Huntington County, Indiana

County Distress Index: Normal · 41.7 | 36,781 people · 66th most distressed in Indiana
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Huntington County, IN falls within the normal range for household financial distress at 41.7 — 2083rd nationally out of 3144 counties. The primary driver is Legal Distress, where bankruptcy filing rates are well above the national average. Within Indiana, it ranks 66th of 92 counties. Among its 5 neighboring counties, 3 show more distress.

The Numbers Behind the Score

The CDI measures five statistically derived factors of household financial distress, PCA-weighted. Huntington County's primary driver is Legal Distress at 87.1 — worse than roughly 87% of U.S. counties.

Legal Distress Primary driver 87.1
Bankruptcy Filing Rate 87
Consumer Credit Distress 41.0
Debt in Collections 41
Medical Debt 45
Auto Loan Delinquency 30
Credit Card Delinquency 48
Uninsured Rate 32
Subprime Credit Population 45
Economic Vitality 40.0
Wage-to-Rent Ratio 34
Rent-to-Income Ratio 12
Business Formation Rate 84
House Price Change (YoY) 75
Housing Cost Burden 34.5
Rent-Burdened (30%+) 36
Severely Rent-Burdened (50%+) 22
Mortgage-Burdened (30%+) 65
Homeownership Rate 40
Structural Poverty 32.5
Unemployment Rate 6
Poverty Rate 12
Income vs. State Median 47
Child Poverty Rate 20
Disability Rate 44
Transfer Income Dependency 48

Scores are percentile-based: 50 = national median, higher = more distressed.

Neighbors and Peers

Neighboring Counties

CountyScoreZonevs. Huntington County
Huntington County, IN 41.7 Normal —
Grant County, IN 65.7 Serious +24.0
Allen County, IN 53.7 Elevated +12.0
Wabash County, IN 44.5 Normal +2.9
Wells County, IN 39.8 Normal -1.9
Whitley County, IN 32.3 Healthy -9.4

Population Peers

CountyScoreZonevs. Huntington County
Cheboygan County, MI 41.7 Normal -0.0
Wadena County, MN 41.7 Normal +0.0
Webster County, IA 41.6 Normal -0.1
Isle of Wight County, VA 41.6 Normal -0.1
Mower County, MN 41.5 Normal -0.1

Download Data

Export all distress indicators for Huntington County as a CSV file.

Find Help in Huntington County

Find an Attorney

Indiana State Bar Association — Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Indiana State Bar Association — Lawyer Referral Service 317-639-5465

Free Legal Aid

Legal aid organizations serving Huntington County residents at no cost.

Indiana Legal Services (ILS) 317-631-9410 (Indianapolis); 1-888-529-4917 (statewide hotline)
Legal Aid Society of Tippecanoe County 765-742-1050
Neighborhood Christian Legal Clinic 317-429-4131

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

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Frequently Asked Questions

  • What is the distress score for Huntington County, Indiana?

    Huntington County has a County Distress Index score of 41.7 out of 100, placing it in the Normal zone. It ranks 2,083rd nationally out of 3,144 counties and 66th in Indiana out of 92 counties.

  • What drives financial distress in Huntington County?

    The primary driver of distress in Huntington County is Legal Distress, where the county scores 87.1 out of 100. This domain is measured by indicators including Bankruptcy Filing Rate.

  • How does Huntington County compare to neighboring counties?

    Huntington County (41.7) can be compared to its 5 neighboring counties: Grant County, IN (65.7); Allen County, IN (53.7); Wabash County, IN (44.5).

  • How is the County Distress Index calculated?

    The County Distress Index uses PCA-weighted percentile scoring across five statistically derived factors: Consumer Credit Distress (47.5%), Housing Cost Burden (22.3%), Structural Poverty (13.6%), Economic Vitality (9.2%), and Legal Distress (7.4%). Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • How often is the CDI updated?

    Annually, aligned to Census American Community Survey and Urban Institute Debt in America release windows — the slowest-moving source inputs. Between annual refreshes, faster-cadence indicators (BLS unemployment, QCEW wages) may drive light mid-year updates if a specific component moves meaningfully. Current data compiled April 14, 2026; next full refresh early 2027.

  • What does the Normal zone mean?

    The CDI divides counties into five zones: Healthy (below 46), Normal (46–55), Elevated (55–71), Serious (71–86), and Crisis (86 and above). Huntington County's score of 41.7 sits in the Normal zone (46–55).

  • What data sources power Huntington County's CDI score?

    Huntington County's CDI score draws on Urban Institute Debt in America (Equifax credit-bureau panel), U.S. Census Bureau (American Community Survey 5-year, Small Area Income and Poverty Estimates), Bureau of Labor Statistics (LAUS, QCEW), U.S. Courts Administrative Office (F-5A bankruptcy filings), and HUD Fair Market Rents. Every number on this page traces to one of these public sources.

  • What is the population of Huntington County?

    Huntington County, Indiana has a population of approximately 36,781 (2023 Census estimate), classified as a small county.