Grenada County, Mississippi

County Distress Index: Serious · 74.1 | 21,065 people · 28th most distressed in Mississippi
American Default Research

Behind on your mortgage or facing eviction? Take a 2-minute assessment to see your options.

Grenada County, MS shows significant household financial distress with a score of 74.1 — 223rd nationally out of 3144 counties. The primary driver is Legal Distress, where bankruptcy filing rates are well above the national average. Within Mississippi, it ranks 28th of 82 counties. Among its 7 neighboring counties, 5 show less distress.

The Numbers Behind the Score

The CDI measures five statistically derived factors of household financial distress, PCA-weighted. Grenada County's primary driver is Legal Distress at 98.8 — worse than roughly 99% of U.S. counties.

Legal Distress Primary driver 98.8
Bankruptcy Filing Rate 99
Consumer Credit Distress 87.9
Debt in Collections 85
Medical Debt 76
Auto Loan Delinquency 96
Credit Card Delinquency 89
Uninsured Rate 76
Subprime Credit Population 95
Structural Poverty 74.4
Unemployment Rate 49
Poverty Rate 89
Income vs. State Median 48
Child Poverty Rate 89
Disability Rate 85
Transfer Income Dependency 89
Housing Cost Burden 48.5
Rent-Burdened (30%+) 48
Severely Rent-Burdened (50%+) 24
Mortgage-Burdened (30%+) 76
Homeownership Rate 89
Economic Vitality 44.8
Wage-to-Rent Ratio 47
Rent-to-Income Ratio 60
Business Formation Rate 15
House Price Change (YoY) 46

Scores are percentile-based: 50 = national median, higher = more distressed.

Neighbors and Peers

Neighboring Counties

CountyScoreZonevs. Grenada County
Grenada County, MS 74.1 Serious —
Leflore County, MS 84.7 Crisis +10.6
Montgomery County, MS 79.3 Serious +5.2
Tallahatchie County, MS 71.6 Serious -2.5
Yalobusha County, MS 69.2 Serious -4.9
Calhoun County, MS 67.1 Serious -7.0
Webster County, MS 61.6 Elevated -12.5
Carroll County, MS 58.4 Elevated -15.7

Population Peers

CountyScoreZonevs. Grenada County
Marlboro County, SC 74.1 Serious +0.0
Winston County, MS 74.1 Serious -0.0
Greene County, AR 74.1 Serious +0.0
Copiah County, MS 74.2 Serious +0.1
Red River County, TX 74.2 Serious +0.1

Download Data

Export all distress indicators for Grenada County as a CSV file.

Find Help in Grenada County

Find an Attorney

Mississippi Bar Lawyer Referral offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Mississippi Bar Lawyer Referral 601-948-4471

Free Legal Aid

Legal aid organizations serving Grenada County residents at no cost.

Mississippi Center for Legal Services 1-800-498-1804
North Mississippi Rural Legal Services 1-800-898-8731

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

Need legal help? Find a foreclosure defense attorney in Mississippi →

Continue Reading

Frequently Asked Questions

  • What is the distress score for Grenada County, Mississippi?

    Grenada County has a County Distress Index score of 74.1 out of 100, placing it in the Serious zone. It ranks 223rd nationally out of 3,144 counties and 28th in Mississippi out of 82 counties.

  • What drives financial distress in Grenada County?

    The primary driver of distress in Grenada County is Legal Distress, where the county scores 98.8 out of 100. This domain is measured by indicators including Bankruptcy Filing Rate.

  • How does Grenada County compare to neighboring counties?

    Grenada County (74.1) can be compared to its 7 neighboring counties: Leflore County, MS (84.7); Montgomery County, MS (79.3); Tallahatchie County, MS (71.6).

  • How is the County Distress Index calculated?

    The County Distress Index uses PCA-weighted percentile scoring across five statistically derived factors: Consumer Credit Distress (47.5%), Housing Cost Burden (22.3%), Structural Poverty (13.6%), Economic Vitality (9.2%), and Legal Distress (7.4%). Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • How often is the CDI updated?

    Annually, aligned to Census American Community Survey and Urban Institute Debt in America release windows — the slowest-moving source inputs. Between annual refreshes, faster-cadence indicators (BLS unemployment, QCEW wages) may drive light mid-year updates if a specific component moves meaningfully. Current data compiled April 14, 2026; next full refresh early 2027.

  • What does the Serious zone mean?

    The CDI divides counties into five zones: Healthy (below 46), Normal (46–55), Elevated (55–71), Serious (71–86), and Crisis (86 and above). Grenada County's score of 74.1 sits in the Serious zone (71–86).

  • What data sources power Grenada County's CDI score?

    Grenada County's CDI score draws on Urban Institute Debt in America (Equifax credit-bureau panel), U.S. Census Bureau (American Community Survey 5-year, Small Area Income and Poverty Estimates), Bureau of Labor Statistics (LAUS, QCEW), U.S. Courts Administrative Office (F-5A bankruptcy filings), and HUD Fair Market Rents. Every number on this page traces to one of these public sources.

  • What is the population of Grenada County?

    Grenada County, Mississippi has a population of approximately 21,065 (2023 Census estimate), classified as a small county.