Randolph County, Illinois

County Distress Index: Normal · 40.0 | 29,815 people · 47th most distressed in Illinois
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Randolph County, IL falls within the normal range for household financial distress at 40.0 — 2193rd nationally out of 3144 counties. The primary driver is Legal Distress, where bankruptcy filing rates are well above the national average. Within Illinois, it ranks 47th of 102 counties. Among its 7 neighboring counties, 4 show less distress.

The Numbers Behind the Score

The CDI measures five statistically derived factors of household financial distress, PCA-weighted. Randolph County's primary driver is Legal Distress at 80.0 — worse than roughly 80% of U.S. counties.

Legal Distress Primary driver 80.0
Bankruptcy Filing Rate 80
Structural Poverty 53.1
Unemployment Rate 67
Poverty Rate 36
Income vs. State Median 34
Child Poverty Rate 35
Disability Rate 85
Transfer Income Dependency 67
Housing Cost Burden 37.9
Rent-Burdened (30%+) 48
Severely Rent-Burdened (50%+) 31
Mortgage-Burdened (30%+) 31
Homeownership Rate 37
Consumer Credit Distress 34.4
Debt in Collections 40
Medical Debt 7
Auto Loan Delinquency 29
Credit Card Delinquency 50
Uninsured Rate 21
Subprime Credit Population 44
Economic Vitality 22.8
Wage-to-Rent Ratio 7
Rent-to-Income Ratio 5
Business Formation Rate 99
House Price Change (YoY) 9

Scores are percentile-based: 50 = national median, higher = more distressed.

Neighbors and Peers

Neighboring Counties

CountyScoreZonevs. Randolph County
Randolph County, IL 40.0 Normal —
St. Clair County, IL 61.5 Elevated +21.4
Jackson County, IL 59.9 Elevated +19.9
Perry County, MO 45.3 Normal +5.2
Perry County, IL 38.7 Normal -1.3
Ste. Genevieve County, MO 30.6 Healthy -9.5
Monroe County, IL 20.1 Healthy -20.0
Washington County, IL 19.8 Healthy -20.3

Population Peers

CountyScoreZonevs. Randolph County
Fulton County, IL 40.0 Normal -0.0
Davie County, NC 40.0 Normal +0.0
Schoharie County, NY 40.0 Normal +0.0
Steuben County, IN 40.0 Normal -0.0
Douglas County, NV 39.9 Normal -0.1

Download Data

Export all distress indicators for Randolph County as a CSV file.

Find Help in Randolph County

Find an Attorney

Illinois State Bar Association Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Illinois State Bar Association Lawyer Referral Service 1-800-922-8757

Free Legal Aid

Legal aid organizations serving Randolph County residents at no cost.

Illinois Legal Aid Online (ILAO)
Legal Aid Chicago (formerly LAF) 312-341-1070
Land of Lincoln Legal Aid 217-525-7151
Prairie State Legal Services 1-800-531-7057
Illinois State Bar Association Lawyer Referral 1-800-922-8757

Self-Help Resources

Illinois Legal Aid Online — Foreclosure Comprehensive self-help guides for Illinois foreclosure
IHDA Homeowner Resources Assistance programs and housing counselor referrals

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

Need legal help? Find a foreclosure defense attorney in Illinois →

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Frequently Asked Questions

  • What is the distress score for Randolph County, Illinois?

    Randolph County has a County Distress Index score of 40.0 out of 100, placing it in the Normal zone. It ranks 2,193rd nationally out of 3,144 counties and 47th in Illinois out of 102 counties.

  • What drives financial distress in Randolph County?

    The primary driver of distress in Randolph County is Legal Distress, where the county scores 80.0 out of 100. This domain is measured by indicators including Bankruptcy Filing Rate.

  • How does Randolph County compare to neighboring counties?

    Randolph County (40.0) can be compared to its 7 neighboring counties: St. Clair County, IL (61.5); Jackson County, IL (59.9); Perry County, MO (45.3).

  • How is the County Distress Index calculated?

    The County Distress Index uses PCA-weighted percentile scoring across five statistically derived factors: Consumer Credit Distress (47.5%), Housing Cost Burden (22.3%), Structural Poverty (13.6%), Economic Vitality (9.2%), and Legal Distress (7.4%). Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • How often is the CDI updated?

    Annually, aligned to Census American Community Survey and Urban Institute Debt in America release windows — the slowest-moving source inputs. Between annual refreshes, faster-cadence indicators (BLS unemployment, QCEW wages) may drive light mid-year updates if a specific component moves meaningfully. Current data compiled April 14, 2026; next full refresh early 2027.

  • What does the Normal zone mean?

    The CDI divides counties into five zones: Healthy (below 46), Normal (46–55), Elevated (55–71), Serious (71–86), and Crisis (86 and above). Randolph County's score of 40.0 sits in the Normal zone (46–55).

  • What data sources power Randolph County's CDI score?

    Randolph County's CDI score draws on Urban Institute Debt in America (Equifax credit-bureau panel), U.S. Census Bureau (American Community Survey 5-year, Small Area Income and Poverty Estimates), Bureau of Labor Statistics (LAUS, QCEW), U.S. Courts Administrative Office (F-5A bankruptcy filings), and HUD Fair Market Rents. Every number on this page traces to one of these public sources.

  • What is the population of Randolph County?

    Randolph County, Illinois has a population of approximately 29,815 (2023 Census estimate), classified as a small county.