Grant County, Indiana

County Distress Index: Serious · 65.7 | 66,200 people · 8th most distressed in Indiana
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Grant County, IN shows significant household financial distress with a score of 65.7 — 609th nationally out of 3144 counties. The primary driver is Legal Distress, where bankruptcy filing rates are well above the national average. Within Indiana, it ranks 8th of 92 counties. Among its 9 neighboring counties, 7 show less distress.

The Numbers Behind the Score

The CDI measures five statistically derived factors of household financial distress, PCA-weighted. Grant County's primary driver is Legal Distress at 87.7 — worse than roughly 88% of U.S. counties.

Legal Distress Primary driver 87.7
Bankruptcy Filing Rate 88
Structural Poverty 76.2
Unemployment Rate 23
Poverty Rate 86
Income vs. State Median 90
Child Poverty Rate 78
Disability Rate 79
Transfer Income Dependency 84
Consumer Credit Distress 68.5
Debt in Collections 75
Medical Debt 82
Auto Loan Delinquency 52
Credit Card Delinquency 84
Uninsured Rate 42
Subprime Credit Population 65
Housing Cost Burden 56.3
Rent-Burdened (30%+) 50
Severely Rent-Burdened (50%+) 65
Mortgage-Burdened (30%+) 41
Homeownership Rate 63
Economic Vitality 40.9
Wage-to-Rent Ratio 26
Rent-to-Income Ratio 52
Business Formation Rate 73
House Price Change (YoY) 20

Scores are percentile-based: 50 = national median, higher = more distressed.

Neighbors and Peers

Neighboring Counties

CountyScoreZonevs. Grant County
Grant County, IN 65.7 Serious —
Delaware County, IN 68.6 Serious +2.9
Howard County, IN 65.8 Serious +0.1
Madison County, IN 65.3 Serious -0.4
Miami County, IN 60.7 Elevated -5.0
Blackford County, IN 58.7 Elevated -7.0
Wabash County, IN 44.5 Normal -21.2
Huntington County, IN 41.7 Normal -24.0
Wells County, IN 39.8 Normal -26.0
Tipton County, IN 33.8 Healthy -31.9

Population Peers

CountyScoreZonevs. Grant County
Howard County, IN 65.8 Serious +0.1
Mahoning County, OH 65.8 Serious +0.1
Pearl River County, MS 65.6 Serious -0.1
Harrison County, TX 65.9 Serious +0.2
Yuba County, CA 65.5 Serious -0.2

Download Data

Export all distress indicators for Grant County as a CSV file.

Find Help in Grant County

HUD-Approved Housing Counselors

Free foreclosure prevention and financial counseling near Grant County.

THE AFFORDABLE HOUSING CORPORATION OF MARION, INDIANA
Marion
765-662-1574 Website
Foreclosure PreventionMortgage HelpFinancial CounselingFinancial Counseling

See all counselors in Indiana →

Find an Attorney

Indiana State Bar Association — Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Indiana State Bar Association — Lawyer Referral Service 317-639-5465

Free Legal Aid

Legal aid organizations serving Grant County residents at no cost.

Indiana Legal Services (ILS) 317-631-9410 (Indianapolis); 1-888-529-4917 (statewide hotline)
Legal Aid Society of Tippecanoe County 765-742-1050
Neighborhood Christian Legal Clinic 317-429-4131

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

Need legal help? Find a foreclosure defense attorney in Indiana →

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Frequently Asked Questions

  • What is the distress score for Grant County, Indiana?

    Grant County has a County Distress Index score of 65.7 out of 100, placing it in the Serious zone. It ranks 609th nationally out of 3,144 counties and 8th in Indiana out of 92 counties.

  • What drives financial distress in Grant County?

    The primary driver of distress in Grant County is Legal Distress, where the county scores 87.7 out of 100. This domain is measured by indicators including Bankruptcy Filing Rate.

  • How does Grant County compare to neighboring counties?

    Grant County (65.7) can be compared to its 9 neighboring counties: Delaware County, IN (68.6); Howard County, IN (65.8); Madison County, IN (65.3).

  • How is the County Distress Index calculated?

    The County Distress Index uses PCA-weighted percentile scoring across five statistically derived factors: Consumer Credit Distress (47.5%), Housing Cost Burden (22.3%), Structural Poverty (13.6%), Economic Vitality (9.2%), and Legal Distress (7.4%). Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • How often is the CDI updated?

    Annually, aligned to Census American Community Survey and Urban Institute Debt in America release windows — the slowest-moving source inputs. Between annual refreshes, faster-cadence indicators (BLS unemployment, QCEW wages) may drive light mid-year updates if a specific component moves meaningfully. Current data compiled April 14, 2026; next full refresh early 2027.

  • What does the Serious zone mean?

    The CDI divides counties into five zones: Healthy (below 46), Normal (46–55), Elevated (55–71), Serious (71–86), and Crisis (86 and above). Grant County's score of 65.7 sits in the Serious zone (71–86).

  • What data sources power Grant County's CDI score?

    Grant County's CDI score draws on Urban Institute Debt in America (Equifax credit-bureau panel), U.S. Census Bureau (American Community Survey 5-year, Small Area Income and Poverty Estimates), Bureau of Labor Statistics (LAUS, QCEW), U.S. Courts Administrative Office (F-5A bankruptcy filings), and HUD Fair Market Rents. Every number on this page traces to one of these public sources.

  • What is the population of Grant County?

    Grant County, Indiana has a population of approximately 66,200 (2023 Census estimate), classified as a mid county.