Pointe Coupee Parish, Louisiana
More than double the national median for auto loan delinquency.
Main Findings
Pointe Coupee Parish, Louisiana is more distressed than 85% of U.S. counties on the County Distress Index. The driver: 10% of auto loan accounts are 60+ days past due — more than double the national median of 5%. Its highest-scoring domain is Delinquency and its lowest is Debt Burden (housing basis).
- 38th of 64 counties in Louisiana on the County Distress Index — 85 · very high county distress, more distressed than 85% of U.S. counties.
- 10% of auto loan accounts are 60+ days past due (U.S. median 5%). Auto loan delinquency at the 93rd percentile nationally. Source: Urban Institute Debt in America (2025).
- Adults 25-54 not working at 26% — national median 21%, ranked at the 76th percentile. Source: U.S. Census Bureau, ACS 5-year (2024).
- Child poverty rate at 25% — national median 17%, ranked at the 83rd percentile. Source: U.S. Census Bureau, SAIPE (2024).
- Debt in collections at 32% — national median 23%, ranked at the 78th percentile. Source: Urban Institute Debt in America (2025).
Unemployment is 4%, near the national median of 4%, while auto loan delinquency runs at the 93rd percentile. Jobs exist; wages don't close the gap.
Neighbors span five CDI score labels. The 46-point drop to West Feliciana Parish marks where the Louisiana distress corridor ends.
Pointe Coupee Parish has a very high county distress score. The domain table shows which local pressure carries the composite.
The CDI gives this county a very high county distress label. The five-domain profile shows which local pressures carry the score. Its highest-scoring domain is Delinquency.
Indicator History
Period-correct raw indicators from the county-history panel. The CDI composite is excluded because it is a current cross-sectional score.
Unemployment rate
Poverty rate
Transfer income share
Subprime credit population
The Indicators Behind Pointe Coupee Parish's CDI Score
Every number traces to a public source. Pointe Coupee Parish's value shown alongside LA's median and the U.S. median. Full CSV available for download.
| Indicator | Pointe Coupee Parish | LA median | U.S. median | Pctile | Source |
|---|---|---|---|---|---|
| Delinquency — domain score 85 · Rank 388 of 3,144 | |||||
| Auto loan delinquency Share of auto loan accounts 60+ days past due | 10% | 8% | 5% | 93rd | Urban Institute Debt in America (2025) |
| Credit card delinquency Share of credit card accounts 60+ days past due | 9% | 8% | 5% | 88th | Urban Institute Debt in America (2025) |
| Subprime credit share Share of residents with a credit score below 660 | 29% | 35% | 23% | 72nd | Equifax data retrieved via FRED (2025) |
| Default & Legal — domain score 67 · Rank 838 of 3,144 | |||||
| Debt in collections Share of residents with a credit file who have debt in collections | 32% | 34% | 23% | 78th | Urban Institute Debt in America (2025) |
| Bankruptcy filing rate Personal bankruptcy filings per 100,000 residents | 140 | 225 | 126 | 56th | Administrative Office of the U.S. Courts, F-5A (2025) |
| Debt Burden (housing basis) — domain score 63 · Rank 960 of 3,144 | |||||
| Rent-to-income ratio Fair Market Rent (2BR) as share of median household income | 22% | 22% | 21% | 62nd | U.S. Department of Housing and Urban Development Fair Market Rents (FY2027); U.S. Census Bureau, SAIPE (2024) |
| Severe rent burden (50%+) Share of renter households paying 50%+ of income on rent | 20% | 22% | 18% | 64th | U.S. Census Bureau, ACS 5-year (2024) |
| Labor — domain score 73 · Rank 631 of 3,144 | |||||
| Adults 25-54 not working Share of adults aged 25 to 54 without a job, leaving out residents of prisons and other institutions (service members count as working) | 26% | 27% | 21% | 76th | U.S. Census Bureau, ACS 5-year (2024) |
| Unemployment (average of monthly rates) Share of labor force unemployed, averaged over the monthly rates published for September 2025 to August 2026 (no figures published for October 2025) | 5% | 5% | 4% | 70th | U.S. Bureau of Labor Statistics, LAUS (monthly rates averaged, September 2025 to August 2026; no figures published for October 2025) |
| Safety Net & Buffer — domain score 69 · Rank 828 of 3,144 | |||||
| Child poverty rate Share of children under 18 below the federal poverty line | 25% | 28% | 17% | 83rd | U.S. Census Bureau, SAIPE (2024) |
| Disability rate Share of residents reporting a disability | 20% | 18% | 16% | 81st | U.S. Census Bureau, ACS 5-year (2024) |
| Poverty rate Share of population below the federal poverty line | 17% | 21% | 13% | 77th | U.S. Census Bureau, SAIPE (2024) |
| Uninsured rate Share of residents without health insurance coverage | 7% | 7% | 8% | 43rd | U.S. Census Bureau, ACS 5-year (2024) |
Five-Domain Breakdown
The CDI is an equal-weight composite of five family-v1 distress domains. Each domain contributes 20% of the county score.
Methodology
The County Distress Index scores household financial distress from 0 to 100 for all 3,144 U.S. counties. A county's score is the share of U.S. counties it is more distressed than. The index is built from five equal-weighted domains: Delinquency, Default & Legal, Debt Burden, Labor, and Safety Net & Buffer. Each domain is the mean of distress-oriented indicator percentiles; the five domains are averaged, and that average is ranked against every other county to give the score.
Data sources include the Urban Institute Debt in America (Equifax consumer credit panel), Equifax data retrieved via FRED (subprime credit share), U.S. Census Bureau (American Community Survey 5-year, Small Area Income and Poverty Estimates), U.S. Bureau of Labor Statistics (Local Area Unemployment Statistics), Administrative Office of the U.S. Courts (F-5A bankruptcy filings), and U.S. Department of Housing and Urban Development Fair Market Rents. Data vintages range from 2024 to 2027 depending on source; full indicator-level vintage detail is in the methodology document.
For Press & Research
Everything you need to cite Pointe Coupee Parish data.
Draft wire copy 138-word AP-style article — use freely with attribution
NEW ROADS, La. — Pointe Coupee Parish is more distressed than 85% of U.S. counties, according to the County Distress Index released this month by American Default Research.
Pointe Coupee Parish scores 85 out of 100, which means it is more distressed than 85% of U.S. counties; its score label is very high county distress. Within Louisiana, Pointe Coupee Parish ranks 38th of 64 parishes.
The index, which draws on 14 source indicators from the U.S. Census Bureau, Bureau of Labor Statistics, Urban Institute and federal court filings, identifies delinquency as the primary driver in Pointe Coupee Parish. 10% of auto loan accounts are 60+ days past due — more than double the national median of 5%.
American Default Research founder Ross Kilburn is available for interview at press@americandefault.org.
Full methodology and county-by-county data are available at americandefault.org/methodology/cdi.
Frequently Asked Questions
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