White Pine County, Nevada

County Distress Index: Normal · 46.7 | 8,522 people · 14th most distressed in Nevada
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White Pine County, NV falls within the normal range for household financial distress at 46.7 — 1796th nationally out of 3144 counties. The primary driver is Consumer Credit Distress, where debt and delinquency levels sit above the national average. Within Nevada, it ranks 14th of 17 counties. Among its 7 neighboring counties, 4 show less distress.

The Numbers Behind the Score

The CDI measures five statistically derived factors of household financial distress, PCA-weighted. White Pine County's primary driver is Consumer Credit Distress at 59.5 — above the national median.

Consumer Credit Distress Primary driver 59.5
Debt in Collections 62
Medical Debt 94
Auto Loan Delinquency 58
Credit Card Delinquency 77
Uninsured Rate 12
Subprime Credit Population 39
Structural Poverty 48.5
Unemployment Rate 45
Poverty Rate 38
Income vs. State Median 65
Child Poverty Rate 30
Disability Rate 69
Transfer Income Dependency 38
Legal Distress 45.2
Bankruptcy Filing Rate 45
Economic Vitality 40.2
Wage-to-Rent Ratio 11
Rent-to-Income Ratio 61
Business Formation Rate 95
House Price Change (YoY) 14
Housing Cost Burden 21.7
Rent-Burdened (30%+) 5
Severely Rent-Burdened (50%+) 24
Mortgage-Burdened (30%+) 53
Homeownership Rate 33

Scores are percentile-based: 50 = national median, higher = more distressed.

Neighbors and Peers

Neighboring Counties

CountyScoreZonevs. White Pine County
White Pine County, NV 46.7 Normal —
Nye County, NV 66.0 Serious +19.3
Eureka County, NV 50.1 Elevated +3.4
Elko County, NV 47.7 Normal +1.0
Lincoln County, NV 46.2 Normal -0.5
Tooele County, UT 38.5 Normal -8.2
Juab County, UT 29.1 Healthy -17.6
Millard County, UT 27.1 Healthy -19.7

Population Peers

CountyScoreZonevs. White Pine County
McCormick County, SC 46.7 Normal -0.0
Hickman County, KY 46.8 Normal +0.1
Dillingham Census Area, AK 46.8 Normal +0.1
Corson County, SD 46.9 Normal +0.2
Goliad County, TX 46.9 Normal +0.2

Download Data

Export all distress indicators for White Pine County as a CSV file.

Find Help in White Pine County

Find an Attorney

State Bar of Nevada Lawyer Referral and Information Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

State Bar of Nevada Lawyer Referral and Information Service 702-382-0504

Free Legal Aid

Legal aid organizations serving White Pine County residents at no cost.

Nevada Legal Services 702-386-0404 (Las Vegas); 775-284-3491 (Reno)
Legal Aid Center of Southern Nevada 702-386-1070
Washoe Legal Services 775-329-2727
State Bar of Nevada Lawyer Referral Service 702-382-0504

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

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Frequently Asked Questions

  • What is the distress score for White Pine County, Nevada?

    White Pine County has a County Distress Index score of 46.7 out of 100, placing it in the Normal zone. It ranks 1,796th nationally out of 3,144 counties and 14th in Nevada out of 17 counties.

  • What drives financial distress in White Pine County?

    The primary driver of distress in White Pine County is Consumer Credit Distress, where the county scores 59.5 out of 100. This domain is measured by indicators including Debt in Collections, Medical Debt, Auto Loan Delinquency.

  • How does White Pine County compare to neighboring counties?

    White Pine County (46.7) can be compared to its 7 neighboring counties: Nye County, NV (66.0); Eureka County, NV (50.1); Elko County, NV (47.7).

  • How is the County Distress Index calculated?

    The County Distress Index uses PCA-weighted percentile scoring across five statistically derived factors: Consumer Credit Distress (47.5%), Housing Cost Burden (22.3%), Structural Poverty (13.6%), Economic Vitality (9.2%), and Legal Distress (7.4%). Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • How often is the CDI updated?

    Annually, aligned to Census American Community Survey and Urban Institute Debt in America release windows — the slowest-moving source inputs. Between annual refreshes, faster-cadence indicators (BLS unemployment, QCEW wages) may drive light mid-year updates if a specific component moves meaningfully. Current data compiled April 14, 2026; next full refresh early 2027.

  • What does the Normal zone mean?

    The CDI divides counties into five zones: Healthy (below 46), Normal (46–55), Elevated (55–71), Serious (71–86), and Crisis (86 and above). White Pine County's score of 46.7 sits in the Normal zone (46–55).

  • What data sources power White Pine County's CDI score?

    White Pine County's CDI score draws on Urban Institute Debt in America (Equifax credit-bureau panel), U.S. Census Bureau (American Community Survey 5-year, Small Area Income and Poverty Estimates), Bureau of Labor Statistics (LAUS, QCEW), U.S. Courts Administrative Office (F-5A bankruptcy filings), and HUD Fair Market Rents. Every number on this page traces to one of these public sources.

  • What is the population of White Pine County?

    White Pine County, Nevada has a population of approximately 8,522 (2023 Census estimate), classified as a tiny county.