Peach County, Georgia

County Distress Index: Serious · 75.5 | 28,805 people · 46th most distressed in Georgia
American Default Research

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Peach County, GA shows significant household financial distress with a score of 75.5 — 171st nationally out of 3144 counties. The primary driver is Legal Distress, where bankruptcy filing rates are well above the national average. Within Georgia, it ranks 46th of 159 counties. Among its 4 neighboring counties, 3 show less distress.

The Numbers Behind the Score

The CDI measures five statistically derived factors of household financial distress, PCA-weighted. Peach County's primary driver is Legal Distress at 91.3 — worse than roughly 91% of U.S. counties.

Legal Distress Primary driver 91.3
Bankruptcy Filing Rate 91
Consumer Credit Distress 89.6
Debt in Collections 92
Medical Debt 95
Auto Loan Delinquency 94
Credit Card Delinquency 88
Uninsured Rate 72
Subprime Credit Population 88
Housing Cost Burden 62.9
Rent-Burdened (30%+) 78
Severely Rent-Burdened (50%+) 59
Mortgage-Burdened (30%+) 16
Homeownership Rate 69
Structural Poverty 57.9
Unemployment Rate 49
Poverty Rate 75
Income vs. State Median 14
Child Poverty Rate 80
Disability Rate 66
Transfer Income Dependency 76
Economic Vitality 46.3
Wage-to-Rent Ratio 54
Rent-to-Income Ratio 37
Business Formation Rate 17
House Price Change (YoY) 91

Scores are percentile-based: 50 = national median, higher = more distressed.

Neighbors and Peers

Neighboring Counties

CountyScoreZonevs. Peach County
Peach County, GA 75.5 Serious —
Taylor County, GA 80.0 Crisis +4.5
Macon County, GA 73.4 Serious -2.1
Houston County, GA 68.6 Serious -6.9
Crawford County, GA 67.8 Serious -7.7

Population Peers

CountyScoreZonevs. Peach County
Calhoun County, FL 75.5 Serious +0.0
Brown County, TX 75.5 Serious +0.0
Macon County, AL 75.5 Serious +0.0
Pulaski County, GA 75.5 Serious +0.0
Thomas County, GA 75.5 Serious +0.0

Download Data

Export all distress indicators for Peach County as a CSV file.

Find Help in Peach County

Find an Attorney

State Bar of Georgia Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

State Bar of Georgia Lawyer Referral Service 404-527-8700

Free Legal Aid

Legal aid organizations serving Peach County residents at no cost.

Atlanta Legal Aid Society 404-524-5811
Georgia Legal Services Program 1-888-257-4567
Georgia Legal Aid
State Bar of Georgia Lawyer Referral Service 404-527-8700

Self-Help Resources

Georgia Legal Aid — Housing Self-help guides for Georgia foreclosure process, rights, and defenses
DCA Georgia HAF Resources Assistance programs and housing counselor referrals

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

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Frequently Asked Questions

  • What is the distress score for Peach County, Georgia?

    Peach County has a County Distress Index score of 75.5 out of 100, placing it in the Serious zone. It ranks 171st nationally out of 3,144 counties and 46th in Georgia out of 159 counties.

  • What drives financial distress in Peach County?

    The primary driver of distress in Peach County is Legal Distress, where the county scores 91.3 out of 100. This domain is measured by indicators including Bankruptcy Filing Rate.

  • How does Peach County compare to neighboring counties?

    Peach County (75.5) can be compared to its 4 neighboring counties: Taylor County, GA (80.0); Macon County, GA (73.4); Houston County, GA (68.6).

  • How is the County Distress Index calculated?

    The County Distress Index uses PCA-weighted percentile scoring across five statistically derived factors: Consumer Credit Distress (47.5%), Housing Cost Burden (22.3%), Structural Poverty (13.6%), Economic Vitality (9.2%), and Legal Distress (7.4%). Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • How often is the CDI updated?

    Annually, aligned to Census American Community Survey and Urban Institute Debt in America release windows — the slowest-moving source inputs. Between annual refreshes, faster-cadence indicators (BLS unemployment, QCEW wages) may drive light mid-year updates if a specific component moves meaningfully. Current data compiled April 14, 2026; next full refresh early 2027.

  • What does the Serious zone mean?

    The CDI divides counties into five zones: Healthy (below 46), Normal (46–55), Elevated (55–71), Serious (71–86), and Crisis (86 and above). Peach County's score of 75.5 sits in the Serious zone (71–86).

  • What data sources power Peach County's CDI score?

    Peach County's CDI score draws on Urban Institute Debt in America (Equifax credit-bureau panel), U.S. Census Bureau (American Community Survey 5-year, Small Area Income and Poverty Estimates), Bureau of Labor Statistics (LAUS, QCEW), U.S. Courts Administrative Office (F-5A bankruptcy filings), and HUD Fair Market Rents. Every number on this page traces to one of these public sources.

  • What is the population of Peach County?

    Peach County, Georgia has a population of approximately 28,805 (2023 Census estimate), classified as a small county.