Volusia County, Florida

County Distress Index: Serious · 69.8 | 590,357 people · 23rd most distressed in Florida
American Default Research

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Volusia County, FL shows significant household financial distress with a score of 69.8 — 398th nationally out of 3144 counties. The primary driver is Housing Cost Burden, where a large share of households spend more than 30% of income on housing. Within Florida, it ranks 23rd of 67 counties. Among its 7 neighboring counties, 4 show less distress.

The Numbers Behind the Score

The CDI measures five statistically derived factors of household financial distress, PCA-weighted. Volusia County's primary driver is Housing Cost Burden at 87.9 — worse than roughly 88% of U.S. counties.

Housing Cost Burden Primary driver 87.9
Rent-Burdened (30%+) 96
Severely Rent-Burdened (50%+) 94
Mortgage-Burdened (30%+) 84
Homeownership Rate 58
Legal Distress 82.2
Bankruptcy Filing Rate 82
Economic Vitality 79.6
Wage-to-Rent Ratio 95
Rent-to-Income Ratio 96
Business Formation Rate 8
House Price Change (YoY) 91
Consumer Credit Distress 61.0
Debt in Collections 59
Medical Debt 52
Auto Loan Delinquency 63
Credit Card Delinquency 68
Uninsured Rate 71
Subprime Credit Population 58
Structural Poverty 57.6
Unemployment Rate 85
Poverty Rate 37
Income vs. State Median 53
Child Poverty Rate 58
Disability Rate 63
Transfer Income Dependency 57

Scores are percentile-based: 50 = national median, higher = more distressed.

Neighbors and Peers

Neighboring Counties

CountyScoreZonevs. Volusia County
Volusia County, FL 69.8 Serious —
Putnam County, FL 75.1 Serious +5.3
Orange County, FL 73.9 Serious +4.1
Marion County, FL 71.9 Serious +2.1
Lake County, FL 65.0 Serious -4.7
Seminole County, FL 63.1 Elevated -6.6
Brevard County, FL 61.0 Elevated -8.8
Flagler County, FL 59.9 Elevated -9.9

Population Peers

CountyScoreZonevs. Volusia County
Kern County, CA 69.7 Serious -0.1
Pulaski County, AR 70.0 Serious +0.2
St. Lucie County, FL 70.2 Serious +0.4
Oklahoma County, OK 68.9 Serious -0.8
Jefferson Parish, LA 70.9 Serious +1.2

Download Data

Export all distress indicators for Volusia County as a CSV file.

Find Help in Volusia County

HUD-Approved Housing Counselors

Free foreclosure prevention and financial counseling near Volusia County.

COMMUNITY LEGAL SERVICES OF MID-FLORIDA, INC. - ORLANDO OFFICE
Daytona Beach
386-255-6573 Website
Foreclosure PreventionMortgage HelpFinancial CounselingFinancial Counseling
MID-FLORIDA HOUSING PARTNERSHIP, INC.
Daytona Beach
386-274-4441-301 Website
Foreclosure PreventionFinancial CounselingFinancial CounselingFair Housing
UNIVERSITY OF FLORIDA/FLORIDA COOPERATIVE EXTENSION - VOLUSIA COUNTY COOPERATIVE EXTENSION SERVICE
DELAND
386-822-5778 Website
Homebuyer Education

See all counselors in Florida →

Find an Attorney

The Florida Bar — Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

The Florida Bar — Lawyer Referral Service 1-800-342-8011

Free Legal Aid

Legal aid organizations serving Volusia County residents at no cost.

Florida Rural Legal Services (FRLS) 1-239-334-4554
Legal Services of Greater Miami (LSGMI) 1-305-576-0080
Coast to Coast Legal Aid of South Florida 1-954-736-2400
Community Legal Services of Mid-Florida (CLSMF) 1-800-405-1417
Bay Area Legal Services 1-800-625-2257
Legal Services of North Florida 1-850-385-9007
Three Rivers Legal Services 1-866-256-8091

Self-Help Resources

The Florida Bar — Foreclosure Crisis Help for Consumers Official Florida Bar resource page for homeowners facing foreclosure, including information on finding an attorney, legal aid referrals, and understanding the foreclosure process.
Florida Courts — Residential Mortgage Foreclosure Cases Florida Supreme Court page with information on residential mortgage foreclosure cases, including links to administrative orders, mediation resources, and the Managed Mediation program.
Florida AG — Resources Available to Distressed Homeowners Florida Attorney General's office page with resources for distressed homeowners, including information on mortgage fraud, foreclosure rescue scams, and how to file complaints.
Florida LawHelp Statewide legal aid directory connecting Floridians with free legal information and local legal aid providers for foreclosure prevention and other civil legal needs.

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

Need legal help? Find a foreclosure defense attorney in Florida →

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Frequently Asked Questions

  • What is the distress score for Volusia County, Florida?

    Volusia County has a County Distress Index score of 69.8 out of 100, placing it in the Serious zone. It ranks 398th nationally out of 3,144 counties and 23rd in Florida out of 67 counties.

  • What drives financial distress in Volusia County?

    The primary driver of distress in Volusia County is Housing Cost Burden, where the county scores 87.9 out of 100. This domain is measured by indicators including Rent-Burdened (30%+), Severely Rent-Burdened (50%+), Mortgage-Burdened (30%+).

  • How does Volusia County compare to neighboring counties?

    Volusia County (69.8) can be compared to its 7 neighboring counties: Putnam County, FL (75.1); Orange County, FL (73.9); Marion County, FL (71.9).

  • How is the County Distress Index calculated?

    The County Distress Index uses PCA-weighted percentile scoring across five statistically derived factors: Consumer Credit Distress (47.5%), Housing Cost Burden (22.3%), Structural Poverty (13.6%), Economic Vitality (9.2%), and Legal Distress (7.4%). Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • How often is the CDI updated?

    Annually, aligned to Census American Community Survey and Urban Institute Debt in America release windows — the slowest-moving source inputs. Between annual refreshes, faster-cadence indicators (BLS unemployment, QCEW wages) may drive light mid-year updates if a specific component moves meaningfully. Current data compiled April 14, 2026; next full refresh early 2027.

  • What does the Serious zone mean?

    The CDI divides counties into five zones: Healthy (below 46), Normal (46–55), Elevated (55–71), Serious (71–86), and Crisis (86 and above). Volusia County's score of 69.8 sits in the Serious zone (71–86).

  • What data sources power Volusia County's CDI score?

    Volusia County's CDI score draws on Urban Institute Debt in America (Equifax credit-bureau panel), U.S. Census Bureau (American Community Survey 5-year, Small Area Income and Poverty Estimates), Bureau of Labor Statistics (LAUS, QCEW), U.S. Courts Administrative Office (F-5A bankruptcy filings), and HUD Fair Market Rents. Every number on this page traces to one of these public sources.

  • What is the population of Volusia County?

    Volusia County, Florida has a population of approximately 590,357 (2023 Census estimate), classified as a large county.