Vermilion Parish, Louisiana

County Distress Index: Elevated · 61.7 | 56,992 people · 45th most distressed in Louisiana
American Default Research

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Vermilion Parish, LA registers elevated household financial distress with a score of 61.7 — 841st nationally out of 3144 counties. The primary driver is Consumer Credit Distress, where residents carry heavy debt burdens with elevated delinquency and collections rates. Within Louisiana, it ranks 45th of 64 counties. Among its 5 neighboring counties, 3 show more distress.

The Numbers Behind the Score

The CDI measures five statistically derived factors of household financial distress, PCA-weighted. Vermilion Parish's primary driver is Consumer Credit Distress at 77.7 — worse than roughly 78% of U.S. counties.

Consumer Credit Distress Primary driver 77.7
Debt in Collections 82
Medical Debt 93
Auto Loan Delinquency 72
Credit Card Delinquency 86
Uninsured Rate 44
Subprime Credit Population 75
Legal Distress 66.9
Bankruptcy Filing Rate 67
Structural Poverty 59.4
Unemployment Rate 45
Poverty Rate 76
Income vs. State Median 46
Child Poverty Rate 76
Disability Rate 62
Transfer Income Dependency 57
Housing Cost Burden 43.0
Rent-Burdened (30%+) 57
Severely Rent-Burdened (50%+) 36
Mortgage-Burdened (30%+) 8
Homeownership Rate 51
Economic Vitality 23.7
Wage-to-Rent Ratio 12
Rent-to-Income Ratio 24
Business Formation Rate 39
House Price Change (YoY) 52

Scores are percentile-based: 50 = national median, higher = more distressed.

Neighbors and Peers

Neighboring Counties

CountyScoreZonevs. Vermilion Parish
Vermilion Parish, LA 61.7 Elevated —
Iberia Parish, LA 72.9 Serious +11.2
Acadia Parish, LA 70.1 Serious +8.4
Lafayette Parish, LA 62.3 Elevated +0.6
Jefferson Davis Parish, LA 58.6 Elevated -3.1
Cameron Parish, LA 40.2 Normal -21.5

Population Peers

CountyScoreZonevs. Vermilion Parish
Sebastian County, AR 61.7 Elevated +0.0
Carson City, NV 61.7 Elevated -0.0
Van Zandt County, TX 61.7 Elevated +0.0
McMinn County, TN 61.4 Elevated -0.3
Pickens County, SC 61.4 Elevated -0.3

Download Data

Export all distress indicators for Vermilion Parish as a CSV file.

Find Help in Vermilion Parish

HUD-Approved Housing Counselors

Free foreclosure prevention and financial counseling near Vermilion Parish.

ASSIST AGENCY - VERMILION PARISH
ABBEVILLE
337-898-9554 Website
Financial CounselingHome Improvement/RehabHomeless/DisplacementPre-Purchase

See all counselors in Louisiana →

Find an Attorney

Louisiana State Bar Association Lawyer Referral offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Louisiana State Bar Association Lawyer Referral 1-800-421-5722

Free Legal Aid

Legal aid organizations serving Vermilion Parish residents at no cost.

Southeast Louisiana Legal Services 504-529-1000
Acadiana Legal Service Corporation 1-800-256-1175
Southeast Louisiana Legal Services Corporation (504) 529-1000

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

Need legal help? Find a foreclosure defense attorney in Louisiana →

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Frequently Asked Questions

  • What is the distress score for Vermilion Parish, Louisiana?

    Vermilion Parish has a County Distress Index score of 61.7 out of 100, placing it in the Elevated zone. It ranks 841st nationally out of 3,144 counties and 45th in Louisiana out of 64 counties.

  • What drives financial distress in Vermilion Parish?

    The primary driver of distress in Vermilion Parish is Consumer Credit Distress, where the county scores 77.7 out of 100. This domain is measured by indicators including Debt in Collections, Medical Debt, Auto Loan Delinquency.

  • How does Vermilion Parish compare to neighboring counties?

    Vermilion Parish (61.7) can be compared to its 5 neighboring counties: Iberia Parish, LA (72.9); Acadia Parish, LA (70.1); Lafayette Parish, LA (62.3).

  • How is the County Distress Index calculated?

    The County Distress Index uses PCA-weighted percentile scoring across five statistically derived factors: Consumer Credit Distress (47.5%), Housing Cost Burden (22.3%), Structural Poverty (13.6%), Economic Vitality (9.2%), and Legal Distress (7.4%). Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • How often is the CDI updated?

    Annually, aligned to Census American Community Survey and Urban Institute Debt in America release windows — the slowest-moving source inputs. Between annual refreshes, faster-cadence indicators (BLS unemployment, QCEW wages) may drive light mid-year updates if a specific component moves meaningfully. Current data compiled April 14, 2026; next full refresh early 2027.

  • What does the Elevated zone mean?

    The CDI divides counties into five zones: Healthy (below 46), Normal (46–55), Elevated (55–71), Serious (71–86), and Crisis (86 and above). Vermilion Parish's score of 61.7 sits in the Elevated zone (55–71).

  • What data sources power Vermilion Parish's CDI score?

    Vermilion Parish's CDI score draws on Urban Institute Debt in America (Equifax credit-bureau panel), U.S. Census Bureau (American Community Survey 5-year, Small Area Income and Poverty Estimates), Bureau of Labor Statistics (LAUS, QCEW), U.S. Courts Administrative Office (F-5A bankruptcy filings), and HUD Fair Market Rents. Every number on this page traces to one of these public sources.

  • What is the population of Vermilion Parish?

    Vermilion Parish, Louisiana has a population of approximately 56,992 (2023 Census estimate), classified as a mid county.