Greene County, Georgia

County Distress Index: Normal · 48.1 | 20,722 people · 151st most distressed in Georgia
American Default Research

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Greene County, GA falls within the normal range for household financial distress at 48.1 — 1705th nationally out of 3144 counties. The primary driver is Legal Distress, where bankruptcy filing rates are well above the national average. Within Georgia, it ranks 151st of 159 counties. Among its 6 neighboring counties, 5 show more distress.

The Numbers Behind the Score

The CDI measures five statistically derived factors of household financial distress, PCA-weighted. Greene County's primary driver is Legal Distress at 70.7 — above the national median.

Legal Distress Primary driver 70.7
Bankruptcy Filing Rate 71
Consumer Credit Distress 56.0
Debt in Collections 54
Medical Debt 88
Auto Loan Delinquency 70
Credit Card Delinquency 9
Uninsured Rate 89
Subprime Credit Population 50
Housing Cost Burden 43.9
Rent-Burdened (30%+) 21
Severely Rent-Burdened (50%+) 69
Mortgage-Burdened (30%+) 66
Homeownership Rate 23
Structural Poverty 35.0
Unemployment Rate 38
Poverty Rate 55
Income vs. State Median 5
Child Poverty Rate 82
Disability Rate 29
Transfer Income Dependency 23
Economic Vitality 19.2
Wage-to-Rent Ratio 22
Rent-to-Income Ratio 1
Business Formation Rate 4
House Price Change (YoY) 94

Scores are percentile-based: 50 = national median, higher = more distressed.

Neighbors and Peers

Neighboring Counties

CountyScoreZonevs. Greene County
Greene County, GA 48.1 Normal —
Hancock County, GA 85.9 Crisis +37.8
Taliaferro County, GA 70.4 Serious +22.3
Putnam County, GA 65.3 Serious +17.2
Oglethorpe County, GA 61.1 Elevated +13.0
Morgan County, GA 52.6 Elevated +4.5
Oconee County, GA 18.6 Healthy -29.6

Population Peers

CountyScoreZonevs. Greene County
Jackson County, WV 48.1 Normal +0.0
Cherokee County, NC 48.0 Normal -0.1
Towns County, GA 48.0 Normal -0.1
Massac County, IL 48.2 Normal +0.1
Miller County, MO 48.2 Normal +0.1

Download Data

Export all distress indicators for Greene County as a CSV file.

Find Help in Greene County

Find an Attorney

State Bar of Georgia Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

State Bar of Georgia Lawyer Referral Service 404-527-8700

Free Legal Aid

Legal aid organizations serving Greene County residents at no cost.

Atlanta Legal Aid Society 404-524-5811
Georgia Legal Services Program 1-888-257-4567
Georgia Legal Aid
State Bar of Georgia Lawyer Referral Service 404-527-8700

Self-Help Resources

Georgia Legal Aid — Housing Self-help guides for Georgia foreclosure process, rights, and defenses
DCA Georgia HAF Resources Assistance programs and housing counselor referrals

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

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Frequently Asked Questions

  • What is the distress score for Greene County, Georgia?

    Greene County has a County Distress Index score of 48.1 out of 100, placing it in the Normal zone. It ranks 1,705th nationally out of 3,144 counties and 151st in Georgia out of 159 counties.

  • What drives financial distress in Greene County?

    The primary driver of distress in Greene County is Legal Distress, where the county scores 70.7 out of 100. This domain is measured by indicators including Bankruptcy Filing Rate.

  • How does Greene County compare to neighboring counties?

    Greene County (48.1) can be compared to its 6 neighboring counties: Hancock County, GA (85.9); Taliaferro County, GA (70.4); Putnam County, GA (65.3).

  • How is the County Distress Index calculated?

    The County Distress Index uses PCA-weighted percentile scoring across five statistically derived factors: Consumer Credit Distress (47.5%), Housing Cost Burden (22.3%), Structural Poverty (13.6%), Economic Vitality (9.2%), and Legal Distress (7.4%). Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • How often is the CDI updated?

    Annually, aligned to Census American Community Survey and Urban Institute Debt in America release windows — the slowest-moving source inputs. Between annual refreshes, faster-cadence indicators (BLS unemployment, QCEW wages) may drive light mid-year updates if a specific component moves meaningfully. Current data compiled April 14, 2026; next full refresh early 2027.

  • What does the Normal zone mean?

    The CDI divides counties into five zones: Healthy (below 46), Normal (46–55), Elevated (55–71), Serious (71–86), and Crisis (86 and above). Greene County's score of 48.1 sits in the Normal zone (46–55).

  • What data sources power Greene County's CDI score?

    Greene County's CDI score draws on Urban Institute Debt in America (Equifax credit-bureau panel), U.S. Census Bureau (American Community Survey 5-year, Small Area Income and Poverty Estimates), Bureau of Labor Statistics (LAUS, QCEW), U.S. Courts Administrative Office (F-5A bankruptcy filings), and HUD Fair Market Rents. Every number on this page traces to one of these public sources.

  • What is the population of Greene County?

    Greene County, Georgia has a population of approximately 20,722 (2023 Census estimate), classified as a small county.