Bonneville County, Idaho

County Distress Index: Normal · 41.6 | 131,366 people · 11th most distressed in Idaho
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Bonneville County, ID falls within the normal range for household financial distress at 41.6 — 2085th nationally out of 3144 counties. The primary driver is Legal Distress, where bankruptcy filing rates are well above the national average. Within Idaho, it ranks 11th of 44 counties. It scores higher than all 7 of its neighboring counties.

The Numbers Behind the Score

The CDI measures five statistically derived factors of household financial distress, PCA-weighted. Bonneville County's primary driver is Legal Distress at 73.4 — above the national median.

Legal Distress Primary driver 73.4
Bankruptcy Filing Rate 73
Economic Vitality 61.5
Wage-to-Rent Ratio 85
Rent-to-Income Ratio 48
Business Formation Rate 11
House Price Change (YoY) 81
Housing Cost Burden 53.3
Rent-Burdened (30%+) 59
Severely Rent-Burdened (50%+) 41
Mortgage-Burdened (30%+) 59
Homeownership Rate 64
Consumer Credit Distress 32.9
Debt in Collections 29
Medical Debt 53
Auto Loan Delinquency 21
Credit Card Delinquency 29
Uninsured Rate 50
Subprime Credit Population 30
Structural Poverty 22.6
Unemployment Rate 23
Poverty Rate 22
Income vs. State Median 26
Child Poverty Rate 19
Disability Rate 30
Transfer Income Dependency 17

Scores are percentile-based: 50 = national median, higher = more distressed.

Neighbors and Peers

Neighboring Counties

CountyScoreZonevs. Bonneville County
Bonneville County, ID 41.6 Normal —
Madison County, ID 39.8 Normal -1.8
Caribou County, ID 37.1 Normal -4.5
Bingham County, ID 32.6 Healthy -9.0
Teton County, ID 31.9 Healthy -9.8
Jefferson County, ID 26.1 Healthy -15.5
Teton County, WY 25.3 Healthy -16.4
Lincoln County, WY 17.1 Healthy -24.6

Population Peers

CountyScoreZonevs. Bonneville County
Wayne County, NY 41.7 Normal +0.1
Kootenai County, ID 41.5 Normal -0.1
Livingston County, NY 41.5 Normal -0.1
St. Louis County, MN 41.5 Normal -0.1
Sussex County, NJ 41.8 Normal +0.2

Download Data

Export all distress indicators for Bonneville County as a CSV file.

Find Help in Bonneville County

HUD-Approved Housing Counselors

Free foreclosure prevention and financial counseling near Bonneville County.

IDAHO HOUSING AND FINANCE ASSOCATION--IDAHO FALLS BRANCH OFFICE
Idaho Falls
866-684-3756 Website
Foreclosure PreventionHomeless/DisplacementPre-PurchaseHomebuyer Education

See all counselors in Idaho →

Find an Attorney

Idaho State Bar Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Idaho State Bar Lawyer Referral Service 208-334-4500

Free Legal Aid

Legal aid organizations serving Bonneville County residents at no cost.

Idaho Legal Aid Services, Inc. 208-336-8980
Idaho Volunteer Lawyers Program 208-334-4500

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

Need legal help? Find a foreclosure defense attorney in Idaho →

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Frequently Asked Questions

  • What is the distress score for Bonneville County, Idaho?

    Bonneville County has a County Distress Index score of 41.6 out of 100, placing it in the Normal zone. It ranks 2,085th nationally out of 3,144 counties and 11th in Idaho out of 44 counties.

  • What drives financial distress in Bonneville County?

    The primary driver of distress in Bonneville County is Legal Distress, where the county scores 73.4 out of 100. This domain is measured by indicators including Bankruptcy Filing Rate.

  • How does Bonneville County compare to neighboring counties?

    Bonneville County (41.6) can be compared to its 7 neighboring counties: Madison County, ID (39.8); Caribou County, ID (37.1); Bingham County, ID (32.6).

  • How is the County Distress Index calculated?

    The County Distress Index uses PCA-weighted percentile scoring across five statistically derived factors: Consumer Credit Distress (47.5%), Housing Cost Burden (22.3%), Structural Poverty (13.6%), Economic Vitality (9.2%), and Legal Distress (7.4%). Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • How often is the CDI updated?

    Annually, aligned to Census American Community Survey and Urban Institute Debt in America release windows — the slowest-moving source inputs. Between annual refreshes, faster-cadence indicators (BLS unemployment, QCEW wages) may drive light mid-year updates if a specific component moves meaningfully. Current data compiled April 14, 2026; next full refresh early 2027.

  • What does the Normal zone mean?

    The CDI divides counties into five zones: Healthy (below 46), Normal (46–55), Elevated (55–71), Serious (71–86), and Crisis (86 and above). Bonneville County's score of 41.6 sits in the Normal zone (46–55).

  • What data sources power Bonneville County's CDI score?

    Bonneville County's CDI score draws on Urban Institute Debt in America (Equifax credit-bureau panel), U.S. Census Bureau (American Community Survey 5-year, Small Area Income and Poverty Estimates), Bureau of Labor Statistics (LAUS, QCEW), U.S. Courts Administrative Office (F-5A bankruptcy filings), and HUD Fair Market Rents. Every number on this page traces to one of these public sources.

  • What is the population of Bonneville County?

    Bonneville County, Idaho has a population of approximately 131,366 (2023 Census estimate), classified as a mid county.