York County, Nebraska

County Distress Index: Healthy · 30.9 | 14,356 people · 46th most distressed in Nebraska
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York County, NE ranks among the least distressed counties in the country at 30.9 — 2712th nationally out of 3144 counties. The primary driver is Consumer Credit Distress, where debt and delinquency rates remain below the national norm. Within Nebraska, it ranks 46th of 93 counties. Among its 7 neighboring counties, 6 show less distress.

The Numbers Behind the Score

The CDI measures five statistically derived factors of household financial distress, PCA-weighted. York County's primary driver is Consumer Credit Distress at 35.7 — above the national median.

Consumer Credit Distress Primary driver 35.7
Debt in Collections 23
Medical Debt 23
Auto Loan Delinquency 55
Credit Card Delinquency 50
Uninsured Rate 16
Subprime Credit Population 37
Economic Vitality 29.2
Wage-to-Rent Ratio 26
Rent-to-Income Ratio 8
Business Formation Rate 80
House Price Change (YoY) 12
Housing Cost Burden 27.7
Rent-Burdened (30%+) 13
Severely Rent-Burdened (50%+) 35
Mortgage-Burdened (30%+) 21
Homeownership Rate 49
Legal Distress 27.5
Bankruptcy Filing Rate 27
Structural Poverty 22.0
Unemployment Rate 10
Poverty Rate 16
Income vs. State Median 24
Child Poverty Rate 10
Disability Rate 43
Transfer Income Dependency 25

Scores are percentile-based: 50 = national median, higher = more distressed.

Neighbors and Peers

Neighboring Counties

CountyScoreZonevs. York County
York County, NE 30.9 Healthy —
Saline County, NE 34.9 Healthy +4.0
Butler County, NE 26.8 Healthy -4.0
Seward County, NE 26.2 Healthy -4.7
Fillmore County, NE 25.2 Healthy -5.6
Clay County, NE 20.8 Healthy -10.1
Polk County, NE 19.5 Healthy -11.4
Hamilton County, NE 17.9 Healthy -12.9

Population Peers

CountyScoreZonevs. York County
Clay County, IL 30.9 Healthy 0.0
De Witt County, IL 30.9 Healthy +0.0
Menard County, IL 30.9 Healthy +0.0
Barron County, WI 30.8 Healthy -0.0
McLeod County, MN 30.9 Healthy +0.0

Download Data

Export all distress indicators for York County as a CSV file.

Find Help in York County

Find an Attorney

Nebraska State Bar Association Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Nebraska State Bar Association Lawyer Referral Service 402-475-7091

Free Legal Aid

Legal aid organizations serving York County residents at no cost.

Legal Aid of Nebraska 1-877-250-2016

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Frequently Asked Questions

  • What is the distress score for York County, Nebraska?

    York County has a County Distress Index score of 30.9 out of 100, placing it in the Healthy zone. It ranks 2,712th nationally out of 3,144 counties and 46th in Nebraska out of 93 counties.

  • What drives financial distress in York County?

    The primary driver of distress in York County is Consumer Credit Distress, where the county scores 35.7 out of 100. This domain is measured by indicators including Debt in Collections, Medical Debt, Auto Loan Delinquency.

  • How does York County compare to neighboring counties?

    York County (30.9) can be compared to its 7 neighboring counties: Saline County, NE (34.9); Butler County, NE (26.8); Seward County, NE (26.2).

  • How is the County Distress Index calculated?

    The County Distress Index uses PCA-weighted percentile scoring across five statistically derived factors: Consumer Credit Distress (47.5%), Housing Cost Burden (22.3%), Structural Poverty (13.6%), Economic Vitality (9.2%), and Legal Distress (7.4%). Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • How often is the CDI updated?

    Annually, aligned to Census American Community Survey and Urban Institute Debt in America release windows — the slowest-moving source inputs. Between annual refreshes, faster-cadence indicators (BLS unemployment, QCEW wages) may drive light mid-year updates if a specific component moves meaningfully. Current data compiled April 14, 2026; next full refresh early 2027.

  • What does the Healthy zone mean?

    The CDI divides counties into five zones: Healthy (below 46), Normal (46–55), Elevated (55–71), Serious (71–86), and Crisis (86 and above). York County's score of 30.9 sits in the Healthy zone (below 46).

  • What data sources power York County's CDI score?

    York County's CDI score draws on Urban Institute Debt in America (Equifax credit-bureau panel), U.S. Census Bureau (American Community Survey 5-year, Small Area Income and Poverty Estimates), Bureau of Labor Statistics (LAUS, QCEW), U.S. Courts Administrative Office (F-5A bankruptcy filings), and HUD Fair Market Rents. Every number on this page traces to one of these public sources.

  • What is the population of York County?

    York County, Nebraska has a population of approximately 14,356 (2023 Census estimate), classified as a small county.