Lincoln County, Nevada

County Distress Index: Normal · 46.2 | 4,452 people · 15th most distressed in Nevada
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Lincoln County, NV falls within the normal range for household financial distress at 46.2 — 1829th nationally out of 3144 counties. The primary driver is Structural Poverty, where income and poverty levels indicate moderate economic strain. Within Nevada, it ranks 15th of 17 counties. Its score is in the middle of its 8 neighboring counties.

The Numbers Behind the Score

The CDI measures five statistically derived factors of household financial distress, PCA-weighted. Lincoln County's primary driver is Structural Poverty at 64.8 — above the national median.

Structural Poverty Primary driver 64.8
Unemployment Rate 72
Poverty Rate 53
Income vs. State Median 74
Child Poverty Rate 52
Disability Rate 80
Transfer Income Dependency 58
Economic Vitality 53.5
Wage-to-Rent Ratio 61
Rent-to-Income Ratio 33
Business Formation Rate 47
House Price Change (YoY) 92
Housing Cost Burden 49.6
Rent-Burdened (30%+) 64
Severely Rent-Burdened (50%+) 34
Mortgage-Burdened (30%+) 46
Homeownership Rate 54
Legal Distress 42.3
Bankruptcy Filing Rate 42
Consumer Credit Distress 38.6
Debt in Collections 26
Medical Debt 64
Auto Loan Delinquency 33
Credit Card Delinquency 60
Uninsured Rate 66
Subprime Credit Population 13

Scores are percentile-based: 50 = national median, higher = more distressed.

Neighbors and Peers

Neighboring Counties

CountyScoreZonevs. Lincoln County
Lincoln County, NV 46.2 Normal —
Clark County, NV 76.5 Serious +30.2
Nye County, NV 66.0 Serious +19.8
Mohave County, AZ 64.7 Elevated +18.4
White Pine County, NV 46.7 Normal +0.5
Washington County, UT 45.7 Normal -0.6
Iron County, UT 41.0 Normal -5.3
Beaver County, UT 27.8 Healthy -18.4
Millard County, UT 27.1 Healthy -19.2

Population Peers

CountyScoreZonevs. Lincoln County
Johnson County, NE 46.3 Normal +0.0
Comanche County, KS 46.1 Normal -0.1
Pickett County, TN 46.4 Normal +0.1
Iron County, WI 46.1 Normal -0.1
Sutton County, TX 46.1 Normal -0.2

Download Data

Export all distress indicators for Lincoln County as a CSV file.

Find Help in Lincoln County

Find an Attorney

State Bar of Nevada Lawyer Referral and Information Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

State Bar of Nevada Lawyer Referral and Information Service 702-382-0504

Free Legal Aid

Legal aid organizations serving Lincoln County residents at no cost.

Nevada Legal Services 702-386-0404 (Las Vegas); 775-284-3491 (Reno)
Legal Aid Center of Southern Nevada 702-386-1070
Washoe Legal Services 775-329-2727
State Bar of Nevada Lawyer Referral Service 702-382-0504

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

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Frequently Asked Questions

  • What is the distress score for Lincoln County, Nevada?

    Lincoln County has a County Distress Index score of 46.2 out of 100, placing it in the Normal zone. It ranks 1,829th nationally out of 3,144 counties and 15th in Nevada out of 17 counties.

  • What drives financial distress in Lincoln County?

    The primary driver of distress in Lincoln County is Structural Poverty, where the county scores 64.8 out of 100. This domain is measured by indicators including Unemployment Rate, Poverty Rate, Income vs. State Median.

  • How does Lincoln County compare to neighboring counties?

    Lincoln County (46.2) can be compared to its 8 neighboring counties: Clark County, NV (76.5); Nye County, NV (66.0); Mohave County, AZ (64.7).

  • How is the County Distress Index calculated?

    The County Distress Index uses PCA-weighted percentile scoring across five statistically derived factors: Consumer Credit Distress (47.5%), Housing Cost Burden (22.3%), Structural Poverty (13.6%), Economic Vitality (9.2%), and Legal Distress (7.4%). Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • How often is the CDI updated?

    Annually, aligned to Census American Community Survey and Urban Institute Debt in America release windows — the slowest-moving source inputs. Between annual refreshes, faster-cadence indicators (BLS unemployment, QCEW wages) may drive light mid-year updates if a specific component moves meaningfully. Current data compiled April 14, 2026; next full refresh early 2027.

  • What does the Normal zone mean?

    The CDI divides counties into five zones: Healthy (below 46), Normal (46–55), Elevated (55–71), Serious (71–86), and Crisis (86 and above). Lincoln County's score of 46.2 sits in the Normal zone (46–55).

  • What data sources power Lincoln County's CDI score?

    Lincoln County's CDI score draws on Urban Institute Debt in America (Equifax credit-bureau panel), U.S. Census Bureau (American Community Survey 5-year, Small Area Income and Poverty Estimates), Bureau of Labor Statistics (LAUS, QCEW), U.S. Courts Administrative Office (F-5A bankruptcy filings), and HUD Fair Market Rents. Every number on this page traces to one of these public sources.

  • What is the population of Lincoln County?

    Lincoln County, Nevada has a population of approximately 4,452 (2023 Census estimate), classified as a tiny county.