Camden County, Georgia

County Distress Index: Serious · 68.2 | 58,118 people · 88th most distressed in Georgia
American Default Research

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Camden County, GA shows significant household financial distress with a score of 68.2 — 478th nationally out of 3144 counties. The primary driver is Housing Cost Burden, where a large share of households spend more than 30% of income on housing. Within Georgia, it ranks 88th of 159 counties. Among its 4 neighboring counties, 3 show less distress.

The Numbers Behind the Score

The CDI measures five statistically derived factors of household financial distress, PCA-weighted. Camden County's primary driver is Housing Cost Burden at 90.2 — worse than roughly 90% of U.S. counties.

Housing Cost Burden Primary driver 90.2
Rent-Burdened (30%+) 93
Severely Rent-Burdened (50%+) 93
Mortgage-Burdened (30%+) 78
Homeownership Rate 87
Consumer Credit Distress 73.0
Debt in Collections 78
Medical Debt 88
Auto Loan Delinquency 57
Credit Card Delinquency 80
Uninsured Rate 56
Subprime Credit Population 72
Economic Vitality 55.8
Wage-to-Rent Ratio 64
Rent-to-Income Ratio 43
Business Formation Rate 35
House Price Change (YoY) 91
Legal Distress 54.3
Bankruptcy Filing Rate 54
Structural Poverty 31.3
Unemployment Rate 16
Poverty Rate 34
Income vs. State Median 10
Child Poverty Rate 32
Disability Rate 53
Transfer Income Dependency 44

Scores are percentile-based: 50 = national median, higher = more distressed.

Neighbors and Peers

Neighboring Counties

CountyScoreZonevs. Camden County
Camden County, GA 68.2 Serious —
Charlton County, GA 82.5 Crisis +14.3
Glynn County, GA 67.2 Serious -1.0
Brantley County, GA 67.0 Serious -1.3
Nassau County, FL 49.0 Normal -19.2

Population Peers

CountyScoreZonevs. Camden County
Monroe County, PA 68.2 Serious -0.0
Marion County, OH 68.2 Serious +0.0
Cabell County, WV 68.2 Serious -0.0
Roanoke city, VA 68.3 Serious +0.1
Barrow County, GA 68.1 Serious -0.1

Download Data

Export all distress indicators for Camden County as a CSV file.

Find Help in Camden County

Find an Attorney

State Bar of Georgia Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

State Bar of Georgia Lawyer Referral Service 404-527-8700

Free Legal Aid

Legal aid organizations serving Camden County residents at no cost.

Atlanta Legal Aid Society 404-524-5811
Georgia Legal Services Program 1-888-257-4567
Georgia Legal Aid
State Bar of Georgia Lawyer Referral Service 404-527-8700

Self-Help Resources

Georgia Legal Aid — Housing Self-help guides for Georgia foreclosure process, rights, and defenses
DCA Georgia HAF Resources Assistance programs and housing counselor referrals

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

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Frequently Asked Questions

  • What is the distress score for Camden County, Georgia?

    Camden County has a County Distress Index score of 68.2 out of 100, placing it in the Serious zone. It ranks 478th nationally out of 3,144 counties and 88th in Georgia out of 159 counties.

  • What drives financial distress in Camden County?

    The primary driver of distress in Camden County is Housing Cost Burden, where the county scores 90.2 out of 100. This domain is measured by indicators including Rent-Burdened (30%+), Severely Rent-Burdened (50%+), Mortgage-Burdened (30%+).

  • How does Camden County compare to neighboring counties?

    Camden County (68.2) can be compared to its 4 neighboring counties: Charlton County, GA (82.5); Glynn County, GA (67.2); Brantley County, GA (67.0).

  • How is the County Distress Index calculated?

    The County Distress Index uses PCA-weighted percentile scoring across five statistically derived factors: Consumer Credit Distress (47.5%), Housing Cost Burden (22.3%), Structural Poverty (13.6%), Economic Vitality (9.2%), and Legal Distress (7.4%). Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • How often is the CDI updated?

    Annually, aligned to Census American Community Survey and Urban Institute Debt in America release windows — the slowest-moving source inputs. Between annual refreshes, faster-cadence indicators (BLS unemployment, QCEW wages) may drive light mid-year updates if a specific component moves meaningfully. Current data compiled April 14, 2026; next full refresh early 2027.

  • What does the Serious zone mean?

    The CDI divides counties into five zones: Healthy (below 46), Normal (46–55), Elevated (55–71), Serious (71–86), and Crisis (86 and above). Camden County's score of 68.2 sits in the Serious zone (71–86).

  • What data sources power Camden County's CDI score?

    Camden County's CDI score draws on Urban Institute Debt in America (Equifax credit-bureau panel), U.S. Census Bureau (American Community Survey 5-year, Small Area Income and Poverty Estimates), Bureau of Labor Statistics (LAUS, QCEW), U.S. Courts Administrative Office (F-5A bankruptcy filings), and HUD Fair Market Rents. Every number on this page traces to one of these public sources.

  • What is the population of Camden County?

    Camden County, Georgia has a population of approximately 58,118 (2023 Census estimate), classified as a mid county.