Coweta County, Georgia

County Distress Index: Elevated · 55.3 | 155,892 people · 140th most distressed in Georgia
American Default Research

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Coweta County, GA registers elevated household financial distress with a score of 55.3 — 1254th nationally out of 3144 counties. The primary driver is Legal Distress, where bankruptcy filing rates are well above the national average. Within Georgia, it ranks 140th of 159 counties. Among its 7 neighboring counties, 6 show more distress.

The Numbers Behind the Score

The CDI measures five statistically derived factors of household financial distress, PCA-weighted. Coweta County's primary driver is Legal Distress at 91.7 — worse than roughly 92% of U.S. counties.

Legal Distress Primary driver 91.7
Bankruptcy Filing Rate 92
Economic Vitality 69.6
Wage-to-Rent Ratio 97
Rent-to-Income Ratio 70
Business Formation Rate 8
House Price Change (YoY) 52
Housing Cost Burden 61.1
Rent-Burdened (30%+) 96
Severely Rent-Burdened (50%+) 39
Mortgage-Burdened (30%+) 62
Homeownership Rate 32
Consumer Credit Distress 55.7
Debt in Collections 52
Medical Debt 60
Auto Loan Delinquency 50
Credit Card Delinquency 54
Uninsured Rate 52
Subprime Credit Population 64
Structural Poverty 14.8
Unemployment Rate 19
Poverty Rate 20
Income vs. State Median 1
Child Poverty Rate 21
Disability Rate 27
Transfer Income Dependency 11

Scores are percentile-based: 50 = national median, higher = more distressed.

Neighbors and Peers

Neighboring Counties

CountyScoreZonevs. Coweta County
Coweta County, GA 55.3 Elevated —
Spalding County, GA 85.1 Crisis +29.9
Troup County, GA 82.3 Crisis +27.0
Carroll County, GA 76.9 Serious +21.6
Meriwether County, GA 76.1 Serious +20.8
Heard County, GA 69.2 Serious +14.0
Fulton County, GA 68.0 Serious +12.7
Fayette County, GA 52.1 Elevated -3.2

Population Peers

CountyScoreZonevs. Coweta County
Huron County, OH 55.3 Elevated +0.0
Madison County, MS 55.3 Elevated +0.0
Washington County, OK 55.2 Elevated -0.1
Pickaway County, OH 55.2 Elevated -0.1
Charlotte County, FL 55.4 Elevated +0.1

Download Data

Export all distress indicators for Coweta County as a CSV file.

Find Help in Coweta County

Find an Attorney

State Bar of Georgia Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

State Bar of Georgia Lawyer Referral Service 404-527-8700

Free Legal Aid

Legal aid organizations serving Coweta County residents at no cost.

Atlanta Legal Aid Society 404-524-5811
Georgia Legal Services Program 1-888-257-4567
Georgia Legal Aid
State Bar of Georgia Lawyer Referral Service 404-527-8700

Self-Help Resources

Georgia Legal Aid — Housing Self-help guides for Georgia foreclosure process, rights, and defenses
DCA Georgia HAF Resources Assistance programs and housing counselor referrals

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

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Frequently Asked Questions

  • What is the distress score for Coweta County, Georgia?

    Coweta County has a County Distress Index score of 55.3 out of 100, placing it in the Elevated zone. It ranks 1,254th nationally out of 3,144 counties and 140th in Georgia out of 159 counties.

  • What drives financial distress in Coweta County?

    The primary driver of distress in Coweta County is Legal Distress, where the county scores 91.7 out of 100. This domain is measured by indicators including Bankruptcy Filing Rate.

  • How does Coweta County compare to neighboring counties?

    Coweta County (55.3) can be compared to its 7 neighboring counties: Spalding County, GA (85.1); Troup County, GA (82.3); Carroll County, GA (76.9).

  • How is the County Distress Index calculated?

    The County Distress Index uses PCA-weighted percentile scoring across five statistically derived factors: Consumer Credit Distress (47.5%), Housing Cost Burden (22.3%), Structural Poverty (13.6%), Economic Vitality (9.2%), and Legal Distress (7.4%). Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • How often is the CDI updated?

    Annually, aligned to Census American Community Survey and Urban Institute Debt in America release windows — the slowest-moving source inputs. Between annual refreshes, faster-cadence indicators (BLS unemployment, QCEW wages) may drive light mid-year updates if a specific component moves meaningfully. Current data compiled April 14, 2026; next full refresh early 2027.

  • What does the Elevated zone mean?

    The CDI divides counties into five zones: Healthy (below 46), Normal (46–55), Elevated (55–71), Serious (71–86), and Crisis (86 and above). Coweta County's score of 55.3 sits in the Elevated zone (55–71).

  • What data sources power Coweta County's CDI score?

    Coweta County's CDI score draws on Urban Institute Debt in America (Equifax credit-bureau panel), U.S. Census Bureau (American Community Survey 5-year, Small Area Income and Poverty Estimates), Bureau of Labor Statistics (LAUS, QCEW), U.S. Courts Administrative Office (F-5A bankruptcy filings), and HUD Fair Market Rents. Every number on this page traces to one of these public sources.

  • What is the population of Coweta County?

    Coweta County, Georgia has a population of approximately 155,892 (2023 Census estimate), classified as a mid county.