Douglas County, Nevada

County Distress Index: Normal · 39.9 | 49,545 people · 17th most distressed in Nevada
American Default Research

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Douglas County, NV falls within the normal range for household financial distress at 39.9 — 2197th nationally out of 3144 counties. The primary driver is Housing Cost Burden, where a large share of households spend more than 30% of income on housing. Within Nevada, it ranks 17th of 17 counties. Among its 6 neighboring counties, 4 show less distress.

The Numbers Behind the Score

The CDI measures five statistically derived factors of household financial distress, PCA-weighted. Douglas County's primary driver is Housing Cost Burden at 81.5 — worse than roughly 82% of U.S. counties.

Housing Cost Burden Primary driver 81.5
Rent-Burdened (30%+) 87
Severely Rent-Burdened (50%+) 96
Mortgage-Burdened (30%+) 92
Homeownership Rate 27
Economic Vitality 56.3
Wage-to-Rent Ratio 70
Rent-to-Income Ratio 70
Business Formation Rate 15
House Price Change (YoY) 24
Legal Distress 32.5
Bankruptcy Filing Rate 33
Structural Poverty 27.5
Unemployment Rate 61
Poverty Rate 8
Income vs. State Median 30
Child Poverty Rate 19
Disability Rate 54
Transfer Income Dependency 7
Consumer Credit Distress 22.0
Debt in Collections 21
Medical Debt 81
Auto Loan Delinquency 3
Credit Card Delinquency 10
Uninsured Rate 28
Subprime Credit Population 8

Scores are percentile-based: 50 = national median, higher = more distressed.

Neighbors and Peers

Neighboring Counties

CountyScoreZonevs. Douglas County
Douglas County, NV 39.9 Normal —
Lyon County, NV 64.1 Elevated +24.2
Carson City, NV 61.7 Elevated +21.7
El Dorado County, CA 37.7 Normal -2.3
Placer County, CA 37.4 Normal -2.5
Alpine County, CA 32.6 Healthy -7.4
Mono County, CA 31.6 Healthy -8.3

Population Peers

CountyScoreZonevs. Douglas County
Noble County, OH 39.9 Normal -0.0
Steuben County, IN 40.0 Normal +0.1
Fulton County, IL 40.0 Normal +0.1
Randolph County, IL 40.0 Normal +0.1
Davie County, NC 40.0 Normal +0.1

Download Data

Export all distress indicators for Douglas County as a CSV file.

Find Help in Douglas County

Find an Attorney

State Bar of Nevada Lawyer Referral and Information Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

State Bar of Nevada Lawyer Referral and Information Service 702-382-0504

Free Legal Aid

Legal aid organizations serving Douglas County residents at no cost.

Nevada Legal Services 702-386-0404 (Las Vegas); 775-284-3491 (Reno)
Legal Aid Center of Southern Nevada 702-386-1070
Washoe Legal Services 775-329-2727
State Bar of Nevada Lawyer Referral Service 702-382-0504

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

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Frequently Asked Questions

  • What is the distress score for Douglas County, Nevada?

    Douglas County has a County Distress Index score of 39.9 out of 100, placing it in the Normal zone. It ranks 2,197th nationally out of 3,144 counties and 17th in Nevada out of 17 counties.

  • What drives financial distress in Douglas County?

    The primary driver of distress in Douglas County is Housing Cost Burden, where the county scores 81.5 out of 100. This domain is measured by indicators including Rent-Burdened (30%+), Severely Rent-Burdened (50%+), Mortgage-Burdened (30%+).

  • How does Douglas County compare to neighboring counties?

    Douglas County (39.9) can be compared to its 6 neighboring counties: Lyon County, NV (64.1); Carson City, NV (61.7); El Dorado County, CA (37.7).

  • How is the County Distress Index calculated?

    The County Distress Index uses PCA-weighted percentile scoring across five statistically derived factors: Consumer Credit Distress (47.5%), Housing Cost Burden (22.3%), Structural Poverty (13.6%), Economic Vitality (9.2%), and Legal Distress (7.4%). Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • How often is the CDI updated?

    Annually, aligned to Census American Community Survey and Urban Institute Debt in America release windows — the slowest-moving source inputs. Between annual refreshes, faster-cadence indicators (BLS unemployment, QCEW wages) may drive light mid-year updates if a specific component moves meaningfully. Current data compiled April 14, 2026; next full refresh early 2027.

  • What does the Normal zone mean?

    The CDI divides counties into five zones: Healthy (below 46), Normal (46–55), Elevated (55–71), Serious (71–86), and Crisis (86 and above). Douglas County's score of 39.9 sits in the Normal zone (46–55).

  • What data sources power Douglas County's CDI score?

    Douglas County's CDI score draws on Urban Institute Debt in America (Equifax credit-bureau panel), U.S. Census Bureau (American Community Survey 5-year, Small Area Income and Poverty Estimates), Bureau of Labor Statistics (LAUS, QCEW), U.S. Courts Administrative Office (F-5A bankruptcy filings), and HUD Fair Market Rents. Every number on this page traces to one of these public sources.

  • What is the population of Douglas County?

    Douglas County, Nevada has a population of approximately 49,545 (2023 Census estimate), classified as a small county.