Pershing County, Nevada

County Distress Index: Elevated · 52.8 | 6,364 people · 10th most distressed in Nevada
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Pershing County, NV registers elevated household financial distress with a score of 52.8 — 1419th nationally out of 3144 counties. The primary driver is Consumer Credit Distress, where residents carry heavy debt burdens with elevated delinquency and collections rates. Within Nevada, it ranks 10th of 17 counties. Its score is in the middle of its 4 neighboring counties.

The Numbers Behind the Score

The CDI measures five statistically derived factors of household financial distress, PCA-weighted. Pershing County's primary driver is Consumer Credit Distress at 76.8 — worse than roughly 77% of U.S. counties.

Consumer Credit Distress Primary driver 76.8
Debt in Collections 87
Medical Debt 95
Auto Loan Delinquency 67
Credit Card Delinquency 90
Uninsured Rate 56
Subprime Credit Population 60
Structural Poverty 62.0
Unemployment Rate 41
Poverty Rate 72
Income vs. State Median 76
Child Poverty Rate 52
Disability Rate 78
Transfer Income Dependency 49
Housing Cost Burden 23.6
Rent-Burdened (30%+) 5
Severely Rent-Burdened (50%+) 13
Mortgage-Burdened (30%+) 83
Homeownership Rate 51
Economic Vitality 23.6
Wage-to-Rent Ratio 5
Rent-to-Income Ratio 17
Business Formation Rate 89
House Price Change (YoY) 12
Legal Distress 5.0
Bankruptcy Filing Rate 5

Scores are percentile-based: 50 = national median, higher = more distressed.

Neighbors and Peers

Neighboring Counties

CountyScoreZonevs. Pershing County
Pershing County, NV 52.8 Elevated —
Washoe County, NV 59.5 Elevated +6.7
Churchill County, NV 57.5 Elevated +4.8
Lander County, NV 49.5 Normal -3.2
Humboldt County, NV 43.0 Normal -9.7

Population Peers

CountyScoreZonevs. Pershing County
Stark County, IL 52.8 Elevated +0.1
McMullen County, TX 52.9 Elevated +0.1
Culberson County, TX 52.9 Elevated +0.1
Guadalupe County, NM 53.1 Elevated +0.3
Clark County, MO 53.1 Elevated +0.4

Download Data

Export all distress indicators for Pershing County as a CSV file.

Find Help in Pershing County

Find an Attorney

State Bar of Nevada Lawyer Referral and Information Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

State Bar of Nevada Lawyer Referral and Information Service 702-382-0504

Free Legal Aid

Legal aid organizations serving Pershing County residents at no cost.

Nevada Legal Services 702-386-0404 (Las Vegas); 775-284-3491 (Reno)
Legal Aid Center of Southern Nevada 702-386-1070
Washoe Legal Services 775-329-2727
State Bar of Nevada Lawyer Referral Service 702-382-0504

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

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Frequently Asked Questions

  • What is the distress score for Pershing County, Nevada?

    Pershing County has a County Distress Index score of 52.8 out of 100, placing it in the Elevated zone. It ranks 1,419th nationally out of 3,144 counties and 10th in Nevada out of 17 counties.

  • What drives financial distress in Pershing County?

    The primary driver of distress in Pershing County is Consumer Credit Distress, where the county scores 76.8 out of 100. This domain is measured by indicators including Debt in Collections, Medical Debt, Auto Loan Delinquency.

  • How does Pershing County compare to neighboring counties?

    Pershing County (52.8) can be compared to its 4 neighboring counties: Washoe County, NV (59.5); Churchill County, NV (57.5); Lander County, NV (49.5).

  • How is the County Distress Index calculated?

    The County Distress Index uses PCA-weighted percentile scoring across five statistically derived factors: Consumer Credit Distress (47.5%), Housing Cost Burden (22.3%), Structural Poverty (13.6%), Economic Vitality (9.2%), and Legal Distress (7.4%). Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • How often is the CDI updated?

    Annually, aligned to Census American Community Survey and Urban Institute Debt in America release windows — the slowest-moving source inputs. Between annual refreshes, faster-cadence indicators (BLS unemployment, QCEW wages) may drive light mid-year updates if a specific component moves meaningfully. Current data compiled April 14, 2026; next full refresh early 2027.

  • What does the Elevated zone mean?

    The CDI divides counties into five zones: Healthy (below 46), Normal (46–55), Elevated (55–71), Serious (71–86), and Crisis (86 and above). Pershing County's score of 52.8 sits in the Elevated zone (55–71).

  • What data sources power Pershing County's CDI score?

    Pershing County's CDI score draws on Urban Institute Debt in America (Equifax credit-bureau panel), U.S. Census Bureau (American Community Survey 5-year, Small Area Income and Poverty Estimates), Bureau of Labor Statistics (LAUS, QCEW), U.S. Courts Administrative Office (F-5A bankruptcy filings), and HUD Fair Market Rents. Every number on this page traces to one of these public sources.

  • What is the population of Pershing County?

    Pershing County, Nevada has a population of approximately 6,364 (2023 Census estimate), classified as a tiny county.