Gosper County, Nebraska

County Distress Index: Healthy · 26.3 | 1,847 people · 67th most distressed in Nebraska
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Gosper County, NE ranks among the least distressed counties in the country at 26.2 — 2921st nationally out of 3144 counties. The primary driver is Legal Distress, where bankruptcy filing rates are below the national average. Within Nebraska, it ranks 67th of 93 counties. It scores lower than all 4 of its neighboring counties.

The Numbers Behind the Score

The CDI measures five statistically derived factors of household financial distress, PCA-weighted. Gosper County's primary driver is Legal Distress at 40.2 — above the national median.

Legal Distress Primary driver 40.2
Bankruptcy Filing Rate 40
Consumer Credit Distress 27.6
Debt in Collections 5
Medical Debt 33
Auto Loan Delinquency 22
Credit Card Delinquency 29
Uninsured Rate 74
Subprime Credit Population 33
Structural Poverty 25.8
Unemployment Rate 27
Poverty Rate 12
Income vs. State Median 25
Child Poverty Rate 25
Disability Rate 16
Transfer Income Dependency 41
Housing Cost Burden 21.2
Rent-Burdened (30%+) 5
Severely Rent-Burdened (50%+) 38
Mortgage-Burdened (30%+) 36
Homeownership Rate 10
Economic Vitality 21.1
Wage-to-Rent Ratio 28
Rent-to-Income Ratio 5
Business Formation Rate 37
House Price Change (YoY) 5

Scores are percentile-based: 50 = national median, higher = more distressed.

Neighbors and Peers

Neighboring Counties

CountyScoreZonevs. Gosper County
Gosper County, NE 26.3 Healthy —
Dawson County, NE 40.2 Normal +14.0
Furnas County, NE 40.2 Normal +14.0
Frontier County, NE 30.9 Healthy +4.6
Phelps County, NE 28.9 Healthy +2.6

Population Peers

CountyScoreZonevs. Gosper County
Ellsworth County, KS 26.3 Healthy 0.0
Grant County, NE 26.1 Healthy -0.1
Jones County, SD 26.1 Healthy -0.1
Jackson County, MN 26.1 Healthy -0.2
Fremont County, IA 26.5 Healthy +0.2

Download Data

Export all distress indicators for Gosper County as a CSV file.

Find Help in Gosper County

Find an Attorney

Nebraska State Bar Association Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Nebraska State Bar Association Lawyer Referral Service 402-475-7091

Free Legal Aid

Legal aid organizations serving Gosper County residents at no cost.

Legal Aid of Nebraska 1-877-250-2016

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

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Frequently Asked Questions

  • What is the distress score for Gosper County, Nebraska?

    Gosper County has a County Distress Index score of 26.3 out of 100, placing it in the Healthy zone. It ranks 2,921st nationally out of 3,144 counties and 67th in Nebraska out of 93 counties.

  • What drives financial distress in Gosper County?

    The primary driver of distress in Gosper County is Legal Distress, where the county scores 40.2 out of 100. This domain is measured by indicators including Bankruptcy Filing Rate.

  • How does Gosper County compare to neighboring counties?

    Gosper County (26.3) can be compared to its 4 neighboring counties: Dawson County, NE (40.2); Furnas County, NE (40.2); Frontier County, NE (30.9).

  • How is the County Distress Index calculated?

    The County Distress Index uses PCA-weighted percentile scoring across five statistically derived factors: Consumer Credit Distress (47.5%), Housing Cost Burden (22.3%), Structural Poverty (13.6%), Economic Vitality (9.2%), and Legal Distress (7.4%). Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • How often is the CDI updated?

    Annually, aligned to Census American Community Survey and Urban Institute Debt in America release windows — the slowest-moving source inputs. Between annual refreshes, faster-cadence indicators (BLS unemployment, QCEW wages) may drive light mid-year updates if a specific component moves meaningfully. Current data compiled April 14, 2026; next full refresh early 2027.

  • What does the Healthy zone mean?

    The CDI divides counties into five zones: Healthy (below 46), Normal (46–55), Elevated (55–71), Serious (71–86), and Crisis (86 and above). Gosper County's score of 26.3 sits in the Healthy zone (below 46).

  • What data sources power Gosper County's CDI score?

    Gosper County's CDI score draws on Urban Institute Debt in America (Equifax credit-bureau panel), U.S. Census Bureau (American Community Survey 5-year, Small Area Income and Poverty Estimates), Bureau of Labor Statistics (LAUS, QCEW), U.S. Courts Administrative Office (F-5A bankruptcy filings), and HUD Fair Market Rents. Every number on this page traces to one of these public sources.

  • What is the population of Gosper County?

    Gosper County, Nebraska has a population of approximately 1,847 (2023 Census estimate), classified as a tiny county.