Evans County, Georgia

County Distress Index: Serious · 72.6 | 10,754 people · 65th most distressed in Georgia
American Default Research

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Evans County, GA shows significant household financial distress with a score of 72.6 — 283rd nationally out of 3144 counties. The primary driver is Consumer Credit Distress, where residents carry heavy debt burdens with elevated delinquency and collections rates. Within Georgia, it ranks 65th of 159 counties. Among its 5 neighboring counties, 3 show less distress.

The Numbers Behind the Score

The CDI measures five statistically derived factors of household financial distress, PCA-weighted. Evans County's primary driver is Consumer Credit Distress at 93.0 — worse than roughly 93% of U.S. counties.

Consumer Credit Distress Primary driver 93.0
Debt in Collections 95
Medical Debt 95
Auto Loan Delinquency 95
Credit Card Delinquency 86
Uninsured Rate 93
Subprime Credit Population 94
Legal Distress 83.8
Bankruptcy Filing Rate 84
Structural Poverty 67.2
Unemployment Rate 19
Poverty Rate 94
Income vs. State Median 68
Child Poverty Rate 95
Disability Rate 53
Transfer Income Dependency 67
Economic Vitality 53.3
Wage-to-Rent Ratio 67
Rent-to-Income Ratio 67
Business Formation Rate 20
House Price Change (YoY) 5
Housing Cost Burden 36.7
Rent-Burdened (30%+) 16
Severely Rent-Burdened (50%+) 42
Mortgage-Burdened (30%+) 13
Homeownership Rate 87

Scores are percentile-based: 50 = national median, higher = more distressed.

Neighbors and Peers

Neighboring Counties

CountyScoreZonevs. Evans County
Evans County, GA 72.6 Serious —
Liberty County, GA 79.0 Serious +6.4
Bulloch County, GA 74.4 Serious +1.8
Candler County, GA 72.5 Serious -0.2
Tattnall County, GA 66.2 Serious -6.4
Bryan County, GA 55.9 Elevated -16.7

Population Peers

CountyScoreZonevs. Evans County
Drew County, AR 72.6 Serious -0.0
Hempstead County, AR 72.6 Serious -0.0
Allen Parish, LA 72.7 Serious +0.1
Knox County, KY 72.8 Serious +0.1
Chickasaw County, MS 72.8 Serious +0.1

Download Data

Export all distress indicators for Evans County as a CSV file.

Find Help in Evans County

Find an Attorney

State Bar of Georgia Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

State Bar of Georgia Lawyer Referral Service 404-527-8700

Free Legal Aid

Legal aid organizations serving Evans County residents at no cost.

Atlanta Legal Aid Society 404-524-5811
Georgia Legal Services Program 1-888-257-4567
Georgia Legal Aid
State Bar of Georgia Lawyer Referral Service 404-527-8700

Self-Help Resources

Georgia Legal Aid — Housing Self-help guides for Georgia foreclosure process, rights, and defenses
DCA Georgia HAF Resources Assistance programs and housing counselor referrals

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

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Frequently Asked Questions

  • What is the distress score for Evans County, Georgia?

    Evans County has a County Distress Index score of 72.6 out of 100, placing it in the Serious zone. It ranks 283rd nationally out of 3,144 counties and 65th in Georgia out of 159 counties.

  • What drives financial distress in Evans County?

    The primary driver of distress in Evans County is Consumer Credit Distress, where the county scores 93.0 out of 100. This domain is measured by indicators including Debt in Collections, Medical Debt, Auto Loan Delinquency.

  • How does Evans County compare to neighboring counties?

    Evans County (72.6) can be compared to its 5 neighboring counties: Liberty County, GA (79.0); Bulloch County, GA (74.4); Candler County, GA (72.5).

  • How is the County Distress Index calculated?

    The County Distress Index uses PCA-weighted percentile scoring across five statistically derived factors: Consumer Credit Distress (47.5%), Housing Cost Burden (22.3%), Structural Poverty (13.6%), Economic Vitality (9.2%), and Legal Distress (7.4%). Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • How often is the CDI updated?

    Annually, aligned to Census American Community Survey and Urban Institute Debt in America release windows — the slowest-moving source inputs. Between annual refreshes, faster-cadence indicators (BLS unemployment, QCEW wages) may drive light mid-year updates if a specific component moves meaningfully. Current data compiled April 14, 2026; next full refresh early 2027.

  • What does the Serious zone mean?

    The CDI divides counties into five zones: Healthy (below 46), Normal (46–55), Elevated (55–71), Serious (71–86), and Crisis (86 and above). Evans County's score of 72.6 sits in the Serious zone (71–86).

  • What data sources power Evans County's CDI score?

    Evans County's CDI score draws on Urban Institute Debt in America (Equifax credit-bureau panel), U.S. Census Bureau (American Community Survey 5-year, Small Area Income and Poverty Estimates), Bureau of Labor Statistics (LAUS, QCEW), U.S. Courts Administrative Office (F-5A bankruptcy filings), and HUD Fair Market Rents. Every number on this page traces to one of these public sources.

  • What is the population of Evans County?

    Evans County, Georgia has a population of approximately 10,754 (2023 Census estimate), classified as a small county.