Antrim County, Michigan

County Distress Index: Healthy · 30.5 | 24,409 people · 75th most distressed in Michigan
American Default Research

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Antrim County, MI ranks among the least distressed counties in the country at 30.5 — 2733rd nationally out of 3144 counties. The primary driver is Economic Vitality, where employment and wage conditions show moderate stress. Within Michigan, it ranks 75th of 83 counties. Among its 6 neighboring counties, 4 show more distress.

The Numbers Behind the Score

The CDI measures five statistically derived factors of household financial distress, PCA-weighted. Antrim County's primary driver is Economic Vitality at 59.7 — above the national median.

Economic Vitality Primary driver 59.7
Wage-to-Rent Ratio 87
Rent-to-Income Ratio 31
Business Formation Rate 43
House Price Change (YoY) 43
Structural Poverty 45.4
Unemployment Rate 93
Poverty Rate 21
Income vs. State Median 17
Child Poverty Rate 39
Disability Rate 50
Transfer Income Dependency 63
Housing Cost Burden 25.8
Rent-Burdened (30%+) 26
Severely Rent-Burdened (50%+) 22
Mortgage-Burdened (30%+) 74
Homeownership Rate 1
Legal Distress 24.0
Bankruptcy Filing Rate 24
Consumer Credit Distress 23.8
Debt in Collections 24
Medical Debt 22
Auto Loan Delinquency 17
Credit Card Delinquency 31
Uninsured Rate 21
Subprime Credit Population 26

Scores are percentile-based: 50 = national median, higher = more distressed.

Neighbors and Peers

Neighboring Counties

CountyScoreZonevs. Antrim County
Antrim County, MI 30.5 Healthy —
Kalkaska County, MI 54.0 Elevated +23.5
Crawford County, MI 50.0 Elevated +19.5
Otsego County, MI 49.2 Normal +18.6
Grand Traverse County, MI 34.6 Healthy +4.1
Charlevoix County, MI 29.5 Healthy -1.1
Leelanau County, MI 18.7 Healthy -11.8

Population Peers

CountyScoreZonevs. Antrim County
Presque Isle County, MI 30.5 Healthy 0.0
Codington County, SD 30.5 Healthy +0.0
Ste. Genevieve County, MO 30.6 Healthy +0.0
Poquoson city, VA 30.6 Healthy +0.1
Louisa County, IA 30.4 Healthy -0.1

Download Data

Export all distress indicators for Antrim County as a CSV file.

Find Help in Antrim County

Find an Attorney

State Bar of Michigan Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

State Bar of Michigan Lawyer Referral Service 1-800-968-0738

Free Legal Aid

Legal aid organizations serving Antrim County residents at no cost.

Legal Aid & Defender Association of Detroit 313-967-5555
Michigan Legal Help / Wolverine Legal Aid
Neighborhood Legal Services of Michigan 248-548-3838
Michigan Advocacy Program 616-774-0672
Legal Services of South Central Michigan 734-665-6181
Lakeshore Legal Aid (888) 783-8190
Legal Aid of Western Michigan (616) 774-0672
Legal Services of Eastern Michigan (800) 322-4512
Legal Services of Northern Michigan, Inc. (906) 786-2303

Self-Help Resources

Michigan Legal Help — Foreclosure Self-help guides and interactive tools for Michigan foreclosure process and defenses
MSHDA Homeowner Resources Assistance programs, counselor referrals, and MIHAF information

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

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Frequently Asked Questions

  • What is the distress score for Antrim County, Michigan?

    Antrim County has a County Distress Index score of 30.5 out of 100, placing it in the Healthy zone. It ranks 2,733rd nationally out of 3,144 counties and 75th in Michigan out of 83 counties.

  • What drives financial distress in Antrim County?

    The primary driver of distress in Antrim County is Economic Vitality, where the county scores 59.7 out of 100. This domain is measured by indicators including Wage-to-Rent Ratio, Rent-to-Income Ratio, Business Formation Rate.

  • How does Antrim County compare to neighboring counties?

    Antrim County (30.5) can be compared to its 6 neighboring counties: Kalkaska County, MI (54.0); Crawford County, MI (50.0); Otsego County, MI (49.2).

  • How is the County Distress Index calculated?

    The County Distress Index uses PCA-weighted percentile scoring across five statistically derived factors: Consumer Credit Distress (47.5%), Housing Cost Burden (22.3%), Structural Poverty (13.6%), Economic Vitality (9.2%), and Legal Distress (7.4%). Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • How often is the CDI updated?

    Annually, aligned to Census American Community Survey and Urban Institute Debt in America release windows — the slowest-moving source inputs. Between annual refreshes, faster-cadence indicators (BLS unemployment, QCEW wages) may drive light mid-year updates if a specific component moves meaningfully. Current data compiled April 14, 2026; next full refresh early 2027.

  • What does the Healthy zone mean?

    The CDI divides counties into five zones: Healthy (below 46), Normal (46–55), Elevated (55–71), Serious (71–86), and Crisis (86 and above). Antrim County's score of 30.5 sits in the Healthy zone (below 46).

  • What data sources power Antrim County's CDI score?

    Antrim County's CDI score draws on Urban Institute Debt in America (Equifax credit-bureau panel), U.S. Census Bureau (American Community Survey 5-year, Small Area Income and Poverty Estimates), Bureau of Labor Statistics (LAUS, QCEW), U.S. Courts Administrative Office (F-5A bankruptcy filings), and HUD Fair Market Rents. Every number on this page traces to one of these public sources.

  • What is the population of Antrim County?

    Antrim County, Michigan has a population of approximately 24,409 (2023 Census estimate), classified as a small county.