Oneida County, Idaho

County Distress Index: Healthy · 24.5 | 4,953 people · 42nd most distressed in Idaho
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Oneida County, ID ranks among the least distressed counties in the country at 24.5 — 2976th nationally out of 3144 counties. The primary driver is Economic Vitality, where employment and wage conditions show moderate stress. Within Idaho, it ranks 42nd of 44 counties. It scores lower than all 6 of its neighboring counties.

The Numbers Behind the Score

The CDI measures five statistically derived factors of household financial distress, PCA-weighted. Oneida County's primary driver is Economic Vitality at 63.7 — above the national median.

Economic Vitality Primary driver 63.7
Wage-to-Rent Ratio 90
Rent-to-Income Ratio 34
Business Formation Rate 28
House Price Change (YoY) 86
Structural Poverty 33.2
Unemployment Rate 13
Poverty Rate 21
Income vs. State Median 51
Child Poverty Rate 22
Disability Rate 36
Transfer Income Dependency 41
Housing Cost Burden 21.4
Rent-Burdened (30%+) 41
Severely Rent-Burdened (50%+) 9
Mortgage-Burdened (30%+) 22
Homeownership Rate 5
Consumer Credit Distress 17.4
Debt in Collections 5
Medical Debt 46
Auto Loan Delinquency 5
Credit Card Delinquency 9
Uninsured Rate 40
Subprime Credit Population 20
Legal Distress 15.1
Bankruptcy Filing Rate 15

Scores are percentile-based: 50 = national median, higher = more distressed.

Neighbors and Peers

Neighboring Counties

CountyScoreZonevs. Oneida County
Oneida County, ID 24.5 Healthy —
Bannock County, ID 52.1 Elevated +27.5
Cassia County, ID 43.1 Normal +18.5
Cache County, UT 35.1 Normal +10.6
Power County, ID 32.8 Healthy +8.3
Box Elder County, UT 31.7 Healthy +7.2
Franklin County, ID 26.9 Healthy +2.3

Population Peers

CountyScoreZonevs. Oneida County
Cook County, MN 24.5 Healthy 0.0
Miner County, SD 24.5 Healthy 0.0
Kingsbury County, SD 24.6 Healthy +0.0
Pierce County, NE 24.5 Healthy -0.0
Florence County, WI 24.4 Healthy -0.1

Download Data

Export all distress indicators for Oneida County as a CSV file.

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Idaho State Bar Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Idaho State Bar Lawyer Referral Service 208-334-4500

Free Legal Aid

Legal aid organizations serving Oneida County residents at no cost.

Idaho Legal Aid Services, Inc. 208-336-8980
Idaho Volunteer Lawyers Program 208-334-4500

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Frequently Asked Questions

  • What is the distress score for Oneida County, Idaho?

    Oneida County has a County Distress Index score of 24.5 out of 100, placing it in the Healthy zone. It ranks 2,976th nationally out of 3,144 counties and 42nd in Idaho out of 44 counties.

  • What drives financial distress in Oneida County?

    The primary driver of distress in Oneida County is Economic Vitality, where the county scores 63.7 out of 100. This domain is measured by indicators including Wage-to-Rent Ratio, Rent-to-Income Ratio, Business Formation Rate.

  • How does Oneida County compare to neighboring counties?

    Oneida County (24.5) can be compared to its 6 neighboring counties: Bannock County, ID (52.1); Cassia County, ID (43.1); Cache County, UT (35.1).

  • How is the County Distress Index calculated?

    The County Distress Index uses PCA-weighted percentile scoring across five statistically derived factors: Consumer Credit Distress (47.5%), Housing Cost Burden (22.3%), Structural Poverty (13.6%), Economic Vitality (9.2%), and Legal Distress (7.4%). Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • How often is the CDI updated?

    Annually, aligned to Census American Community Survey and Urban Institute Debt in America release windows — the slowest-moving source inputs. Between annual refreshes, faster-cadence indicators (BLS unemployment, QCEW wages) may drive light mid-year updates if a specific component moves meaningfully. Current data compiled April 14, 2026; next full refresh early 2027.

  • What does the Healthy zone mean?

    The CDI divides counties into five zones: Healthy (below 46), Normal (46–55), Elevated (55–71), Serious (71–86), and Crisis (86 and above). Oneida County's score of 24.5 sits in the Healthy zone (below 46).

  • What data sources power Oneida County's CDI score?

    Oneida County's CDI score draws on Urban Institute Debt in America (Equifax credit-bureau panel), U.S. Census Bureau (American Community Survey 5-year, Small Area Income and Poverty Estimates), Bureau of Labor Statistics (LAUS, QCEW), U.S. Courts Administrative Office (F-5A bankruptcy filings), and HUD Fair Market Rents. Every number on this page traces to one of these public sources.

  • What is the population of Oneida County?

    Oneida County, Idaho has a population of approximately 4,953 (2023 Census estimate), classified as a tiny county.