Greenup County, Kentucky

County Distress Index: Elevated · 57.6 | 35,221 people · 67th most distressed in Kentucky
American Default Research

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Greenup County, KY registers elevated household financial distress with a score of 57.6 — 1112th nationally out of 3144 counties. The primary driver is Legal Distress, where bankruptcy filing rates are well above the national average. Within Kentucky, it ranks 67th of 120 counties. Among its 5 neighboring counties, 4 show more distress.

The Numbers Behind the Score

The CDI measures five statistically derived factors of household financial distress, PCA-weighted. Greenup County's primary driver is Legal Distress at 83.8 — worse than roughly 84% of U.S. counties.

Legal Distress Primary driver 83.8
Bankruptcy Filing Rate 84
Structural Poverty 63.5
Unemployment Rate 76
Poverty Rate 67
Income vs. State Median 35
Child Poverty Rate 47
Disability Rate 85
Transfer Income Dependency 79
Consumer Credit Distress 60.5
Debt in Collections 68
Medical Debt 46
Auto Loan Delinquency 62
Credit Card Delinquency 72
Uninsured Rate 24
Subprime Credit Population 65
Economic Vitality 52.1
Wage-to-Rent Ratio 45
Rent-to-Income Ratio 36
Business Formation Rate 84
House Price Change (YoY) 75
Housing Cost Burden 41.4
Rent-Burdened (30%+) 31
Severely Rent-Burdened (50%+) 63
Mortgage-Burdened (30%+) 38
Homeownership Rate 17

Scores are percentile-based: 50 = national median, higher = more distressed.

Neighbors and Peers

Neighboring Counties

CountyScoreZonevs. Greenup County
Greenup County, KY 57.6 Elevated —
Scioto County, OH 68.5 Serious +10.9
Boyd County, KY 65.8 Serious +8.2
Carter County, KY 65.4 Serious +7.8
Lawrence County, OH 64.9 Elevated +7.3
Lewis County, KY 55.7 Elevated -1.9

Population Peers

CountyScoreZonevs. Greenup County
Scotts Bluff County, NE 57.6 Elevated 0.0
Morgan County, TN 57.6 Elevated -0.0
Hutchinson County, TX 57.6 Elevated +0.0
Pike County, GA 57.6 Elevated -0.0
Torrance County, NM 57.5 Elevated -0.1

Download Data

Export all distress indicators for Greenup County as a CSV file.

Find Help in Greenup County

Find an Attorney

Kentucky Bar Association Lawyer Referral offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Kentucky Bar Association Lawyer Referral 502-564-3795

Free Legal Aid

Legal aid organizations serving Greenup County residents at no cost.

Legal Aid of the Bluegrass 1-800-928-4615
Kentucky Legal Aid 1-866-452-9243
Appalachian Research and Defense Fund of Kentucky (866) 277-5733
Legal Aid Society (502) 584-1254

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

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Frequently Asked Questions

  • What is the distress score for Greenup County, Kentucky?

    Greenup County has a County Distress Index score of 57.6 out of 100, placing it in the Elevated zone. It ranks 1,112th nationally out of 3,144 counties and 67th in Kentucky out of 120 counties.

  • What drives financial distress in Greenup County?

    The primary driver of distress in Greenup County is Legal Distress, where the county scores 83.8 out of 100. This domain is measured by indicators including Bankruptcy Filing Rate.

  • How does Greenup County compare to neighboring counties?

    Greenup County (57.6) can be compared to its 5 neighboring counties: Scioto County, OH (68.5); Boyd County, KY (65.8); Carter County, KY (65.4).

  • How is the County Distress Index calculated?

    The County Distress Index uses PCA-weighted percentile scoring across five statistically derived factors: Consumer Credit Distress (47.5%), Housing Cost Burden (22.3%), Structural Poverty (13.6%), Economic Vitality (9.2%), and Legal Distress (7.4%). Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • How often is the CDI updated?

    Annually, aligned to Census American Community Survey and Urban Institute Debt in America release windows — the slowest-moving source inputs. Between annual refreshes, faster-cadence indicators (BLS unemployment, QCEW wages) may drive light mid-year updates if a specific component moves meaningfully. Current data compiled April 14, 2026; next full refresh early 2027.

  • What does the Elevated zone mean?

    The CDI divides counties into five zones: Healthy (below 46), Normal (46–55), Elevated (55–71), Serious (71–86), and Crisis (86 and above). Greenup County's score of 57.6 sits in the Elevated zone (55–71).

  • What data sources power Greenup County's CDI score?

    Greenup County's CDI score draws on Urban Institute Debt in America (Equifax credit-bureau panel), U.S. Census Bureau (American Community Survey 5-year, Small Area Income and Poverty Estimates), Bureau of Labor Statistics (LAUS, QCEW), U.S. Courts Administrative Office (F-5A bankruptcy filings), and HUD Fair Market Rents. Every number on this page traces to one of these public sources.

  • What is the population of Greenup County?

    Greenup County, Kentucky has a population of approximately 35,221 (2023 Census estimate), classified as a small county.