Warren County, Mississippi

County Distress Index: Serious · 73.8 | 42,298 people · 30th most distressed in Mississippi
American Default Research

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Warren County, MS shows significant household financial distress with a score of 73.8 — 231st nationally out of 3144 counties. The primary driver is Legal Distress, where bankruptcy filing rates are well above the national average. Within Mississippi, it ranks 30th of 82 counties. Among its 7 neighboring counties, 4 show more distress.

The Numbers Behind the Score

The CDI measures five statistically derived factors of household financial distress, PCA-weighted. Warren County's primary driver is Legal Distress at 89.9 — worse than roughly 90% of U.S. counties.

Legal Distress Primary driver 89.9
Bankruptcy Filing Rate 90
Consumer Credit Distress 89.6
Debt in Collections 86
Medical Debt 80
Auto Loan Delinquency 99
Credit Card Delinquency 96
Uninsured Rate 69
Subprime Credit Population 94
Housing Cost Burden 62.1
Rent-Burdened (30%+) 59
Severely Rent-Burdened (50%+) 67
Mortgage-Burdened (30%+) 49
Homeownership Rate 66
Structural Poverty 61.9
Unemployment Rate 49
Poverty Rate 88
Income vs. State Median 23
Child Poverty Rate 93
Disability Rate 81
Transfer Income Dependency 57
Economic Vitality 25.6
Wage-to-Rent Ratio 10
Rent-to-Income Ratio 45
Business Formation Rate 10
House Price Change (YoY) 81

Scores are percentile-based: 50 = national median, higher = more distressed.

Neighbors and Peers

Neighboring Counties

CountyScoreZonevs. Warren County
Warren County, MS 73.8 Serious —
Yazoo County, MS 84.8 Crisis +11.0
Hinds County, MS 83.6 Crisis +9.8
East Carroll Parish, LA 82.9 Crisis +9.1
Madison Parish, LA 78.1 Serious +4.2
Tensas Parish, LA 71.2 Serious -2.7
Claiborne County, MS 69.2 Serious -4.6
Issaquena County, MS 63.8 Elevated -10.0

Population Peers

CountyScoreZonevs. Warren County
Somerset County, MD 73.8 Serious -0.0
Ashley County, AR 73.7 Serious -0.1
Dodge County, GA 74.0 Serious +0.2
Trinity County, TX 74.0 Serious +0.2
Greene County, NC 73.6 Serious -0.2

Download Data

Export all distress indicators for Warren County as a CSV file.

Find Help in Warren County

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Mississippi Bar Lawyer Referral offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Mississippi Bar Lawyer Referral 601-948-4471

Free Legal Aid

Legal aid organizations serving Warren County residents at no cost.

Mississippi Center for Legal Services 1-800-498-1804
North Mississippi Rural Legal Services 1-800-898-8731

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Frequently Asked Questions

  • What is the distress score for Warren County, Mississippi?

    Warren County has a County Distress Index score of 73.8 out of 100, placing it in the Serious zone. It ranks 231st nationally out of 3,144 counties and 30th in Mississippi out of 82 counties.

  • What drives financial distress in Warren County?

    The primary driver of distress in Warren County is Legal Distress, where the county scores 89.9 out of 100. This domain is measured by indicators including Bankruptcy Filing Rate.

  • How does Warren County compare to neighboring counties?

    Warren County (73.8) can be compared to its 7 neighboring counties: Yazoo County, MS (84.8); Hinds County, MS (83.6); East Carroll Parish, LA (82.9).

  • How is the County Distress Index calculated?

    The County Distress Index uses PCA-weighted percentile scoring across five statistically derived factors: Consumer Credit Distress (47.5%), Housing Cost Burden (22.3%), Structural Poverty (13.6%), Economic Vitality (9.2%), and Legal Distress (7.4%). Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • How often is the CDI updated?

    Annually, aligned to Census American Community Survey and Urban Institute Debt in America release windows — the slowest-moving source inputs. Between annual refreshes, faster-cadence indicators (BLS unemployment, QCEW wages) may drive light mid-year updates if a specific component moves meaningfully. Current data compiled April 14, 2026; next full refresh early 2027.

  • What does the Serious zone mean?

    The CDI divides counties into five zones: Healthy (below 46), Normal (46–55), Elevated (55–71), Serious (71–86), and Crisis (86 and above). Warren County's score of 73.8 sits in the Serious zone (71–86).

  • What data sources power Warren County's CDI score?

    Warren County's CDI score draws on Urban Institute Debt in America (Equifax credit-bureau panel), U.S. Census Bureau (American Community Survey 5-year, Small Area Income and Poverty Estimates), Bureau of Labor Statistics (LAUS, QCEW), U.S. Courts Administrative Office (F-5A bankruptcy filings), and HUD Fair Market Rents. Every number on this page traces to one of these public sources.

  • What is the population of Warren County?

    Warren County, Mississippi has a population of approximately 42,298 (2023 Census estimate), classified as a small county.