Pike County, Indiana

County Distress Index: Normal · 39.3 | 12,106 people · 70th most distressed in Indiana
American Default Research

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Pike County, IN falls within the normal range for household financial distress at 39.3 — 2232nd nationally out of 3144 counties. The primary driver is Legal Distress, where bankruptcy filing rates are well above the national average. Within Indiana, it ranks 70th of 92 counties. Among its 5 neighboring counties, 4 show less distress.

The Numbers Behind the Score

The CDI measures five statistically derived factors of household financial distress, PCA-weighted. Pike County's primary driver is Legal Distress at 83.5 — worse than roughly 84% of U.S. counties.

Legal Distress Primary driver 83.5
Bankruptcy Filing Rate 84
Structural Poverty 42.3
Unemployment Rate 16
Poverty Rate 27
Income vs. State Median 50
Child Poverty Rate 31
Disability Rate 43
Transfer Income Dependency 67
Consumer Credit Distress 40.3
Debt in Collections 43
Medical Debt 41
Auto Loan Delinquency 27
Credit Card Delinquency 66
Uninsured Rate 11
Subprime Credit Population 40
Housing Cost Burden 27.2
Rent-Burdened (30%+) 37
Severely Rent-Burdened (50%+) 32
Mortgage-Burdened (30%+) 10
Homeownership Rate 5
Economic Vitality 23.8
Wage-to-Rent Ratio 6
Rent-to-Income Ratio 13
Business Formation Rate 94
House Price Change (YoY) 11

Scores are percentile-based: 50 = national median, higher = more distressed.

Neighbors and Peers

Neighboring Counties

CountyScoreZonevs. Pike County
Pike County, IN 39.3 Normal —
Knox County, IN 53.8 Elevated +14.5
Daviess County, IN 37.9 Normal -1.4
Gibson County, IN 36.4 Normal -2.9
Warrick County, IN 28.2 Healthy -11.1
Dubois County, IN 24.8 Healthy -14.5

Population Peers

CountyScoreZonevs. Pike County
Dare County, NC 39.3 Normal -0.0
Jasper County, IN 39.3 Normal -0.0
Ellis County, KS 39.4 Normal +0.0
Wyoming County, PA 39.3 Normal -0.0
Teller County, CO 39.4 Normal +0.1

Download Data

Export all distress indicators for Pike County as a CSV file.

Find Help in Pike County

Find an Attorney

Indiana State Bar Association — Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Indiana State Bar Association — Lawyer Referral Service 317-639-5465

Free Legal Aid

Legal aid organizations serving Pike County residents at no cost.

Indiana Legal Services (ILS) 317-631-9410 (Indianapolis); 1-888-529-4917 (statewide hotline)
Legal Aid Society of Tippecanoe County 765-742-1050
Neighborhood Christian Legal Clinic 317-429-4131

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

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Frequently Asked Questions

  • What is the distress score for Pike County, Indiana?

    Pike County has a County Distress Index score of 39.3 out of 100, placing it in the Normal zone. It ranks 2,232nd nationally out of 3,144 counties and 70th in Indiana out of 92 counties.

  • What drives financial distress in Pike County?

    The primary driver of distress in Pike County is Legal Distress, where the county scores 83.5 out of 100. This domain is measured by indicators including Bankruptcy Filing Rate.

  • How does Pike County compare to neighboring counties?

    Pike County (39.3) can be compared to its 5 neighboring counties: Knox County, IN (53.8); Daviess County, IN (37.9); Gibson County, IN (36.4).

  • How is the County Distress Index calculated?

    The County Distress Index uses PCA-weighted percentile scoring across five statistically derived factors: Consumer Credit Distress (47.5%), Housing Cost Burden (22.3%), Structural Poverty (13.6%), Economic Vitality (9.2%), and Legal Distress (7.4%). Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • How often is the CDI updated?

    Annually, aligned to Census American Community Survey and Urban Institute Debt in America release windows — the slowest-moving source inputs. Between annual refreshes, faster-cadence indicators (BLS unemployment, QCEW wages) may drive light mid-year updates if a specific component moves meaningfully. Current data compiled April 14, 2026; next full refresh early 2027.

  • What does the Normal zone mean?

    The CDI divides counties into five zones: Healthy (below 46), Normal (46–55), Elevated (55–71), Serious (71–86), and Crisis (86 and above). Pike County's score of 39.3 sits in the Normal zone (46–55).

  • What data sources power Pike County's CDI score?

    Pike County's CDI score draws on Urban Institute Debt in America (Equifax credit-bureau panel), U.S. Census Bureau (American Community Survey 5-year, Small Area Income and Poverty Estimates), Bureau of Labor Statistics (LAUS, QCEW), U.S. Courts Administrative Office (F-5A bankruptcy filings), and HUD Fair Market Rents. Every number on this page traces to one of these public sources.

  • What is the population of Pike County?

    Pike County, Indiana has a population of approximately 12,106 (2023 Census estimate), classified as a small county.