Concordia Parish, Louisiana

County Distress Index: Crisis · 80.3 | 17,688 people · 6th most distressed in Louisiana
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Concordia Parish, LA ranks among the most financially distressed counties in America with a score of 80.2 — 60th nationally out of 3144 counties. The primary driver is Consumer Credit Distress, where residents carry heavy debt burdens with elevated delinquency and collections rates. Within Louisiana, it ranks 6th of 64 counties. Among its 7 neighboring counties, 6 show less distress.

The Numbers Behind the Score

The CDI measures five statistically derived factors of household financial distress, PCA-weighted. Concordia Parish's primary driver is Consumer Credit Distress at 92.1 — worse than roughly 92% of U.S. counties.

Consumer Credit Distress Primary driver 92.1
Debt in Collections 95
Medical Debt 95
Auto Loan Delinquency 95
Credit Card Delinquency 95
Uninsured Rate 61
Subprime Credit Population 94
Structural Poverty 92.0
Unemployment Rate 90
Poverty Rate 95
Income vs. State Median 89
Child Poverty Rate 95
Disability Rate 88
Transfer Income Dependency 94
Legal Distress 81.2
Bankruptcy Filing Rate 81
Housing Cost Burden 67.4
Rent-Burdened (30%+) 70
Severely Rent-Burdened (50%+) 80
Mortgage-Burdened (30%+) 13
Homeownership Rate 69
Economic Vitality 31.9
Wage-to-Rent Ratio 19
Rent-to-Income Ratio 68
Business Formation Rate 23
House Price Change (YoY) 5

Scores are percentile-based: 50 = national median, higher = more distressed.

Neighbors and Peers

Neighboring Counties

CountyScoreZonevs. Concordia Parish
Concordia Parish, LA 80.3 Crisis —
Wilkinson County, MS 81.5 Crisis +1.2
Catahoula Parish, LA 78.7 Serious -1.5
Avoyelles Parish, LA 77.8 Serious -2.4
Adams County, MS 76.9 Serious -3.4
Tensas Parish, LA 71.2 Serious -9.1
Pointe Coupee Parish, LA 69.2 Serious -11.0
West Feliciana Parish, LA 57.5 Elevated -22.8

Population Peers

CountyScoreZonevs. Concordia Parish
Polk County, GA 80.3 Crisis +0.0
St. Bernard Parish, LA 80.3 Crisis +0.1
Webster Parish, LA 80.3 Crisis +0.1
Grady County, GA 80.4 Crisis +0.2
Sumter County, GA 80.0 Crisis -0.2

Download Data

Export all distress indicators for Concordia Parish as a CSV file.

Find Help in Concordia Parish

Find an Attorney

Louisiana State Bar Association Lawyer Referral offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Louisiana State Bar Association Lawyer Referral 1-800-421-5722

Free Legal Aid

Legal aid organizations serving Concordia Parish residents at no cost.

Southeast Louisiana Legal Services 504-529-1000
Acadiana Legal Service Corporation 1-800-256-1175
Southeast Louisiana Legal Services Corporation (504) 529-1000

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

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Frequently Asked Questions

  • What is the distress score for Concordia Parish, Louisiana?

    Concordia Parish has a County Distress Index score of 80.3 out of 100, placing it in the Crisis zone. It ranks 60th nationally out of 3,144 counties and 6th in Louisiana out of 64 counties.

  • What drives financial distress in Concordia Parish?

    The primary driver of distress in Concordia Parish is Consumer Credit Distress, where the county scores 92.1 out of 100. This domain is measured by indicators including Debt in Collections, Medical Debt, Auto Loan Delinquency.

  • How does Concordia Parish compare to neighboring counties?

    Concordia Parish (80.3) can be compared to its 7 neighboring counties: Wilkinson County, MS (81.5); Catahoula Parish, LA (78.7); Avoyelles Parish, LA (77.8).

  • How is the County Distress Index calculated?

    The County Distress Index uses PCA-weighted percentile scoring across five statistically derived factors: Consumer Credit Distress (47.5%), Housing Cost Burden (22.3%), Structural Poverty (13.6%), Economic Vitality (9.2%), and Legal Distress (7.4%). Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • How often is the CDI updated?

    Annually, aligned to Census American Community Survey and Urban Institute Debt in America release windows — the slowest-moving source inputs. Between annual refreshes, faster-cadence indicators (BLS unemployment, QCEW wages) may drive light mid-year updates if a specific component moves meaningfully. Current data compiled April 14, 2026; next full refresh early 2027.

  • What does the Crisis zone mean?

    The CDI divides counties into five zones: Healthy (below 46), Normal (46–55), Elevated (55–71), Serious (71–86), and Crisis (86 and above). Concordia Parish's score of 80.3 sits in the Crisis zone (86 and above).

  • What data sources power Concordia Parish's CDI score?

    Concordia Parish's CDI score draws on Urban Institute Debt in America (Equifax credit-bureau panel), U.S. Census Bureau (American Community Survey 5-year, Small Area Income and Poverty Estimates), Bureau of Labor Statistics (LAUS, QCEW), U.S. Courts Administrative Office (F-5A bankruptcy filings), and HUD Fair Market Rents. Every number on this page traces to one of these public sources.

  • What is the population of Concordia Parish?

    Concordia Parish, Louisiana has a population of approximately 17,688 (2023 Census estimate), classified as a small county.