Bingham County, Idaho

County Distress Index: Healthy · 32.6 | 50,395 people · 32nd most distressed in Idaho
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Bingham County, ID ranks among the least distressed counties in the country at 32.6 — 2603rd nationally out of 3144 counties. The primary driver is Legal Distress, where bankruptcy filings are moderately elevated. Within Idaho, it ranks 32nd of 44 counties. Among its 7 neighboring counties, 4 show more distress.

The Numbers Behind the Score

The CDI measures five statistically derived factors of household financial distress, PCA-weighted. Bingham County's primary driver is Legal Distress at 47.2 — above the national median.

Legal Distress Primary driver 47.2
Bankruptcy Filing Rate 47
Consumer Credit Distress 33.8
Debt in Collections 32
Medical Debt 72
Auto Loan Delinquency 8
Credit Card Delinquency 19
Uninsured Rate 57
Subprime Credit Population 35
Structural Poverty 33.0
Unemployment Rate 34
Poverty Rate 30
Income vs. State Median 30
Child Poverty Rate 27
Disability Rate 52
Transfer Income Dependency 29
Economic Vitality 31.5
Wage-to-Rent Ratio 46
Rent-to-Income Ratio 6
Business Formation Rate 38
House Price Change (YoY) 23
Housing Cost Burden 25.7
Rent-Burdened (30%+) 30
Severely Rent-Burdened (50%+) 24
Mortgage-Burdened (30%+) 31
Homeownership Rate 16

Scores are percentile-based: 50 = national median, higher = more distressed.

Neighbors and Peers

Neighboring Counties

CountyScoreZonevs. Bingham County
Bingham County, ID 32.6 Healthy —
Bannock County, ID 52.1 Elevated +19.4
Bonneville County, ID 41.6 Normal +9.0
Caribou County, ID 37.1 Normal +4.5
Power County, ID 32.8 Healthy +0.2
Jefferson County, ID 26.1 Healthy -6.5
Butte County, ID 24.8 Healthy -7.8
Blaine County, ID 20.5 Healthy -12.2

Population Peers

CountyScoreZonevs. Bingham County
Jefferson County, WI 32.7 Healthy +0.0
Ogle County, IL 32.7 Healthy +0.1
Marathon County, WI 32.5 Healthy -0.1
Cole County, MO 32.5 Healthy -0.1
Hanover County, VA 32.8 Healthy +0.2

Download Data

Export all distress indicators for Bingham County as a CSV file.

Find Help in Bingham County

Find an Attorney

Idaho State Bar Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Idaho State Bar Lawyer Referral Service 208-334-4500

Free Legal Aid

Legal aid organizations serving Bingham County residents at no cost.

Idaho Legal Aid Services, Inc. 208-336-8980
Idaho Volunteer Lawyers Program 208-334-4500

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Frequently Asked Questions

  • What is the distress score for Bingham County, Idaho?

    Bingham County has a County Distress Index score of 32.6 out of 100, placing it in the Healthy zone. It ranks 2,603rd nationally out of 3,144 counties and 32nd in Idaho out of 44 counties.

  • What drives financial distress in Bingham County?

    The primary driver of distress in Bingham County is Legal Distress, where the county scores 47.2 out of 100. This domain is measured by indicators including Bankruptcy Filing Rate.

  • How does Bingham County compare to neighboring counties?

    Bingham County (32.6) can be compared to its 7 neighboring counties: Bannock County, ID (52.1); Bonneville County, ID (41.6); Caribou County, ID (37.1).

  • How is the County Distress Index calculated?

    The County Distress Index uses PCA-weighted percentile scoring across five statistically derived factors: Consumer Credit Distress (47.5%), Housing Cost Burden (22.3%), Structural Poverty (13.6%), Economic Vitality (9.2%), and Legal Distress (7.4%). Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • How often is the CDI updated?

    Annually, aligned to Census American Community Survey and Urban Institute Debt in America release windows — the slowest-moving source inputs. Between annual refreshes, faster-cadence indicators (BLS unemployment, QCEW wages) may drive light mid-year updates if a specific component moves meaningfully. Current data compiled April 14, 2026; next full refresh early 2027.

  • What does the Healthy zone mean?

    The CDI divides counties into five zones: Healthy (below 46), Normal (46–55), Elevated (55–71), Serious (71–86), and Crisis (86 and above). Bingham County's score of 32.6 sits in the Healthy zone (below 46).

  • What data sources power Bingham County's CDI score?

    Bingham County's CDI score draws on Urban Institute Debt in America (Equifax credit-bureau panel), U.S. Census Bureau (American Community Survey 5-year, Small Area Income and Poverty Estimates), Bureau of Labor Statistics (LAUS, QCEW), U.S. Courts Administrative Office (F-5A bankruptcy filings), and HUD Fair Market Rents. Every number on this page traces to one of these public sources.

  • What is the population of Bingham County?

    Bingham County, Idaho has a population of approximately 50,395 (2023 Census estimate), classified as a mid county.