Manatee County, Florida

County Distress Index: Elevated · 57.4 | 441,095 people · 54th most distressed in Florida

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Manatee County, FL registers elevated household financial distress with a score of 57.4 — 1132nd nationally out of 3144 counties. The primary driver is Housing Cost Burden, where a large share of households spend more than 30% of income on housing. Within Florida, it ranks 54th of 67 counties. Among its 5 neighboring counties, 4 show more distress.

The Numbers Behind the Score

The CDI measures five statistically derived factors of household financial distress, PCA-weighted. Manatee County's primary driver is Housing Cost Burden at 86.8 — worse than roughly 87% of U.S. counties.

Housing Cost Burden Primary driver 86.8
Rent-Burdened (30%+) 99
Severely Rent-Burdened (50%+) 92
Mortgage-Burdened (30%+) 84
Homeownership Rate 49
Economic Vitality 79.0
Wage-to-Rent Ratio 95
Rent-to-Income Ratio 95
Business Formation Rate 4
House Price Change (YoY) 94
Legal Distress 52.3
Bankruptcy Filing Rate 52
Consumer Credit Distress 47.3
Debt in Collections 43
Medical Debt 51
Auto Loan Delinquency 48
Credit Card Delinquency 45
Uninsured Rate 75
Subprime Credit Population 40
Structural Poverty 32.6
Unemployment Rate 78
Poverty Rate 24
Income vs. State Median 18
Child Poverty Rate 25
Disability Rate 41
Transfer Income Dependency 26

Scores are percentile-based: 50 = national median, higher = more distressed.

Neighbors and Peers

Neighboring Counties

CountyScoreZonevs. Manatee County
Manatee County, FL 57.4 Elevated
Polk County, FL 79.0 Serious +21.6
Hardee County, FL 78.6 Serious +21.2
DeSoto County, FL 74.9 Serious +17.5
Hillsborough County, FL 71.5 Serious +14.1
Sarasota County, FL 48.0 Normal -9.4

Population Peers

CountyScoreZonevs. Manatee County
Dauphin County, PA 57.1 Elevated -0.2
Solano County, CA 57.1 Elevated -0.3
Greene County, MO 57.7 Elevated +0.3
Cleveland County, OK 57.7 Elevated +0.4
Summit County, OH 56.9 Elevated -0.5

Download Data

Export all distress indicators for Manatee County as a CSV file.

Find Help in Manatee County

HUD-Approved Housing Counselors

Free foreclosure prevention and financial counseling near Manatee County.

ROOTED COMMUNITIES, INC.
Sarasota
Financial CounselingPre-PurchaseHomebuyer Education
STEP UP SUNCOAST, INC. F/K/A MANATEE COMMUNITY ACTION AGENCY, INC.
Sarasota
Financial CounselingFinancial CounselingHomeless/DisplacementPre-Purchase

Find an Attorney

The Florida Bar — Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Free Legal Aid

Legal aid organizations serving Manatee County residents at no cost.

Self-Help Resources

The Florida Bar — Foreclosure Crisis Help for Consumers Official Florida Bar resource page for homeowners facing foreclosure, including information on finding an attorney, legal aid referrals, and understanding the foreclosure process.
Florida Courts — Residential Mortgage Foreclosure Cases Florida Supreme Court page with information on residential mortgage foreclosure cases, including links to administrative orders, mediation resources, and the Managed Mediation program.
Florida AG — Resources Available to Distressed Homeowners Florida Attorney General's office page with resources for distressed homeowners, including information on mortgage fraud, foreclosure rescue scams, and how to file complaints.
Florida LawHelp Statewide legal aid directory connecting Floridians with free legal information and local legal aid providers for foreclosure prevention and other civil legal needs.

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