Todd County, Minnesota

County Distress Index: Healthy · 32.0 | 25,667 people · 44th most distressed in Minnesota
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Todd County, MN ranks among the least distressed counties in the country at 32.0 — 2651st nationally out of 3144 counties. The primary driver is Structural Poverty, where income and poverty levels indicate moderate economic strain. Within Minnesota, it ranks 44th of 87 counties. Its score is in the middle of its 6 neighboring counties.

The Numbers Behind the Score

The CDI measures five statistically derived factors of household financial distress, PCA-weighted. Todd County's primary driver is Structural Poverty at 52.8 — above the national median.

Structural Poverty Primary driver 52.8
Unemployment Rate 96
Poverty Rate 35
Income vs. State Median 84
Child Poverty Rate 32
Disability Rate 21
Transfer Income Dependency 44
Housing Cost Burden 40.6
Rent-Burdened (30%+) 50
Severely Rent-Burdened (50%+) 36
Mortgage-Burdened (30%+) 75
Homeownership Rate 7
Economic Vitality 38.0
Wage-to-Rent Ratio 20
Rent-to-Income Ratio 30
Business Formation Rate 85
House Price Change (YoY) 65
Legal Distress 26.6
Bankruptcy Filing Rate 27
Consumer Credit Distress 21.7
Debt in Collections 10
Medical Debt 15
Auto Loan Delinquency 29
Credit Card Delinquency 26
Uninsured Rate 61
Subprime Credit Population 15

Scores are percentile-based: 50 = national median, higher = more distressed.

Neighbors and Peers

Neighboring Counties

CountyScoreZonevs. Todd County
Todd County, MN 32.0 Healthy —
Wadena County, MN 41.7 Normal +9.7
Stearns County, MN 39.1 Normal +7.2
Cass County, MN 33.5 Healthy +1.5
Otter Tail County, MN 26.8 Healthy -5.2
Morrison County, MN 25.1 Healthy -6.9
Douglas County, MN 22.6 Healthy -9.4

Population Peers

CountyScoreZonevs. Todd County
Winnebago County, IA 31.9 Healthy -0.1
Teton County, ID 31.9 Healthy -0.1
Ford County, IL 32.1 Healthy +0.1
Kandiyohi County, MN 31.9 Healthy -0.1
Winona County, MN 32.1 Healthy +0.1

Download Data

Export all distress indicators for Todd County as a CSV file.

Find Help in Todd County

Find an Attorney

Minnesota State Bar Association Lawyer Referral offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Minnesota State Bar Association Lawyer Referral 612-278-6333

Free Legal Aid

Legal aid organizations serving Todd County residents at no cost.

Legal Aid Society of Minneapolis 612-334-5970
Mid-Minnesota Legal Aid 612-332-1441
Southern Minnesota Regional Legal Services 1-888-575-2954
Central Minnesota Legal Services, Inc. (612) 334-5970
Legal Aid Service of Northeastern Minnesota (800) 933-1112
Legal Services of Northwest Minnesota Corporation (800) 450-8585

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

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Frequently Asked Questions

  • What is the distress score for Todd County, Minnesota?

    Todd County has a County Distress Index score of 32.0 out of 100, placing it in the Healthy zone. It ranks 2,651st nationally out of 3,144 counties and 44th in Minnesota out of 87 counties.

  • What drives financial distress in Todd County?

    The primary driver of distress in Todd County is Structural Poverty, where the county scores 52.8 out of 100. This domain is measured by indicators including Unemployment Rate, Poverty Rate, Income vs. State Median.

  • How does Todd County compare to neighboring counties?

    Todd County (32.0) can be compared to its 6 neighboring counties: Wadena County, MN (41.7); Stearns County, MN (39.1); Cass County, MN (33.5).

  • How is the County Distress Index calculated?

    The County Distress Index uses PCA-weighted percentile scoring across five statistically derived factors: Consumer Credit Distress (47.5%), Housing Cost Burden (22.3%), Structural Poverty (13.6%), Economic Vitality (9.2%), and Legal Distress (7.4%). Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • How often is the CDI updated?

    Annually, aligned to Census American Community Survey and Urban Institute Debt in America release windows — the slowest-moving source inputs. Between annual refreshes, faster-cadence indicators (BLS unemployment, QCEW wages) may drive light mid-year updates if a specific component moves meaningfully. Current data compiled April 14, 2026; next full refresh early 2027.

  • What does the Healthy zone mean?

    The CDI divides counties into five zones: Healthy (below 46), Normal (46–55), Elevated (55–71), Serious (71–86), and Crisis (86 and above). Todd County's score of 32.0 sits in the Healthy zone (below 46).

  • What data sources power Todd County's CDI score?

    Todd County's CDI score draws on Urban Institute Debt in America (Equifax credit-bureau panel), U.S. Census Bureau (American Community Survey 5-year, Small Area Income and Poverty Estimates), Bureau of Labor Statistics (LAUS, QCEW), U.S. Courts Administrative Office (F-5A bankruptcy filings), and HUD Fair Market Rents. Every number on this page traces to one of these public sources.

  • What is the population of Todd County?

    Todd County, Minnesota has a population of approximately 25,667 (2023 Census estimate), classified as a small county.