Logan County, Illinois

County Distress Index: Normal · 49.0 | 27,590 people · 22nd most distressed in Illinois
American Default Research

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Logan County, IL falls within the normal range for household financial distress at 49.0 — 1646th nationally out of 3144 counties. The primary driver is Legal Distress, where bankruptcy filings are moderately elevated. Within Illinois, it ranks 22nd of 102 counties. Among its 7 neighboring counties, 6 show less distress.

The Numbers Behind the Score

The CDI measures five statistically derived factors of household financial distress, PCA-weighted. Logan County's primary driver is Legal Distress at 60.6 — above the national median.

Legal Distress Primary driver 60.6
Bankruptcy Filing Rate 61
Housing Cost Burden 59.2
Rent-Burdened (30%+) 60
Severely Rent-Burdened (50%+) 60
Mortgage-Burdened (30%+) 33
Homeownership Rate 73
Structural Poverty 54.4
Unemployment Rate 87
Poverty Rate 57
Income vs. State Median 55
Child Poverty Rate 46
Disability Rate 36
Transfer Income Dependency 51
Consumer Credit Distress 43.9
Debt in Collections 51
Medical Debt 7
Auto Loan Delinquency 58
Credit Card Delinquency 62
Uninsured Rate 1
Subprime Credit Population 51
Economic Vitality 32.9
Wage-to-Rent Ratio 21
Rent-to-Income Ratio 22
Business Formation Rate 91
House Price Change (YoY) 14

Scores are percentile-based: 50 = national median, higher = more distressed.

Neighbors and Peers

Neighboring Counties

CountyScoreZonevs. Logan County
Logan County, IL 49.0 Normal —
Macon County, IL 50.8 Elevated +1.8
Mason County, IL 46.5 Normal -2.5
Sangamon County, IL 43.1 Normal -5.9
McLean County, IL 36.9 Normal -12.1
Tazewell County, IL 35.8 Normal -13.2
Menard County, IL 30.9 Healthy -18.1
De Witt County, IL 30.9 Healthy -18.1

Population Peers

CountyScoreZonevs. Logan County
Curry County, OR 49.0 Normal +0.0
Marshall County, KY 49.0 Normal +0.0
Sullivan County, NH 49.0 Normal +0.1
Lawrence County, IN 49.0 Normal +0.1
Gogebic County, MI 49.0 Normal +0.1

Download Data

Export all distress indicators for Logan County as a CSV file.

Find Help in Logan County

Find an Attorney

Illinois State Bar Association Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Illinois State Bar Association Lawyer Referral Service 1-800-922-8757

Free Legal Aid

Legal aid organizations serving Logan County residents at no cost.

Illinois Legal Aid Online (ILAO)
Legal Aid Chicago (formerly LAF) 312-341-1070
Land of Lincoln Legal Aid 217-525-7151
Prairie State Legal Services 1-800-531-7057
Illinois State Bar Association Lawyer Referral 1-800-922-8757

Self-Help Resources

Illinois Legal Aid Online — Foreclosure Comprehensive self-help guides for Illinois foreclosure
IHDA Homeowner Resources Assistance programs and housing counselor referrals

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

Need legal help? Find a foreclosure defense attorney in Illinois →

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Frequently Asked Questions

  • What is the distress score for Logan County, Illinois?

    Logan County has a County Distress Index score of 49.0 out of 100, placing it in the Normal zone. It ranks 1,646th nationally out of 3,144 counties and 22nd in Illinois out of 102 counties.

  • What drives financial distress in Logan County?

    The primary driver of distress in Logan County is Legal Distress, where the county scores 60.6 out of 100. This domain is measured by indicators including Bankruptcy Filing Rate.

  • How does Logan County compare to neighboring counties?

    Logan County (49.0) can be compared to its 7 neighboring counties: Macon County, IL (50.8); Mason County, IL (46.5); Sangamon County, IL (43.1).

  • How is the County Distress Index calculated?

    The County Distress Index uses PCA-weighted percentile scoring across five statistically derived factors: Consumer Credit Distress (47.5%), Housing Cost Burden (22.3%), Structural Poverty (13.6%), Economic Vitality (9.2%), and Legal Distress (7.4%). Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • How often is the CDI updated?

    Annually, aligned to Census American Community Survey and Urban Institute Debt in America release windows — the slowest-moving source inputs. Between annual refreshes, faster-cadence indicators (BLS unemployment, QCEW wages) may drive light mid-year updates if a specific component moves meaningfully. Current data compiled April 14, 2026; next full refresh early 2027.

  • What does the Normal zone mean?

    The CDI divides counties into five zones: Healthy (below 46), Normal (46–55), Elevated (55–71), Serious (71–86), and Crisis (86 and above). Logan County's score of 49.0 sits in the Normal zone (46–55).

  • What data sources power Logan County's CDI score?

    Logan County's CDI score draws on Urban Institute Debt in America (Equifax credit-bureau panel), U.S. Census Bureau (American Community Survey 5-year, Small Area Income and Poverty Estimates), Bureau of Labor Statistics (LAUS, QCEW), U.S. Courts Administrative Office (F-5A bankruptcy filings), and HUD Fair Market Rents. Every number on this page traces to one of these public sources.

  • What is the population of Logan County?

    Logan County, Illinois has a population of approximately 27,590 (2023 Census estimate), classified as a small county.