Posey County, Indiana

County Distress Index: Healthy · 30.3 | 25,040 people · 86th most distressed in Indiana
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Posey County, IN ranks among the least distressed counties in the country at 30.3 — 2746th nationally out of 3144 counties. The primary driver is Legal Distress, where bankruptcy filings are moderately elevated. Within Indiana, it ranks 86th of 92 counties. It scores lower than all 6 of its neighboring counties.

The Numbers Behind the Score

The CDI measures five statistically derived factors of household financial distress, PCA-weighted. Posey County's primary driver is Legal Distress at 60.4 — above the national median.

Legal Distress Primary driver 60.4
Bankruptcy Filing Rate 60
Housing Cost Burden 43.5
Rent-Burdened (30%+) 32
Severely Rent-Burdened (50%+) 73
Mortgage-Burdened (30%+) 32
Homeownership Rate 10
Economic Vitality 26.6
Wage-to-Rent Ratio 7
Rent-to-Income Ratio 16
Business Formation Rate 96
House Price Change (YoY) 26
Consumer Credit Distress 23.0
Debt in Collections 21
Medical Debt 27
Auto Loan Delinquency 18
Credit Card Delinquency 24
Uninsured Rate 7
Subprime Credit Population 32
Structural Poverty 20.3
Unemployment Rate 6
Poverty Rate 15
Income vs. State Median 23
Child Poverty Rate 17
Disability Rate 21
Transfer Income Dependency 31

Scores are percentile-based: 50 = national median, higher = more distressed.

Neighbors and Peers

Neighboring Counties

CountyScoreZonevs. Posey County
Posey County, IN 30.3 Healthy —
Vanderburgh County, IN 59.8 Elevated +29.5
Henderson County, KY 59.4 Elevated +29.1
Union County, KY 53.8 Elevated +23.5
White County, IL 41.5 Normal +11.3
Gibson County, IN 36.4 Normal +6.1
Gallatin County, IL 35.7 Normal +5.4

Population Peers

CountyScoreZonevs. Posey County
Polk County, WI 30.2 Healthy -0.1
Elk County, PA 30.4 Healthy +0.1
Waseca County, MN 30.4 Healthy +0.1
Louisa County, IA 30.4 Healthy +0.2
Lawrence County, SD 30.4 Healthy +0.2

Download Data

Export all distress indicators for Posey County as a CSV file.

Find Help in Posey County

Find an Attorney

Indiana State Bar Association — Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Indiana State Bar Association — Lawyer Referral Service 317-639-5465

Free Legal Aid

Legal aid organizations serving Posey County residents at no cost.

Indiana Legal Services (ILS) 317-631-9410 (Indianapolis); 1-888-529-4917 (statewide hotline)
Legal Aid Society of Tippecanoe County 765-742-1050
Neighborhood Christian Legal Clinic 317-429-4131

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

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Frequently Asked Questions

  • What is the distress score for Posey County, Indiana?

    Posey County has a County Distress Index score of 30.3 out of 100, placing it in the Healthy zone. It ranks 2,746th nationally out of 3,144 counties and 86th in Indiana out of 92 counties.

  • What drives financial distress in Posey County?

    The primary driver of distress in Posey County is Legal Distress, where the county scores 60.4 out of 100. This domain is measured by indicators including Bankruptcy Filing Rate.

  • How does Posey County compare to neighboring counties?

    Posey County (30.3) can be compared to its 6 neighboring counties: Vanderburgh County, IN (59.8); Henderson County, KY (59.4); Union County, KY (53.8).

  • How is the County Distress Index calculated?

    The County Distress Index uses PCA-weighted percentile scoring across five statistically derived factors: Consumer Credit Distress (47.5%), Housing Cost Burden (22.3%), Structural Poverty (13.6%), Economic Vitality (9.2%), and Legal Distress (7.4%). Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • How often is the CDI updated?

    Annually, aligned to Census American Community Survey and Urban Institute Debt in America release windows — the slowest-moving source inputs. Between annual refreshes, faster-cadence indicators (BLS unemployment, QCEW wages) may drive light mid-year updates if a specific component moves meaningfully. Current data compiled April 14, 2026; next full refresh early 2027.

  • What does the Healthy zone mean?

    The CDI divides counties into five zones: Healthy (below 46), Normal (46–55), Elevated (55–71), Serious (71–86), and Crisis (86 and above). Posey County's score of 30.3 sits in the Healthy zone (below 46).

  • What data sources power Posey County's CDI score?

    Posey County's CDI score draws on Urban Institute Debt in America (Equifax credit-bureau panel), U.S. Census Bureau (American Community Survey 5-year, Small Area Income and Poverty Estimates), Bureau of Labor Statistics (LAUS, QCEW), U.S. Courts Administrative Office (F-5A bankruptcy filings), and HUD Fair Market Rents. Every number on this page traces to one of these public sources.

  • What is the population of Posey County?

    Posey County, Indiana has a population of approximately 25,040 (2023 Census estimate), classified as a small county.