage-Burdened (30%+).

  • How does Capitol Planning Region compare to neighboring counties?

    Neighbor comparison data is not available for Capitol Planning Region.

  • How is the County Distress Index calculated?

    The County Distress Index uses PCA-weighted percentile scoring across five statistically derived factors: Consumer Credit Distress (47.5%), Housing Cost Burden (22.3%), Structural Poverty (13.6%), Economic Vitality (9.2%), and Legal Distress (7.4%). Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • How often is the CDI updated?

    Annually, aligned to Census American Community Survey and Urban Institute Debt in America release windows — the slowest-moving source inputs. Between annual refreshes, faster-cadence indicators (BLS unemployment, QCEW wages) may drive light mid-year updates if a specific component moves meaningfully. Current data compiled April 14, 2026; next full refresh early 2027.

  • What does the Normal zone mean?

    The CDI divides counties into five zones: Healthy (below 46), Normal (46–55), Elevated (55–71), Serious (71–86), and Crisis (86 and above). Capitol Planning Region's score of 41.9 sits in the Normal zone (46–55).

  • What data sources power Capitol Planning Region's CDI score?

    Capitol Planning Region's CDI score draws on Urban Institute Debt in America (Equifax credit-bureau panel), U.S. Census Bureau (American Community Survey 5-year, Small Area Income and Poverty Estimates), Bureau of Labor Statistics (LAUS, QCEW), U.S. Courts Administrative Office (F-5A bankruptcy filings), and HUD Fair Market Rents. Every number on this page traces to one of these public sources.

  • What is the population of Capitol Planning Region?

    Capitol Planning Region, Connecticut has a population of approximately 975,328 (2023 Census estimate), classified as a large county.