Fillmore County, Nebraska

County Distress Index: Healthy · 25.2 | 5,548 people · 76th most distressed in Nebraska
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Fillmore County, NE ranks among the least distressed counties in the country at 25.2 — 2962nd nationally out of 3144 counties. The primary driver is Legal Distress, where bankruptcy filings are moderately elevated. Within Nebraska, it ranks 76th of 93 counties. Among its 7 neighboring counties, 5 show more distress.

The Numbers Behind the Score

The CDI measures five statistically derived factors of household financial distress, PCA-weighted. Fillmore County's primary driver is Legal Distress at 50.0 — above the national median.

Legal Distress Primary driver 50.0
Bankruptcy Filing Rate 50
Consumer Credit Distress 30.0
Debt in Collections 13
Medical Debt 17
Auto Loan Delinquency 91
Credit Card Delinquency 25
Uninsured Rate 10
Subprime Credit Population 17
Structural Poverty 23.6
Unemployment Rate 8
Poverty Rate 12
Income vs. State Median 36
Child Poverty Rate 11
Disability Rate 38
Transfer Income Dependency 27
Economic Vitality 20.3
Wage-to-Rent Ratio 18
Rent-to-Income Ratio 9
Business Formation Rate 49
House Price Change (YoY) 7
Housing Cost Burden 9.9
Rent-Burdened (30%+) 5
Severely Rent-Burdened (50%+) 12
Mortgage-Burdened (30%+) 5
Homeownership Rate 18

Scores are percentile-based: 50 = national median, higher = more distressed.

Neighbors and Peers

Neighboring Counties

CountyScoreZonevs. Fillmore County
Fillmore County, NE 25.2 Healthy —
Jefferson County, NE 38.1 Normal +12.9
Saline County, NE 34.9 Healthy +9.6
York County, NE 30.9 Healthy +5.6
Seward County, NE 26.2 Healthy +0.9
Thayer County, NE 25.6 Healthy +0.4
Nuckolls County, NE 25.1 Healthy -0.2
Clay County, NE 20.8 Healthy -4.4

Population Peers

CountyScoreZonevs. Fillmore County
Rio Blanco County, CO 25.2 Healthy -0.1
Daggett County, UT 25.3 Healthy +0.1
Jackson County, CO 25.1 Healthy -0.1
Rock County, NE 25.3 Healthy +0.1
Sheridan County, ND 25.4 Healthy +0.1

Download Data

Export all distress indicators for Fillmore County as a CSV file.

Find Help in Fillmore County

Find an Attorney

Nebraska State Bar Association Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Nebraska State Bar Association Lawyer Referral Service 402-475-7091

Free Legal Aid

Legal aid organizations serving Fillmore County residents at no cost.

Legal Aid of Nebraska 1-877-250-2016

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Frequently Asked Questions

  • What is the distress score for Fillmore County, Nebraska?

    Fillmore County has a County Distress Index score of 25.2 out of 100, placing it in the Healthy zone. It ranks 2,962nd nationally out of 3,144 counties and 76th in Nebraska out of 93 counties.

  • What drives financial distress in Fillmore County?

    The primary driver of distress in Fillmore County is Legal Distress, where the county scores 50.0 out of 100. This domain is measured by indicators including Bankruptcy Filing Rate.

  • How does Fillmore County compare to neighboring counties?

    Fillmore County (25.2) can be compared to its 7 neighboring counties: Jefferson County, NE (38.1); Saline County, NE (34.9); York County, NE (30.9).

  • How is the County Distress Index calculated?

    The County Distress Index uses PCA-weighted percentile scoring across five statistically derived factors: Consumer Credit Distress (47.5%), Housing Cost Burden (22.3%), Structural Poverty (13.6%), Economic Vitality (9.2%), and Legal Distress (7.4%). Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • How often is the CDI updated?

    Annually, aligned to Census American Community Survey and Urban Institute Debt in America release windows — the slowest-moving source inputs. Between annual refreshes, faster-cadence indicators (BLS unemployment, QCEW wages) may drive light mid-year updates if a specific component moves meaningfully. Current data compiled April 14, 2026; next full refresh early 2027.

  • What does the Healthy zone mean?

    The CDI divides counties into five zones: Healthy (below 46), Normal (46–55), Elevated (55–71), Serious (71–86), and Crisis (86 and above). Fillmore County's score of 25.2 sits in the Healthy zone (below 46).

  • What data sources power Fillmore County's CDI score?

    Fillmore County's CDI score draws on Urban Institute Debt in America (Equifax credit-bureau panel), U.S. Census Bureau (American Community Survey 5-year, Small Area Income and Poverty Estimates), Bureau of Labor Statistics (LAUS, QCEW), U.S. Courts Administrative Office (F-5A bankruptcy filings), and HUD Fair Market Rents. Every number on this page traces to one of these public sources.

  • What is the population of Fillmore County?

    Fillmore County, Nebraska has a population of approximately 5,548 (2023 Census estimate), classified as a tiny county.