Nye County, Nevada

County Distress Index: Serious · 66.0 | 55,720 people · 3rd most distressed in Nevada
American Default Research

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Nye County, NV shows significant household financial distress with a score of 66.0 — 598th nationally out of 3144 counties. The primary driver is Legal Distress, where bankruptcy filing rates are well above the national average. Within Nevada, it ranks 3rd of 17 counties. Among its 9 neighboring counties, 7 show less distress.

The Numbers Behind the Score

The CDI measures five statistically derived factors of household financial distress, PCA-weighted. Nye County's primary driver is Legal Distress at 85.5 — worse than roughly 86% of U.S. counties.

Legal Distress Primary driver 85.5
Bankruptcy Filing Rate 85
Structural Poverty 84.7
Unemployment Rate 93
Poverty Rate 64
Income vs. State Median 86
Child Poverty Rate 77
Disability Rate 96
Transfer Income Dependency 90
Consumer Credit Distress 66.7
Debt in Collections 67
Medical Debt 75
Auto Loan Delinquency 63
Credit Card Delinquency 74
Uninsured Rate 60
Subprime Credit Population 61
Housing Cost Burden 57.3
Rent-Burdened (30%+) 55
Severely Rent-Burdened (50%+) 65
Mortgage-Burdened (30%+) 57
Homeownership Rate 46
Economic Vitality 40.4
Wage-to-Rent Ratio 16
Rent-to-Income Ratio 68
Business Formation Rate 36
House Price Change (YoY) 87

Scores are percentile-based: 50 = national median, higher = more distressed.

Neighbors and Peers

Neighboring Counties

CountyScoreZonevs. Nye County
Nye County, NV 66.0 Serious —
Clark County, NV 76.5 Serious +10.5
Esmeralda County, NV 67.7 Serious +1.7
Mineral County, NV 60.3 Elevated -5.8
Churchill County, NV 57.5 Elevated -8.5
Eureka County, NV 50.1 Elevated -15.9
Lander County, NV 49.5 Normal -16.5
White Pine County, NV 46.7 Normal -19.3
Lincoln County, NV 46.2 Normal -19.8
Inyo County, CA 34.9 Healthy -31.1

Population Peers

CountyScoreZonevs. Nye County
Trumbull County, OH 66.0 Serious +0.0
Harrison County, TX 65.9 Serious -0.1
Mahoning County, OH 65.8 Serious -0.2
Carter County, TN 66.2 Serious +0.2
Howard County, IN 65.8 Serious -0.2

Download Data

Export all distress indicators for Nye County as a CSV file.

Find Help in Nye County

Find an Attorney

State Bar of Nevada Lawyer Referral and Information Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

State Bar of Nevada Lawyer Referral and Information Service 702-382-0504

Free Legal Aid

Legal aid organizations serving Nye County residents at no cost.

Nevada Legal Services 702-386-0404 (Las Vegas); 775-284-3491 (Reno)
Legal Aid Center of Southern Nevada 702-386-1070
Washoe Legal Services 775-329-2727
State Bar of Nevada Lawyer Referral Service 702-382-0504

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

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Frequently Asked Questions

  • What is the distress score for Nye County, Nevada?

    Nye County has a County Distress Index score of 66.0 out of 100, placing it in the Serious zone. It ranks 598th nationally out of 3,144 counties and 3rd in Nevada out of 17 counties.

  • What drives financial distress in Nye County?

    The primary driver of distress in Nye County is Legal Distress, where the county scores 85.5 out of 100. This domain is measured by indicators including Bankruptcy Filing Rate.

  • How does Nye County compare to neighboring counties?

    Nye County (66.0) can be compared to its 9 neighboring counties: Clark County, NV (76.5); Esmeralda County, NV (67.7); Mineral County, NV (60.3).

  • How is the County Distress Index calculated?

    The County Distress Index uses PCA-weighted percentile scoring across five statistically derived factors: Consumer Credit Distress (47.5%), Housing Cost Burden (22.3%), Structural Poverty (13.6%), Economic Vitality (9.2%), and Legal Distress (7.4%). Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • How often is the CDI updated?

    Annually, aligned to Census American Community Survey and Urban Institute Debt in America release windows — the slowest-moving source inputs. Between annual refreshes, faster-cadence indicators (BLS unemployment, QCEW wages) may drive light mid-year updates if a specific component moves meaningfully. Current data compiled April 14, 2026; next full refresh early 2027.

  • What does the Serious zone mean?

    The CDI divides counties into five zones: Healthy (below 46), Normal (46–55), Elevated (55–71), Serious (71–86), and Crisis (86 and above). Nye County's score of 66.0 sits in the Serious zone (71–86).

  • What data sources power Nye County's CDI score?

    Nye County's CDI score draws on Urban Institute Debt in America (Equifax credit-bureau panel), U.S. Census Bureau (American Community Survey 5-year, Small Area Income and Poverty Estimates), Bureau of Labor Statistics (LAUS, QCEW), U.S. Courts Administrative Office (F-5A bankruptcy filings), and HUD Fair Market Rents. Every number on this page traces to one of these public sources.

  • What is the population of Nye County?

    Nye County, Nevada has a population of approximately 55,720 (2023 Census estimate), classified as a mid county.