Iberia Parish, Louisiana

County Distress Index: Serious · 72.9 | 67,659 people · 20th most distressed in Louisiana
American Default Research

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Iberia Parish, LA shows significant household financial distress with a score of 72.9 — 269th nationally out of 3144 counties. The primary driver is Legal Distress, where bankruptcy filing rates are well above the national average. Within Louisiana, it ranks 20th of 64 counties. It scores higher than all 6 of its neighboring counties.

The Numbers Behind the Score

The CDI measures five statistically derived factors of household financial distress, PCA-weighted. Iberia Parish's primary driver is Legal Distress at 84.5 — worse than roughly 85% of U.S. counties.

Legal Distress Primary driver 84.5
Bankruptcy Filing Rate 84
Consumer Credit Distress 82.6
Debt in Collections 89
Medical Debt 89
Auto Loan Delinquency 85
Credit Card Delinquency 76
Uninsured Rate 44
Subprime Credit Population 91
Structural Poverty 73.3
Unemployment Rate 69
Poverty Rate 91
Income vs. State Median 57
Child Poverty Rate 94
Disability Rate 62
Transfer Income Dependency 74
Housing Cost Burden 67.0
Rent-Burdened (30%+) 64
Severely Rent-Burdened (50%+) 82
Mortgage-Burdened (30%+) 10
Homeownership Rate 77
Economic Vitality 27.7
Wage-to-Rent Ratio 5
Rent-to-Income Ratio 49
Business Formation Rate 33
House Price Change (YoY) 66

Scores are percentile-based: 50 = national median, higher = more distressed.

Neighbors and Peers

Neighboring Counties

CountyScoreZonevs. Iberia Parish
Iberia Parish, LA 72.9 Serious —
St. Mary Parish, LA 72.1 Serious -0.8
St. Martin Parish, LA 68.5 Serious -4.5
Assumption Parish, LA 67.5 Serious -5.4
Lafayette Parish, LA 62.3 Elevated -10.6
Vermilion Parish, LA 61.7 Elevated -11.2
Iberville Parish, LA 58.9 Elevated -14.0

Population Peers

CountyScoreZonevs. Iberia Parish
Calcasieu Parish, LA 72.8 Serious -0.1
McKinley County, NM 72.7 Serious -0.3
Pitt County, NC 72.6 Serious -0.3
San Patricio County, TX 72.6 Serious -0.3
Florence County, SC 72.6 Serious -0.4

Download Data

Export all distress indicators for Iberia Parish as a CSV file.

Find Help in Iberia Parish

Find an Attorney

Louisiana State Bar Association Lawyer Referral offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Louisiana State Bar Association Lawyer Referral 1-800-421-5722

Free Legal Aid

Legal aid organizations serving Iberia Parish residents at no cost.

Southeast Louisiana Legal Services 504-529-1000
Acadiana Legal Service Corporation 1-800-256-1175
Southeast Louisiana Legal Services Corporation (504) 529-1000

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

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Frequently Asked Questions

  • What is the distress score for Iberia Parish, Louisiana?

    Iberia Parish has a County Distress Index score of 72.9 out of 100, placing it in the Serious zone. It ranks 269th nationally out of 3,144 counties and 20th in Louisiana out of 64 counties.

  • What drives financial distress in Iberia Parish?

    The primary driver of distress in Iberia Parish is Legal Distress, where the county scores 84.5 out of 100. This domain is measured by indicators including Bankruptcy Filing Rate.

  • How does Iberia Parish compare to neighboring counties?

    Iberia Parish (72.9) can be compared to its 6 neighboring counties: St. Mary Parish, LA (72.1); St. Martin Parish, LA (68.5); Assumption Parish, LA (67.5).

  • How is the County Distress Index calculated?

    The County Distress Index uses PCA-weighted percentile scoring across five statistically derived factors: Consumer Credit Distress (47.5%), Housing Cost Burden (22.3%), Structural Poverty (13.6%), Economic Vitality (9.2%), and Legal Distress (7.4%). Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • How often is the CDI updated?

    Annually, aligned to Census American Community Survey and Urban Institute Debt in America release windows — the slowest-moving source inputs. Between annual refreshes, faster-cadence indicators (BLS unemployment, QCEW wages) may drive light mid-year updates if a specific component moves meaningfully. Current data compiled April 14, 2026; next full refresh early 2027.

  • What does the Serious zone mean?

    The CDI divides counties into five zones: Healthy (below 46), Normal (46–55), Elevated (55–71), Serious (71–86), and Crisis (86 and above). Iberia Parish's score of 72.9 sits in the Serious zone (71–86).

  • What data sources power Iberia Parish's CDI score?

    Iberia Parish's CDI score draws on Urban Institute Debt in America (Equifax credit-bureau panel), U.S. Census Bureau (American Community Survey 5-year, Small Area Income and Poverty Estimates), Bureau of Labor Statistics (LAUS, QCEW), U.S. Courts Administrative Office (F-5A bankruptcy filings), and HUD Fair Market Rents. Every number on this page traces to one of these public sources.

  • What is the population of Iberia Parish?

    Iberia Parish, Louisiana has a population of approximately 67,659 (2023 Census estimate), classified as a mid county.