Huron County, Michigan

County Distress Index: Healthy · 33.0 | 30,927 people · 71st most distressed in Michigan
American Default Research

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Huron County, MI ranks among the least distressed counties in the country at 33.0 — 2585th nationally out of 3144 counties. The primary driver is Structural Poverty, where income and poverty levels indicate moderate economic strain. Within Michigan, it ranks 71st of 83 counties. It scores lower than all 5 of its neighboring counties.

The Numbers Behind the Score

The CDI measures five statistically derived factors of household financial distress, PCA-weighted. Huron County's primary driver is Structural Poverty at 62.0 — above the national median.

Structural Poverty Primary driver 62.0
Unemployment Rate 92
Poverty Rate 56
Income vs. State Median 55
Child Poverty Rate 51
Disability Rate 49
Transfer Income Dependency 71
Legal Distress 58.5
Bankruptcy Filing Rate 58
Economic Vitality 38.3
Wage-to-Rent Ratio 33
Rent-to-Income Ratio 36
Business Formation Rate 70
House Price Change (YoY) 11
Housing Cost Burden 36.4
Rent-Burdened (30%+) 35
Severely Rent-Burdened (50%+) 49
Mortgage-Burdened (30%+) 34
Homeownership Rate 10
Consumer Credit Distress 18.1
Debt in Collections 9
Medical Debt 37
Auto Loan Delinquency 23
Credit Card Delinquency 18
Uninsured Rate 25
Subprime Credit Population 8

Scores are percentile-based: 50 = national median, higher = more distressed.

Neighbors and Peers

Neighboring Counties

CountyScoreZonevs. Huron County
Huron County, MI 33.0 Healthy —
Arenac County, MI 51.6 Elevated +18.7
Tuscola County, MI 45.8 Normal +12.8
Bay County, MI 44.7 Normal +11.7
Iosco County, MI 43.2 Normal +10.3
Sanilac County, MI 42.5 Normal +9.5

Population Peers

CountyScoreZonevs. Huron County
Auglaize County, OH 33.0 Healthy +0.0
Barnes County, ND 33.1 Healthy +0.1
Redwood County, MN 32.9 Healthy -0.1
Shawano County, WI 32.9 Healthy -0.1
Pierce County, WI 33.1 Healthy +0.1

Download Data

Export all distress indicators for Huron County as a CSV file.

Find Help in Huron County

Find an Attorney

State Bar of Michigan Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

State Bar of Michigan Lawyer Referral Service 1-800-968-0738

Free Legal Aid

Legal aid organizations serving Huron County residents at no cost.

Legal Aid & Defender Association of Detroit 313-967-5555
Michigan Legal Help / Wolverine Legal Aid
Neighborhood Legal Services of Michigan 248-548-3838
Michigan Advocacy Program 616-774-0672
Legal Services of South Central Michigan 734-665-6181
Lakeshore Legal Aid (888) 783-8190
Legal Aid of Western Michigan (616) 774-0672
Legal Services of Eastern Michigan (800) 322-4512
Legal Services of Northern Michigan, Inc. (906) 786-2303

Self-Help Resources

Michigan Legal Help — Foreclosure Self-help guides and interactive tools for Michigan foreclosure process and defenses
MSHDA Homeowner Resources Assistance programs, counselor referrals, and MIHAF information

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

Need legal help? Find a foreclosure defense attorney in Michigan →

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Frequently Asked Questions

  • What is the distress score for Huron County, Michigan?

    Huron County has a County Distress Index score of 33.0 out of 100, placing it in the Healthy zone. It ranks 2,585th nationally out of 3,144 counties and 71st in Michigan out of 83 counties.

  • What drives financial distress in Huron County?

    The primary driver of distress in Huron County is Structural Poverty, where the county scores 62.0 out of 100. This domain is measured by indicators including Unemployment Rate, Poverty Rate, Income vs. State Median.

  • How does Huron County compare to neighboring counties?

    Huron County (33.0) can be compared to its 5 neighboring counties: Arenac County, MI (51.6); Tuscola County, MI (45.8); Bay County, MI (44.7).

  • How is the County Distress Index calculated?

    The County Distress Index uses PCA-weighted percentile scoring across five statistically derived factors: Consumer Credit Distress (47.5%), Housing Cost Burden (22.3%), Structural Poverty (13.6%), Economic Vitality (9.2%), and Legal Distress (7.4%). Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • How often is the CDI updated?

    Annually, aligned to Census American Community Survey and Urban Institute Debt in America release windows — the slowest-moving source inputs. Between annual refreshes, faster-cadence indicators (BLS unemployment, QCEW wages) may drive light mid-year updates if a specific component moves meaningfully. Current data compiled April 14, 2026; next full refresh early 2027.

  • What does the Healthy zone mean?

    The CDI divides counties into five zones: Healthy (below 46), Normal (46–55), Elevated (55–71), Serious (71–86), and Crisis (86 and above). Huron County's score of 33.0 sits in the Healthy zone (below 46).

  • What data sources power Huron County's CDI score?

    Huron County's CDI score draws on Urban Institute Debt in America (Equifax credit-bureau panel), U.S. Census Bureau (American Community Survey 5-year, Small Area Income and Poverty Estimates), Bureau of Labor Statistics (LAUS, QCEW), U.S. Courts Administrative Office (F-5A bankruptcy filings), and HUD Fair Market Rents. Every number on this page traces to one of these public sources.

  • What is the population of Huron County?

    Huron County, Michigan has a population of approximately 30,927 (2023 Census estimate), classified as a small county.