Trigg County, Kentucky

County Distress Index: Elevated · 58.4 | 14,369 people · 62nd most distressed in Kentucky
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Trigg County, KY registers elevated household financial distress with a score of 58.4 — 1043rd nationally out of 3144 counties. The primary driver is Economic Vitality, where wages are low relative to housing costs, business formation lags, and the local economy lacks dynamism. Within Kentucky, it ranks 62nd of 120 counties. Among its 6 neighboring counties, 4 show less distress.

The Numbers Behind the Score

The CDI measures five statistically derived factors of household financial distress, PCA-weighted. Trigg County's primary driver is Economic Vitality at 83.4 — worse than roughly 83% of U.S. counties.

Economic Vitality Primary driver 83.4
Wage-to-Rent Ratio 95
Rent-to-Income Ratio 91
Business Formation Rate 51
House Price Change (YoY) 64
Legal Distress 71.8
Bankruptcy Filing Rate 72
Consumer Credit Distress 64.0
Debt in Collections 64
Medical Debt 63
Auto Loan Delinquency 69
Credit Card Delinquency 58
Uninsured Rate 86
Subprime Credit Population 57
Structural Poverty 63.0
Unemployment Rate 52
Poverty Rate 50
Income vs. State Median 40
Child Poverty Rate 60
Disability Rate 95
Transfer Income Dependency 81
Housing Cost Burden 29.0
Rent-Burdened (30%+) 23
Severely Rent-Burdened (50%+) 29
Mortgage-Burdened (30%+) 17
Homeownership Rate 51

Scores are percentile-based: 50 = national median, higher = more distressed.

Neighbors and Peers

Neighboring Counties

CountyScoreZonevs. Trigg County
Trigg County, KY 58.4 Elevated —
Christian County, KY 77.9 Serious +19.5
Caldwell County, KY 59.5 Elevated +1.0
Calloway County, KY 56.5 Elevated -1.9
Marshall County, KY 49.0 Normal -9.4
Lyon County, KY 48.7 Normal -9.8
Stewart County, TN 33.7 Healthy -24.7

Population Peers

CountyScoreZonevs. Trigg County
Coshocton County, OH 58.4 Elevated 0.0
Lumpkin County, GA 58.4 Elevated -0.0
Gulf County, FL 58.4 Elevated -0.1
Amherst County, VA 58.5 Elevated +0.1
Gates County, NC 58.3 Elevated -0.1

Download Data

Export all distress indicators for Trigg County as a CSV file.

Find Help in Trigg County

Find an Attorney

Kentucky Bar Association Lawyer Referral offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Kentucky Bar Association Lawyer Referral 502-564-3795

Free Legal Aid

Legal aid organizations serving Trigg County residents at no cost.

Legal Aid of the Bluegrass 1-800-928-4615
Kentucky Legal Aid 1-866-452-9243
Appalachian Research and Defense Fund of Kentucky (866) 277-5733
Legal Aid Society (502) 584-1254

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Frequently Asked Questions

  • What is the distress score for Trigg County, Kentucky?

    Trigg County has a County Distress Index score of 58.4 out of 100, placing it in the Elevated zone. It ranks 1,043rd nationally out of 3,144 counties and 62nd in Kentucky out of 120 counties.

  • What drives financial distress in Trigg County?

    The primary driver of distress in Trigg County is Economic Vitality, where the county scores 83.4 out of 100. This domain is measured by indicators including Wage-to-Rent Ratio, Rent-to-Income Ratio, Business Formation Rate.

  • How does Trigg County compare to neighboring counties?

    Trigg County (58.4) can be compared to its 6 neighboring counties: Christian County, KY (77.9); Caldwell County, KY (59.5); Calloway County, KY (56.5).

  • How is the County Distress Index calculated?

    The County Distress Index uses PCA-weighted percentile scoring across five statistically derived factors: Consumer Credit Distress (47.5%), Housing Cost Burden (22.3%), Structural Poverty (13.6%), Economic Vitality (9.2%), and Legal Distress (7.4%). Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • How often is the CDI updated?

    Annually, aligned to Census American Community Survey and Urban Institute Debt in America release windows — the slowest-moving source inputs. Between annual refreshes, faster-cadence indicators (BLS unemployment, QCEW wages) may drive light mid-year updates if a specific component moves meaningfully. Current data compiled April 14, 2026; next full refresh early 2027.

  • What does the Elevated zone mean?

    The CDI divides counties into five zones: Healthy (below 46), Normal (46–55), Elevated (55–71), Serious (71–86), and Crisis (86 and above). Trigg County's score of 58.4 sits in the Elevated zone (55–71).

  • What data sources power Trigg County's CDI score?

    Trigg County's CDI score draws on Urban Institute Debt in America (Equifax credit-bureau panel), U.S. Census Bureau (American Community Survey 5-year, Small Area Income and Poverty Estimates), Bureau of Labor Statistics (LAUS, QCEW), U.S. Courts Administrative Office (F-5A bankruptcy filings), and HUD Fair Market Rents. Every number on this page traces to one of these public sources.

  • What is the population of Trigg County?

    Trigg County, Kentucky has a population of approximately 14,369 (2023 Census estimate), classified as a small county.