Eureka County, Nevada

County Distress Index: Elevated · 50.1 | 1,917 people · 11th most distressed in Nevada
American Default Research

Behind on your mortgage or facing eviction? Take a 2-minute assessment to see your options.

Eureka County, NV registers elevated household financial distress with a score of 50.1 — 1568th nationally out of 3144 counties. The primary driver is Housing Cost Burden, where housing costs consume a moderate share of household income. Within Nevada, it ranks 11th of 17 counties. Among its 4 neighboring counties, 3 show less distress.

The Numbers Behind the Score

The CDI measures five statistically derived factors of household financial distress, PCA-weighted. Eureka County's primary driver is Housing Cost Burden at 57.0 — above the national median.

Housing Cost Burden Primary driver 57.0
Rent-Burdened (30%+) 56
Severely Rent-Burdened (50%+) 95
Mortgage-Burdened (30%+) 5
Homeownership Rate 5
Consumer Credit Distress 56.9
Debt in Collections 54
Medical Debt 86
Auto Loan Delinquency 52
Credit Card Delinquency 63
Uninsured Rate 67
Subprime Credit Population 37
Structural Poverty 40.4
Unemployment Rate 72
Poverty Rate 33
Income vs. State Median 31
Child Poverty Rate 27
Disability Rate 84
Transfer Income Dependency 16
Legal Distress 38.2
Bankruptcy Filing Rate 38
Economic Vitality 22.6
Wage-to-Rent Ratio 5
Rent-to-Income Ratio 44
Business Formation Rate 13
House Price Change (YoY) 66

Scores are percentile-based: 50 = national median, higher = more distressed.

Neighbors and Peers

Neighboring Counties

CountyScoreZonevs. Eureka County
Eureka County, NV 50.1 Elevated —
Nye County, NV 66.0 Serious +15.9
Lander County, NV 49.5 Normal -0.6
Elko County, NV 47.7 Normal -2.4
White Pine County, NV 46.7 Normal -3.4

Population Peers

CountyScoreZonevs. Eureka County
Sioux County, ND 50.1 Elevated +0.0
Dawes County, NE 50.2 Elevated +0.1
Coal County, OK 50.0 Elevated -0.1
Woods County, OK 50.4 Elevated +0.3
Luce County, MI 50.4 Elevated +0.3

Download Data

Export all distress indicators for Eureka County as a CSV file.

Find Help in Eureka County

Find an Attorney

State Bar of Nevada Lawyer Referral and Information Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

State Bar of Nevada Lawyer Referral and Information Service 702-382-0504

Free Legal Aid

Legal aid organizations serving Eureka County residents at no cost.

Nevada Legal Services 702-386-0404 (Las Vegas); 775-284-3491 (Reno)
Legal Aid Center of Southern Nevada 702-386-1070
Washoe Legal Services 775-329-2727
State Bar of Nevada Lawyer Referral Service 702-382-0504

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

Need legal help? Find a foreclosure defense attorney in Nevada →

Continue Reading

Frequently Asked Questions

  • What is the distress score for Eureka County, Nevada?

    Eureka County has a County Distress Index score of 50.1 out of 100, placing it in the Elevated zone. It ranks 1,568th nationally out of 3,144 counties and 11th in Nevada out of 17 counties.

  • What drives financial distress in Eureka County?

    The primary driver of distress in Eureka County is Housing Cost Burden, where the county scores 57.0 out of 100. This domain is measured by indicators including Rent-Burdened (30%+), Severely Rent-Burdened (50%+), Mortgage-Burdened (30%+).

  • How does Eureka County compare to neighboring counties?

    Eureka County (50.1) can be compared to its 4 neighboring counties: Nye County, NV (66.0); Lander County, NV (49.5); Elko County, NV (47.7).

  • How is the County Distress Index calculated?

    The County Distress Index uses PCA-weighted percentile scoring across five statistically derived factors: Consumer Credit Distress (47.5%), Housing Cost Burden (22.3%), Structural Poverty (13.6%), Economic Vitality (9.2%), and Legal Distress (7.4%). Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • How often is the CDI updated?

    Annually, aligned to Census American Community Survey and Urban Institute Debt in America release windows — the slowest-moving source inputs. Between annual refreshes, faster-cadence indicators (BLS unemployment, QCEW wages) may drive light mid-year updates if a specific component moves meaningfully. Current data compiled April 14, 2026; next full refresh early 2027.

  • What does the Elevated zone mean?

    The CDI divides counties into five zones: Healthy (below 46), Normal (46–55), Elevated (55–71), Serious (71–86), and Crisis (86 and above). Eureka County's score of 50.1 sits in the Elevated zone (55–71).

  • What data sources power Eureka County's CDI score?

    Eureka County's CDI score draws on Urban Institute Debt in America (Equifax credit-bureau panel), U.S. Census Bureau (American Community Survey 5-year, Small Area Income and Poverty Estimates), Bureau of Labor Statistics (LAUS, QCEW), U.S. Courts Administrative Office (F-5A bankruptcy filings), and HUD Fair Market Rents. Every number on this page traces to one of these public sources.

  • What is the population of Eureka County?

    Eureka County, Nevada has a population of approximately 1,917 (2023 Census estimate), classified as a tiny county.