Livingston Parish, Louisiana

County Distress Index: Elevated · 61.3 | 150,145 people · 48th most distressed in Louisiana
American Default Research

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Livingston Parish, LA registers elevated household financial distress with a score of 61.3 — 863rd nationally out of 3144 counties. The primary driver is Consumer Credit Distress, where residents carry heavy debt burdens with elevated delinquency and collections rates. Within Louisiana, it ranks 48th of 64 counties. Among its 5 neighboring counties, 4 show more distress.

The Numbers Behind the Score

The CDI measures five statistically derived factors of household financial distress, PCA-weighted. Livingston Parish's primary driver is Consumer Credit Distress at 75.9 — worse than roughly 76% of U.S. counties.

Consumer Credit Distress Primary driver 75.9
Debt in Collections 75
Medical Debt 61
Auto Loan Delinquency 77
Credit Card Delinquency 86
Uninsured Rate 57
Subprime Credit Population 84
Legal Distress 68.3
Bankruptcy Filing Rate 68
Economic Vitality 57.8
Wage-to-Rent Ratio 83
Rent-to-Income Ratio 34
Business Formation Rate 26
House Price Change (YoY) 62
Housing Cost Burden 47.1
Rent-Burdened (30%+) 56
Severely Rent-Burdened (50%+) 56
Mortgage-Burdened (30%+) 35
Homeownership Rate 13
Structural Poverty 32.3
Unemployment Rate 38
Poverty Rate 55
Income vs. State Median 7
Child Poverty Rate 51
Disability Rate 33
Transfer Income Dependency 26

Scores are percentile-based: 50 = national median, higher = more distressed.

Neighbors and Peers

Neighboring Counties

CountyScoreZonevs. Livingston Parish
Livingston Parish, LA 61.3 Elevated —
Tangipahoa Parish, LA 77.8 Serious +16.5
East Baton Rouge Parish, LA 72.6 Serious +11.3
St. Helena Parish, LA 70.0 Serious +8.7
St. John the Baptist Parish, LA 69.8 Serious +8.5
Ascension Parish, LA 51.7 Elevated -9.6

Population Peers

CountyScoreZonevs. Livingston Parish
Charles County, MD 61.4 Elevated +0.0
Pickens County, SC 61.4 Elevated +0.1
Rowan County, NC 61.2 Elevated -0.1
McMinn County, TN 61.4 Elevated +0.1
Bastrop County, TX 61.1 Elevated -0.2

Download Data

Export all distress indicators for Livingston Parish as a CSV file.

Find Help in Livingston Parish

Find an Attorney

Louisiana State Bar Association Lawyer Referral offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Louisiana State Bar Association Lawyer Referral 1-800-421-5722

Free Legal Aid

Legal aid organizations serving Livingston Parish residents at no cost.

Southeast Louisiana Legal Services 504-529-1000
Acadiana Legal Service Corporation 1-800-256-1175
Southeast Louisiana Legal Services Corporation (504) 529-1000

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

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Frequently Asked Questions

  • What is the distress score for Livingston Parish, Louisiana?

    Livingston Parish has a County Distress Index score of 61.3 out of 100, placing it in the Elevated zone. It ranks 863rd nationally out of 3,144 counties and 48th in Louisiana out of 64 counties.

  • What drives financial distress in Livingston Parish?

    The primary driver of distress in Livingston Parish is Consumer Credit Distress, where the county scores 75.9 out of 100. This domain is measured by indicators including Debt in Collections, Medical Debt, Auto Loan Delinquency.

  • How does Livingston Parish compare to neighboring counties?

    Livingston Parish (61.3) can be compared to its 5 neighboring counties: Tangipahoa Parish, LA (77.8); East Baton Rouge Parish, LA (72.6); St. Helena Parish, LA (70.0).

  • How is the County Distress Index calculated?

    The County Distress Index uses PCA-weighted percentile scoring across five statistically derived factors: Consumer Credit Distress (47.5%), Housing Cost Burden (22.3%), Structural Poverty (13.6%), Economic Vitality (9.2%), and Legal Distress (7.4%). Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • How often is the CDI updated?

    Annually, aligned to Census American Community Survey and Urban Institute Debt in America release windows — the slowest-moving source inputs. Between annual refreshes, faster-cadence indicators (BLS unemployment, QCEW wages) may drive light mid-year updates if a specific component moves meaningfully. Current data compiled April 14, 2026; next full refresh early 2027.

  • What does the Elevated zone mean?

    The CDI divides counties into five zones: Healthy (below 46), Normal (46–55), Elevated (55–71), Serious (71–86), and Crisis (86 and above). Livingston Parish's score of 61.3 sits in the Elevated zone (55–71).

  • What data sources power Livingston Parish's CDI score?

    Livingston Parish's CDI score draws on Urban Institute Debt in America (Equifax credit-bureau panel), U.S. Census Bureau (American Community Survey 5-year, Small Area Income and Poverty Estimates), Bureau of Labor Statistics (LAUS, QCEW), U.S. Courts Administrative Office (F-5A bankruptcy filings), and HUD Fair Market Rents. Every number on this page traces to one of these public sources.

  • What is the population of Livingston Parish?

    Livingston Parish, Louisiana has a population of approximately 150,145 (2023 Census estimate), classified as a mid county.