Randolph County, Missouri

County Distress Index: Elevated · 61.8 | 24,109 people · 23rd most distressed in Missouri
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Randolph County, MO registers elevated household financial distress with a score of 61.8 — 835th nationally out of 3144 counties. The primary driver is Consumer Credit Distress, where residents carry heavy debt burdens with elevated delinquency and collections rates. Within Missouri, it ranks 23rd of 115 counties. It scores higher than all 6 of its neighboring counties.

The Numbers Behind the Score

The CDI measures five statistically derived factors of household financial distress, PCA-weighted. Randolph County's primary driver is Consumer Credit Distress at 74.5 — above the national median.

Consumer Credit Distress Primary driver 74.5
Debt in Collections 73
Medical Debt 70
Auto Loan Delinquency 84
Credit Card Delinquency 84
Uninsured Rate 69
Subprime Credit Population 65
Legal Distress 62.5
Bankruptcy Filing Rate 62
Housing Cost Burden 58.6
Rent-Burdened (30%+) 82
Severely Rent-Burdened (50%+) 33
Mortgage-Burdened (30%+) 53
Homeownership Rate 69
Structural Poverty 48.5
Unemployment Rate 23
Poverty Rate 52
Income vs. State Median 35
Child Poverty Rate 52
Disability Rate 72
Transfer Income Dependency 56
Economic Vitality 23.1
Wage-to-Rent Ratio 16
Rent-to-Income Ratio 18
Business Formation Rate 43
House Price Change (YoY) 34

Scores are percentile-based: 50 = national median, higher = more distressed.

Neighbors and Peers

Neighboring Counties

CountyScoreZonevs. Randolph County
Randolph County, MO 61.8 Elevated —
Audrain County, MO 57.4 Elevated -4.4
Howard County, MO 50.4 Elevated -11.4
Boone County, MO 46.9 Normal -14.9
Macon County, MO 44.3 Normal -17.5
Monroe County, MO 40.3 Normal -21.5
Chariton County, MO 27.5 Healthy -34.3

Population Peers

CountyScoreZonevs. Randolph County
Madison County, GA 61.8 Elevated -0.0
Otero County, CO 61.8 Elevated +0.0
Fayette County, AL 61.9 Elevated +0.1
Mecklenburg County, VA 61.9 Elevated +0.2
Jackson Parish, LA 61.6 Elevated -0.2

Download Data

Export all distress indicators for Randolph County as a CSV file.

Find Help in Randolph County

Find an Attorney

Missouri Bar — Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Missouri Bar — Lawyer Referral Service 573-635-4128

Free Legal Aid

Legal aid organizations serving Randolph County residents at no cost.

Legal Services of Eastern Missouri 314-534-4200 (St. Louis); 1-800-444-0514 (statewide hotline)
Legal Aid of Western Missouri 816-474-6750 (Kansas City); 1-800-748-2057 (statewide hotline)
Central Missouri Legal Services 573-442-0116
The Legal Aid and Defender Association (LAD) 816-474-6750
Legal Services of Southern Missouri (417) 881-1397
Mid-Missouri Legal Services Corporation (573) 442-0116

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

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Frequently Asked Questions

  • What is the distress score for Randolph County, Missouri?

    Randolph County has a County Distress Index score of 61.8 out of 100, placing it in the Elevated zone. It ranks 835th nationally out of 3,144 counties and 23rd in Missouri out of 115 counties.

  • What drives financial distress in Randolph County?

    The primary driver of distress in Randolph County is Consumer Credit Distress, where the county scores 74.5 out of 100. This domain is measured by indicators including Debt in Collections, Medical Debt, Auto Loan Delinquency.

  • How does Randolph County compare to neighboring counties?

    Randolph County (61.8) can be compared to its 6 neighboring counties: Audrain County, MO (57.4); Howard County, MO (50.4); Boone County, MO (46.9).

  • How is the County Distress Index calculated?

    The County Distress Index uses PCA-weighted percentile scoring across five statistically derived factors: Consumer Credit Distress (47.5%), Housing Cost Burden (22.3%), Structural Poverty (13.6%), Economic Vitality (9.2%), and Legal Distress (7.4%). Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • How often is the CDI updated?

    Annually, aligned to Census American Community Survey and Urban Institute Debt in America release windows — the slowest-moving source inputs. Between annual refreshes, faster-cadence indicators (BLS unemployment, QCEW wages) may drive light mid-year updates if a specific component moves meaningfully. Current data compiled April 14, 2026; next full refresh early 2027.

  • What does the Elevated zone mean?

    The CDI divides counties into five zones: Healthy (below 46), Normal (46–55), Elevated (55–71), Serious (71–86), and Crisis (86 and above). Randolph County's score of 61.8 sits in the Elevated zone (55–71).

  • What data sources power Randolph County's CDI score?

    Randolph County's CDI score draws on Urban Institute Debt in America (Equifax credit-bureau panel), U.S. Census Bureau (American Community Survey 5-year, Small Area Income and Poverty Estimates), Bureau of Labor Statistics (LAUS, QCEW), U.S. Courts Administrative Office (F-5A bankruptcy filings), and HUD Fair Market Rents. Every number on this page traces to one of these public sources.

  • What is the population of Randolph County?

    Randolph County, Missouri has a population of approximately 24,109 (2023 Census estimate), classified as a small county.