Floyd County, Iowa

County Distress Index: Healthy · 27.7 | 15,326 people · 65th most distressed in Iowa
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Floyd County, IA ranks among the least distressed counties in the country at 27.7 — 2861st nationally out of 3144 counties. The primary driver is Structural Poverty, where income and poverty levels indicate moderate economic strain. Within Iowa, it ranks 65th of 99 counties. Among its 7 neighboring counties, 5 show less distress.

The Numbers Behind the Score

The CDI measures five statistically derived factors of household financial distress, PCA-weighted. Floyd County's primary driver is Structural Poverty at 45.7 — above the national median.

Structural Poverty Primary driver 45.7
Unemployment Rate 45
Poverty Rate 33
Income vs. State Median 55
Child Poverty Rate 43
Disability Rate 51
Transfer Income Dependency 44
Legal Distress 35.1
Bankruptcy Filing Rate 35
Economic Vitality 28.8
Wage-to-Rent Ratio 9
Rent-to-Income Ratio 8
Business Formation Rate 95
House Price Change (YoY) 68
Housing Cost Burden 28.3
Rent-Burdened (30%+) 20
Severely Rent-Burdened (50%+) 31
Mortgage-Burdened (30%+) 15
Homeownership Rate 50
Consumer Credit Distress 21.0
Debt in Collections 34
Medical Debt 28
Auto Loan Delinquency 10
Credit Card Delinquency 6
Uninsured Rate 9
Subprime Credit Population 28

Scores are percentile-based: 50 = national median, higher = more distressed.

Neighbors and Peers

Neighboring Counties

CountyScoreZonevs. Floyd County
Floyd County, IA 27.7 Healthy —
Cerro Gordo County, IA 30.1 Healthy +2.3
Franklin County, IA 30.0 Healthy +2.3
Chickasaw County, IA 18.7 Healthy -9.1
Howard County, IA 18.3 Healthy -9.4
Butler County, IA 18.1 Healthy -9.6
Bremer County, IA 17.8 Healthy -10.0
Mitchell County, IA 17.5 Healthy -10.2

Population Peers

CountyScoreZonevs. Floyd County
Oconto County, WI 27.7 Healthy -0.1
Union County, PA 27.8 Healthy +0.1
Taylor County, WI 27.9 Healthy +0.1
Summit County, CO 27.9 Healthy +0.2
Roseau County, MN 27.9 Healthy +0.2

Download Data

Export all distress indicators for Floyd County as a CSV file.

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Frequently Asked Questions

  • What is the distress score for Floyd County, Iowa?

    Floyd County has a County Distress Index score of 27.7 out of 100, placing it in the Healthy zone. It ranks 2,861st nationally out of 3,144 counties and 65th in Iowa out of 99 counties.

  • What drives financial distress in Floyd County?

    The primary driver of distress in Floyd County is Structural Poverty, where the county scores 45.7 out of 100. This domain is measured by indicators including Unemployment Rate, Poverty Rate, Income vs. State Median.

  • How does Floyd County compare to neighboring counties?

    Floyd County (27.7) can be compared to its 7 neighboring counties: Cerro Gordo County, IA (30.1); Franklin County, IA (30.0); Chickasaw County, IA (18.7).

  • How is the County Distress Index calculated?

    The County Distress Index uses PCA-weighted percentile scoring across five statistically derived factors: Consumer Credit Distress (47.5%), Housing Cost Burden (22.3%), Structural Poverty (13.6%), Economic Vitality (9.2%), and Legal Distress (7.4%). Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • How often is the CDI updated?

    Annually, aligned to Census American Community Survey and Urban Institute Debt in America release windows — the slowest-moving source inputs. Between annual refreshes, faster-cadence indicators (BLS unemployment, QCEW wages) may drive light mid-year updates if a specific component moves meaningfully. Current data compiled April 14, 2026; next full refresh early 2027.

  • What does the Healthy zone mean?

    The CDI divides counties into five zones: Healthy (below 46), Normal (46–55), Elevated (55–71), Serious (71–86), and Crisis (86 and above). Floyd County's score of 27.7 sits in the Healthy zone (below 46).

  • What data sources power Floyd County's CDI score?

    Floyd County's CDI score draws on Urban Institute Debt in America (Equifax credit-bureau panel), U.S. Census Bureau (American Community Survey 5-year, Small Area Income and Poverty Estimates), Bureau of Labor Statistics (LAUS, QCEW), U.S. Courts Administrative Office (F-5A bankruptcy filings), and HUD Fair Market Rents. Every number on this page traces to one of these public sources.

  • What is the population of Floyd County?

    Floyd County, Iowa has a population of approximately 15,326 (2023 Census estimate), classified as a small county.