Schuyler County, Illinois

County Distress Index: Healthy · 31.9 | 6,733 people · 77th most distressed in Illinois
American Default Research

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Schuyler County, IL ranks among the least distressed counties in the country at 31.9 — 2657th nationally out of 3144 counties. The primary driver is Structural Poverty, where income and poverty levels indicate moderate economic strain. Within Illinois, it ranks 77th of 102 counties. Among its 7 neighboring counties, 6 show more distress.

The Numbers Behind the Score

The CDI measures five statistically derived factors of household financial distress, PCA-weighted. Schuyler County's primary driver is Structural Poverty at 56.5 — above the national median.

Structural Poverty Primary driver 56.5
Unemployment Rate 95
Poverty Rate 51
Income vs. State Median 56
Child Poverty Rate 31
Disability Rate 73
Transfer Income Dependency 44
Consumer Credit Distress 38.4
Debt in Collections 22
Medical Debt 7
Auto Loan Delinquency 61
Credit Card Delinquency 60
Uninsured Rate 50
Subprime Credit Population 35
Economic Vitality 26.6
Wage-to-Rent Ratio 14
Rent-to-Income Ratio 12
Business Formation Rate 93
House Price Change (YoY) 5
Housing Cost Burden 13.1
Rent-Burdened (30%+) 8
Severely Rent-Burdened (50%+) 5
Mortgage-Burdened (30%+) 46
Homeownership Rate 21
Legal Distress 7.8
Bankruptcy Filing Rate 8

Scores are percentile-based: 50 = national median, higher = more distressed.

Neighbors and Peers

Neighboring Counties

CountyScoreZonevs. Schuyler County
Schuyler County, IL 31.9 Healthy —
McDonough County, IL 60.7 Elevated +28.9
Mason County, IL 46.5 Normal +14.6
Adams County, IL 44.8 Normal +13.0
Fulton County, IL 40.0 Normal +8.2
Cass County, IL 36.2 Normal +4.4
Brown County, IL 31.9 Healthy +0.1
Hancock County, IL 28.9 Healthy -3.0

Population Peers

CountyScoreZonevs. Schuyler County
Wallace County, KS 31.9 Healthy +0.1
Logan County, NE 31.9 Healthy +0.1
Brown County, IL 31.9 Healthy +0.1
Sherman County, NE 31.7 Healthy -0.1
Cherry County, NE 31.6 Healthy -0.2

Download Data

Export all distress indicators for Schuyler County as a CSV file.

Find Help in Schuyler County

Find an Attorney

Illinois State Bar Association Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Illinois State Bar Association Lawyer Referral Service 1-800-922-8757

Free Legal Aid

Legal aid organizations serving Schuyler County residents at no cost.

Illinois Legal Aid Online (ILAO)
Legal Aid Chicago (formerly LAF) 312-341-1070
Land of Lincoln Legal Aid 217-525-7151
Prairie State Legal Services 1-800-531-7057
Illinois State Bar Association Lawyer Referral 1-800-922-8757

Self-Help Resources

Illinois Legal Aid Online — Foreclosure Comprehensive self-help guides for Illinois foreclosure
IHDA Homeowner Resources Assistance programs and housing counselor referrals

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

Need legal help? Find a foreclosure defense attorney in Illinois →

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Frequently Asked Questions

  • What is the distress score for Schuyler County, Illinois?

    Schuyler County has a County Distress Index score of 31.9 out of 100, placing it in the Healthy zone. It ranks 2,657th nationally out of 3,144 counties and 77th in Illinois out of 102 counties.

  • What drives financial distress in Schuyler County?

    The primary driver of distress in Schuyler County is Structural Poverty, where the county scores 56.5 out of 100. This domain is measured by indicators including Unemployment Rate, Poverty Rate, Income vs. State Median.

  • How does Schuyler County compare to neighboring counties?

    Schuyler County (31.9) can be compared to its 7 neighboring counties: McDonough County, IL (60.7); Mason County, IL (46.5); Adams County, IL (44.8).

  • How is the County Distress Index calculated?

    The County Distress Index uses PCA-weighted percentile scoring across five statistically derived factors: Consumer Credit Distress (47.5%), Housing Cost Burden (22.3%), Structural Poverty (13.6%), Economic Vitality (9.2%), and Legal Distress (7.4%). Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • How often is the CDI updated?

    Annually, aligned to Census American Community Survey and Urban Institute Debt in America release windows — the slowest-moving source inputs. Between annual refreshes, faster-cadence indicators (BLS unemployment, QCEW wages) may drive light mid-year updates if a specific component moves meaningfully. Current data compiled April 14, 2026; next full refresh early 2027.

  • What does the Healthy zone mean?

    The CDI divides counties into five zones: Healthy (below 46), Normal (46–55), Elevated (55–71), Serious (71–86), and Crisis (86 and above). Schuyler County's score of 31.9 sits in the Healthy zone (below 46).

  • What data sources power Schuyler County's CDI score?

    Schuyler County's CDI score draws on Urban Institute Debt in America (Equifax credit-bureau panel), U.S. Census Bureau (American Community Survey 5-year, Small Area Income and Poverty Estimates), Bureau of Labor Statistics (LAUS, QCEW), U.S. Courts Administrative Office (F-5A bankruptcy filings), and HUD Fair Market Rents. Every number on this page traces to one of these public sources.

  • What is the population of Schuyler County?

    Schuyler County, Illinois has a population of approximately 6,733 (2023 Census estimate), classified as a tiny county.